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HSBC Current Account Application
hi guys any one applied for a HSBC Current account online recently? can it be opened online, or do u have to go in branch to sign documents? any advice appreciated. thanks:beer:
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Financial Ombudsman Claim - Advice Please
Hi, I am about to sumbmit my first claim to the FOS, due to a problem with Halifax. I wanted to run it by you guys, as you tend to be pretty honest! The question being simply, is it worth my taking it to the FOS? Or am i being petty? The basics of the problem are this:* At the same time as the Reward Current Account…
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Unused Bank account fees
Hi, My partner has received a letter from Natwest saying that he owes them around £200 for £12.00 a month bank fees he knew nothing about. The account was set up a few years ago when he was married but when his wife left they withdrew the money and he thought the account had been closed. Does he have to pay this and if he…
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Iva
My husband and I are involved in an IVA which commenced in October '08 and will be effective for 6 years. We have a joint basic bank account with Co-operative Bank but have been refused by HSBC. We have also been refused by the co-op when we applied to open a basic savings account. Is this usual?
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Lloyds Cash Account Upgrade
I am just back from an appointment with Lloyds to upgrade my cash account to a current account, the person I spoke to initially told me the system would not allow an upgrade and to take in a copy of my Experian report. I went in with my report today (no adverse data) and was told they would still have to credit search,…
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Budgeting Dilemma
Hi there, So here’s my situation: I’m 21, currently working a lowly job full time (after tax £231 p/w) but there’s strong rumours that they’re looking to cost cut / merge posts. The chances of me getting this position are slim – so I’ve a probable 1-2 months whilst they go through the recruitment process (tipped off by a…
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Please Help Lloyds TSB have given me only 2 days to pay
I got a letter from Lloyds TSB this morning telling me I have two days to pay them £62.99 this is the first I've heard of being over my overdraft, I've got a student account and I've not even been recieving statements, even though I've asked them a number of times to send them. They tell me that they have been sending…
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Halifax Reward Accounts - Debit Card - What did you do with yours?
hey there. At the moment I have two reward accounts and they both come with debit cards. The problem is I know for sure that I will never use it and I they have to be activated. So there is a risk of someone gaining the details. Does anyone know if you can cancel the card and keep the reward account?
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Alliance and Leicester Direct Current Account
If I open two accounts, one in my name and one in my wifes name (through our Quidco accounts) can we deposit £2500 in each and transfer £500 between them each month to qualify for the 6% rate?
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Can my bank transfer money from a business account to my personal account?
Hi, I am new to this so will try to be clear! I have a personal account and a business account with the same bank. I was over my overdraft limit on my personal account but had money in my business account (set aside to pay a specific bill!). My bank transferred about £250 into my personal account from my business account…
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Alliance & Leicester after 1 year
I'm coming to the end of my 1st year with my Alliance & Leicester Premier Direct current account paying 8.5% interest up to £2500. I was just wondering what people do after the first year. I have heard you can downgrade your account and upgrade it after a month to gain another years promo rate. Is this true? Also is it…
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Halifax forgot to order me new debit card
Hi all I had fraud on my halifax account 2 weeks ago got cards cancelled called up today to see when I would be getting new cards as we are off on holiday next week they said new cards have not even been ordered bunch of twits.:mad:
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which bank
I am with TSB and have been since I was 16 and I am unhappy with the amount of money they charge in overdraft charges. Yes i admit I sometimes go slightly over by a pound or two but it does'nt warrant these charges.Which is the best bank to go with?. Thanks for any advice.Ed:confused:
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Halifax Login changed?
Has anyone else noticed that Halifax-online login has changed? they are asking me for all sorts of details.... is this a scam? has someone taken over their page? or is it just my computer? or are Halifax just being extra-secure?
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Visa Electron use abroad
I have a Visa Electron Debit Card issued by a Mexican bank. Will I be able to use it in Columbia and Peru?
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Numbers On Debit Card Rubbed Off
Hi The printed numbers on the front of my debit card have rubbed off. If I asked my bank (Halifax) to replace my card, firstly would it be free, as I have not lost the card and secondly would the card numbers be exactly the same? An online site won't put any money back on my card until they have seen a copy of my debit…
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Strange Thing with Natwest overdraft !
I applied last month for a Currentplus account with Natwest, and to be honest I was surprised to get it, as my credit is far from perfect !. I have 4 defaults from 2006 and 1 Arrangement to pay. I do however have a Aqua Card, Capital one card and a Vanquis Card with I have had for about a year and pay in full every month…
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lloyds, unplanned overdraft?
I hope i am in the right place, and if not im sorry. Anyway i received a letter today from lloyds telling me that on 19th june i was £2.97 overdrawn. And lloyds have provided me with an unplanned overdraft. so they are charging me £15 plus a daily fee of £6.00. Can they do this,i know they have, but i didnt ask them too
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limit for debit cards?
i have a question - can you put a limit on the amount of money that is drawn out on a particular debit card? i know there is a limit of £250 per day but say for example you have a joint account and your partner takes out more money than need be, can you limit how much he/she takes out per day/week?
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Barclays basic Cash Account
Hiya all, Just a quick update for all you about to apply for a Barclays Cash account. I wanted a basic bank account. with no overdraft facility or fancy stuff. after searching my excellent moneysaving website, this seemed the account for me. so off I trotted to my local Barclays, I filled in the forms and handed my ID over…
