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Best Bank for new Savings or Current Account?
Me & my boyfriend has just got engaged (:j :p :o ) and as we are wanting to save up first before getting married... My question to you guys/girls is what is the best bank to open a joint current or saving account with?? Thanks in advance :beer:
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A&L Charging £100 on a 19p Authorised Overdraft - Now Resolved
Hi everyone, I'm hoping someone can help with this. My boyfriend banks with Alliance & Leicester, he has 2 accounts – a Premier Direct Current Account and a Young Workers Account. The Premier Account is the main one, and the Young Workers Account is rarely used. The Young Workers Account has a £10 authorised overdraft, and…
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Best Account for Overdraft
Need to find an account that will give me an immediate overdraft of £10k, any ideas?
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Anyone up for making £25 (And have a current account with A&L)?
Hi all, I need to set up a current account and after looking around carefully, I decided that the Alliance and Leicester Premier account was the best option. I noticed (from the MSE article) that as a bonus I can get £25 when I join using their reccomend a friend bonus. Unfortunately I haven't been able to find anyone I…
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No Strings Bank Account
Hi I'm about to try my hand at Matched Betting and i want to open a new account that i could use only for the bets. Do any of you know of a simple no strings account that i don't have to put £1000 or £500 in every month, one that i can use online. I don't even need high street access. Hopefully an account i could open for…
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A&L Faster payments
I have had an A&L current account for over a year now and was wondering what on earth is going on with their faster payments? :confused: I used to send £500 /month to it (Nationwide -> A&L - to meet the conditions of the account). This is then split 2 ways 1) £xxx transferred to an A&L savings account. 2) £xxx transferred…
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Went over my limit for a few hours by £6, will I still get a charge?
After making a purchase this morning, I realised that I had gone over my overdraft limit by £6, so within a couple of hours I paid in some funds and brought myself back to within my limit. I'm just wondering what the likelihood is of incurring a charge. I'm with HSBC. Thanks in advance for any replies.
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Budget set up help
Afternoon to everyone. I am working on a spreadsheet programme (excell 2007) to do my budget. My aim is to eventually host it somewhere for my fellow forumers (all of you peeps) to download and use. What I am looking for is more details on income and outgoings etc. So far i have got the following...... Outgoings.. Rent,…
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Card payment not processed
I made a card payment at a Tesco self service machine back on 28th December and it still hasn't been taken from my account. Is there a cut off point as to when payments can be claimed?
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Account Closed by HSBC
I opened a new bank account with HSBC last month. I provided all my verification details (passport etc). Because my address is an old one on my passport I provided proof of address in the form on a bank statement, which was accepted, and the account was opened. I received a letter a week or so later saying along the lines…
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First Direct Overdraft fees.
From April 1st 2009 you will not be debited with fees the minute you go overdrawn. You will be notified, and debited 14 days later. Just prolonging the agony isn't it?:confused:
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Abbey and A&L - still separate entities?
Hi there, can anyone confirm that Abbey plc and A&L plc, tho both owned by Santander, are still separate entities when it comes to the FSA compensation? They have different reference numbers on the FSA website so am assuming they are. Many thanks Hannah
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First Direct problem money has been sent out of my account i did not authorise
Basically they have sent 3 extra payments of council tax out of my account not authorised. I set up the standing order for 10 payments. I amended the date in October and they started the payments from scratch. To cut a long story short they have admitted the error was theirs and it was done incorrectly by a member of…
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No Credit Check Bank Account
Hi Hopefully you kind people can help please.... I'm looking for a basic bank account but one that doesn't entail a credit check. I read somewhere that you can apply for non status bank accounts but these dont seem that accessible. I only need a bank account that allows my salary to be paid into and able to make card…
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Minimum effort required for £100 A&L Offer?
Hi, I know this probably isn't in the spirit of the thing but is there a possibility of taking the £100 for little long term commitment here? I'm thinking: 1) Set up A&L Premier a/c. 2) Set up monthly standing order for £500 into A&L (after payday, say 3rd of the month). 3) Set up monthly standing order for £470 (slightly…
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Inital funding of A&L premier current account.....
...in the terms & conditions re this account it states that the account must be funded by min. £500 per month or a £5 fee will be charged. I can't see anything re the opening month? ie I have opened an account today so will I have to pay in by 3st March 2009?......thanks ed:confused: :eek:
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switching accounts
i have just applied to switch to an abbey current account as it sounds like they do a much better deal. however now I am concerned that natwest may not want me to have a credit card and loan with them anymore becuase i do not use there current account. is this the case and do i have a right to cancel the transfer? help!!
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Opening a joint accout
Hi all, I am due to a get married in 3 weeks, we are expecting cheques as wedding gifts, rather than face the embarrassment of asking them to be made to one of us we want a joint account to put them in. Problem is my credit rating isn't so good and want to avoid bringing my future wifes credit rating down. Whats the best…
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Halifax reward account
whats the point in signing up for one if they charge you £12.50p, or am i missing something?
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Barclays Online Banking is down
Just incase you thought your PINsentry was on the turn:D
