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HSBC VISA Debit card
I used to have a HSBC solo card due to a managed loan which is still being payed off (i never miss a payment btw), when I asked HSBC a couple of years ago if I could change back to a switch account, as by then my credit history had dramatically improved for a while, they said no and this would be the case until the loan…
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Abbey unauthorised payment to one of my payee’s
I have an Abbey business account. In early April I tried to make a payment to HMRC Cumbernauld office. They have recently changed their account number and sort code. Despite setting the payment up several times online, it always disappeared without trace and was never completed. Eventually I contacted Abbey who tried.…
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Should I change Banks?
I am with LTSB and currently have a Current Classic account, Reward Savings account, LTSB MasterCard and ISA account with them. My credit rating is exceptionally good, but I have found that although I do pass a lot of money through my accounts, I do get a reasonable amount of interest on my Credit Card, purely because of…
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Nationwide - what is going on?
Greetings all! Ok, so I applied for a Nationwide Flex account to take advantage of the free Euro transactions. Today I found out that I was declined and I have no solid idea why. My main account is with Lloyds and I have no outstanding debts (except student loan). I have never defaulted on payments and I believe I have a…
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Childrens bank accounts
When my children were born I opened up a Post office savings account for them with the intention of walking to the village post office and for them to be involved in counting out the money to pay into their own account. Unfortunatley our village post office has been closed (don't get me started on that!!) and I refuse to…
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Current Accounts
Just a quick question, does anybody know, what credit score / level, would you need to get a current account.
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RBS - same day payments now free
Sorry if this is posted elsewhere but I hadn't heard of this until yesterday. I went into my local RBS to pay my CC bill for this month and was worried the money wouldn't get to the CC company in time so would be charged interest etc. When I mentioned this to the teller she told me I could do what they call a "same day…
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3 months worth of statements
I'm not sure I have 3 months worth of statements at home can I go into the bank and ask for copies? I don't like how Natwest send their statements :o
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Microsoft Money application
hi i'm a money saving newbie! i was wondering if anyone had used the program Microsoft money and if they have found it useful or not? i'm considering buying it but it's not that cheap so wanted some input first.
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Help!! Abbey have taken all my money!
My wife and I have an Abbey Current account and have had £720 taken from our account for a standing order that was cancelled 2 months ago:- We moved house 2 months ago (rental) and immediately cancelled the standing order for the rent as you do. The first month went by okay, I checked for any anomolies and no money was…
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Unexpected credit balance
All I have a sharedealing account with Selftrade that shows an incorrect cash balance of >£20K. This is a complete surprise to me as I've never deposited such amount with them. I'm sure that you all can guess my question. Can I LEGALLY get my hands on this money ? If so, could I place it on deposit with another institution…
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Offshore Account Advice Needed?
Hi I work internationally as a contractor and have always been paid via UK companies/agents in GBP, being a UK resident no probs paid straight into my UK account. I'm starting to be offered work where i will be paid in either USD or Euro. Know what is the easiest way is it to open an offshore account? I would like to have…
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Fraudulent Transactions on Abbey Business Bank Card
Having been the victim of card fraud twice in less than 2 months, I am asking for your ideas and opinions. I have a Visa debit card with my Abbey business account and at the end of March, I noticed two transactions to Empire Stores for a total of £655. They refunded the money and issued me with a new card in April. I…
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Halifax - Charged for going over overdraft limit - Can't see where on statement
I received a letter from the Halifax notifying me of charges for exceeding my overdraft limit, when I looked at my statement online, I could see four transactions for that day, one Direct Debit two payments and one transfer into the account. There was nowhere on the statement however that states that I exceeded my limit. I…
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A&L wasting no time!! advice needed please
hi i currently have 3 bank accounts one of which is with A&L where my bills are paid from. the last 2 months the account has gone overdrawn (unauthorised) and it is showing on my credit report already as two late payments. i have been overdrawn in the past on other accounts (unauthorised) and nothing has never been but on…
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Natwest advantage gold and the like
I recently check my online account to find a charge of £7.33 that had put me over my overdraft limit. When i queried this with Natwest they said the date they take the payment for my advantage gold account has been changed and as such they've took a smaller amount than normal but on an earlier date to coincide with my…
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Setting up a bank account
I want to set one up with barclays, the account is called Young person's account. I was wondering will there be any charges? I plan to go into the branch tomorrow and set it up. How long will it take? Any tips or advice? Thanks
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Can your bank tell the exact time of a cash machine withdrawal?
Have checked on my Alliance & Leicester online account but it doesn't say the exact time.
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NatWest - who's at the top
I am drafting a letter on behald of my partner after natwest cocked up in a bad way, i would like to send a copy to one of the people at the top of natwest, however i cannot find the annual report for who to send it to, so if anybody has contact details for someone at the top can you please let me know. thanks
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Nationwide Default
Hi, I don't know if anybody can help but i thought that i would ask. I used to bank with nataionwide over a year ago and i do not use the account it was opened but there was nothing in it. My husband went away and had two pay a work cheque in to the bak at this point. The day it cleard i went to the bank and £300 was taken…
