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returned standing orders! please help
my daughter attends a sporting club which has monthly membership by standing order, this months money was paid to her instructor except for some unknown reason this time his bank returned it to mine! i budget my money to cover my bills but every now and then i see that what i dont spend has built up a bit, thinking…
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unpaid direct debit fees!!!? please help
I just got a phone contract a few months ago. I set up a direct debit for this contract which was due on the 8th of may. Money was tight at the time, so I paid my phone bill a bit early on the tmobile website as I wanted to make sure that I wouldnt spend the money for it. I just got my bank statement and it shows that on…
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Faster payments FROM Yorkshire bank?
Question is no longer relevant so removed it from forum
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Halifax Reward Current Account
Have they clamped down on the amount of accounts yoiu can open ,I managed to open 2 and when I tried for the 3 rd I just get Application Decission in my accounts :mad:
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Joint Bank Account and Divorce.
Hi all, When I was married I had a joint bank account with my former wife, the account had an overdraft facility of £6000. However, my wife withdrew £5000 from this account the very first day after we were legally divorced. The bank statement clearly shows that this (£5000) money was transferred into her separate account…
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Help... I'm not a fraud!
Hi all Wondering if anyone knows how long CIFAS entries stay on your credit report? I have two entries - from a genuine application from me, I might add, there's never been any fraud involved - from Halifax bank. I spoke to Experian who couldn't tell me and referred me back to the bank. Halifax bank don't keep records of…
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(First post, long) I need budgeting advice, please help!
Hi everyone. I am a young father of one with two other kids from my girlfriends last relationship. My girlfriend and I are 30 - 29 and our 3 kids are 1, 7, and 9, and we have 3 cats. We just moved into a lovely new 3-bed rented home, the first home we have had together as a proper family. Previously we were living in…
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Please help me with dilemma of overdraft and fees on bank account
I have an Alliance and Leicester account. I have a £100 overdraft on it.I was made redundant for the second time a few months ago and am currently living on JSA £64.30 per month. I rearranged with creditors to pay them into there banks direct per month by paying cash. Meanwhile on my Alliance and Leicester account which…
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Not going well first direct application
We have been meaning to set up a first direct account for many years now but as we are looking for a joint bank account as we have just got married so we finally got around to applying last week. We got our paperwork signed it and popped it into the post. I have been reading some posts on here about first direct…
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Money stolen out of account
Hey guys, sorry for the post, i've searched the forums to try and find peoples experiences with A&L fraud team, but didn't find any/many. Last thursday at around 6:30pm 2 transactions took place on my account, one for £1,200 the other for £375 - I noticed around 9:30pm and proceeded to ring A&L for advice/help. They told…
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19 With Absolutley NO Credit History!!! Need A Bank Account
Hi Everyone! I'm brand new... and have a strange story and question. I'm 19 and up until a week ago was trapped under the wrath of a very controlling mother. I've never had a bank account of any kind or even a phone. Therefore I have absolutley no credit history!!! I've just moved 200 miles (okay so maybe I just packed…
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Bank messed things up lots - what can I claim from them?
Hi, I'm really just wanting some advice on what I can ask for in my compaint to Abbey. In April I called up and cancelled a standing order I had going out for a sports club. It went out again and after calling Abbey I found out it seemed their adviser had taken no action on my account. They said they had no record of my…
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Abbey Charges being debited months after they were incurred
I spotted a few threads starting to pop up on this topic a few weeks ago and another one here today. I emailed their customer services a few weeks ago and their response was: "Thanks for your e-mail. We have begun and will continue over the next few weeks to collect charges on some personal banking accounts which were due…
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Nationwide cash card account faster payments
Dear all, I am thinking of take the advantage of Nationwide foreign exchange free, so had decided to setup a Nationwide Cash Card account and got accepted, but my main account is with Halifax, so as my other half. I have full cheque garantee card with Halifax and I am aware it does have faster payments facility, however, I…
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Halifax fraud
Hi everyone I am a newbie my hubby and I bank with halifax last week noticed unusual activity on our account £479 called halifax told them this was fraud they said if we were 100 per cent sure they would cancel this, I thought this was end to matter looked online this morning only to be find a week later the halifax have…
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rubbish rates...
hi i get paid in euro's. i get a really bad rate of exchange with my bank is there any way i can get a better deal. I have heard of opening a bank account in ireland but my wife will use the money in the Uk and will i get charged for direct debts? please help...
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Nationwide say I am to blame for chip and pin theft
Hi, I would really like to get some advice about appealing a decision by Nationwide not to refund the money that was taken out of my account after my bankcards were stolen. I had my wallet and phone stolen at around 2am in a bar. I was chatting to friends and clearly not paying enough attention. When I put my hand in my…
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Bank account charge advice
Hi people, just a little advice if you will. I have a 2nd bank account, that i simply use for putting money into and then paying for things over the internet so it doesnt get confusing in my current account. I went into my local branch on Friday the 17th April and paid around 300 quid in. I then went home, checked my…
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Abbey applying bank charges from 6 months ago!!!
Are people aware that Abbey are applying charges this month for unpaid direct debits etc from 6 months ago. Apparantly there system failed to debit some charges in Dec/Jan Feb and are now making you pay them. I had 3 applied this month (2 for Jan, 1 for Feb) on phoning Customer Services they said they can only refund a…
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advice please.. bounced cheques.
hi all, basically i recieved personal cheques to the sum of £1000 i paid them into my Co-op cashminder account. 3 days later the cheques showed cleared into my account, i withdrew a certain amount one day and the day after i went into branch and took £500 out. today i went to the bank ( 3 days later) to find im negative…
