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Unauthorised overdraft been given to an under 18 year old
I'm 17 at the moment, I've been with Alliance and Leicester for a year, with my interest fixed at 10%. Now that fixed rate has gone I've transferred to Abbey. On June 5 I went and opened an abbey current account and the barclays regular 6% saver account, to replace my A&L account. I then set up a standing order to go out…
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Faster Transfer Banking - Now Live !
Hey Guys, Yay finally faster wire transfers is here. I managed to transfer £500 from one account (Halifax) and another account (YorkshireBank - Who Are utter Rubbish) and the funds showed up in just 10mins ! (did this via Halifax Internet Banking)
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I need a joint account...?
Hi, My husband and I have individual current accounts which we are going to keep. We also have a very basic joint account with no overdraft facility for bills to paid from. Problem is, we need an overdraft facility for the joint account and the bank won't/can't upgrade the joint account we already have. Can anyone help by…
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Nat West Business account
Hi all, I have an unused business account from the natwest. It was connected to the family business and tghe mortgage was being paid from this account. Mortgage cleared, business is being rented out and so the account is not being used. I have an overdraft facilityof $3000 (renewable yearly with fee of £150). Account fees…
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Cash deposit hasn't cleared instantly! Help!
I've got a direct debit for my rent coming out tomorrow (18th) so effectively midnight tonight - therefore I went to my bank today (Barclays) and deposited £300 cash, plus a £25 cheque from my aunt. After the cashier had put them through, it suddenly occurred to me whether depositing the cheque at the same time would mess…
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Budgeting
Hi, I am new to these forums, I enjoy reading them and have been for the past couple of months. Eventually today I finally registered and have a few questions (I hope this is in the right place) Ok so here are my questions. I have read about different challenges in terms of budgeting - ie the grocery challenge etc. What…
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Unused Bank accounts?
I have a bank account from my student days that i no longer use. It is a basic bank account with an overdraft but it is just sitting there empty. Should i close it? I keep thinking that i should keep it in case i want to use the bank to get a mortgage, loan, etc (i've been with them for 8 years). However, i like my…
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13 year old needs bank account for travel to Australia
I need to organise a bank account for my 13 year old to use in Australia, i'm not sure if this is possible, any suggestions?
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oh my god help needed urgently
ok guys heres my dilema!!! i purchased a wedding dress from a shop that has now shut down. i paid £845 cash deposit and £700 debit card. the shop couldnt get my dress in on time so i requested a full refund which i was given on the 9th may. the refund was made over the phone into my husbands bank account for £1300 odd. i…
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Vote in Nationwide's AGM 2009
What's this about? Nationwide customers (who are over 18 on 16 July 2009 and had at least £100 in savings or a bank account or had a mortgage over £100 on 4 April 2009) can now vote in this year’s Annual General Meeting. Those eligible should have recieved a voting pack. You'll need to use the security codes found on the…
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Lloyds TSB faster payments -internet banking
I didnt think this was working yet? Someone made a small payment to me today (from lloyds to coventry) and i got it within 2 hours
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Is honesty best policy with bank? In debt with bank (gambling)
hi my overdraft is due to be taken away in july and due to a gambling addiction i am in alot of debt. the gambling issue i attend a weekly meeting for and have stopped for last 6 weeks. i know it doesn't sound long but everyone has to start somewhere. anyways to cut along story short i am going to have to do a repayment…
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Cheque sent to wrong bank...please HELP !!
I have sent a cheque for £1,000 from my Barclays account to Royal Bank of Scotland instead of Bank of Scotland. They have cashed it into a holding account at RBS, I have been trying to get this sorted.......any suggestions anyone ?
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bank accounts
I am looking for a bank account that I can have a debit card on but I am in debt is there one out there please
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URGENT advice needed...
Right, I'll keep this short.. My situation is this: I finished Uni this month and have failed my course. I have a £2000 overdraft, of which I have £10 left. I've been in the overdraft for most of my time at Uni, and my credit rating is pretty bad because I've missed payments on things. I'm with Halifax, so the max.…
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Transfering To Halifax Reward Current Account
I wonder if anyone will be able to help. I am considering transferring my Nationwide Flex Account to take advantage of Halifax's Reward Account. I gave Halifax a call today to see if there was an interest free overdraft during the transfer between my current bank and theirs for the first month or so. I was told this was up…
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A&l do not know there !!!!! From there elbow?
What exactly should I do here? There has been an unauthorised card transaction on my account to which online since last August for £7.75 every month. I only caught on in March this year and reported it, they stopped the card and said they would report it to there anti fraud team, all well and good. I looked at my statement…
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How do I chase up money that should have been paid into my bank account?
Hi, I've been having a problem with an internet travel company for a very long time and just when I thought I'd gotten it sorted, they messed up on my refund. So... A month and a half ago, the company I have been having a dispute with finally agreed to give me a refund. They asked for the bank account details to pay the…
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Barclays
It appears their whole banking system has gone down . I tried to make a payment over the phone and it couldnt be authorised. On phoning the bank it appears that they can not access their systems , online banking is down and ATMs arent working either
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Missing Halifax Paper-Free Statement
I receive my monthly statement in my paper-free documents section on 15th of every month. This month's hasn't turned up so far. Anyone else having the same?
