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Abbey national call centre hell
Hi just been on phone for 15 minutes to abbey national regarding a 50 pounds goodwill gesture which i still have not recieved off them. The letter they orignally sent to me from them saying i was getting this was on the 4th of march. A pakistani guy answered the call and just did not understand what i was talking about and…
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Credit search to change from HSBC single to joint account?
My OH and myself are looking to open a joint account. We applied to First Direct however were refused. This presumably is due to him being in the country only 3 months, and me having a black mark on my credit file from the Alliance & Leicester who I am currently taking to the Ombudsman (they have admitted the problem was…
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Student accounts: once you've graduated
I graduated last year and know that i still have a year after graduating of a 0% overdraft. i have an account with HBOS with a £3000 overdraft that is all stored in my 4% tesco account, ready for repayment in july. i received a letter stating that i have paid nothing into this account during the last month, (i haven't paid…
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complaint about financial ombudsman
Delete , sorry didnt see that on website , thanks
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Daughter's Account defrauded - any advice?
This is my first post - apologies if it has been covered elsewhere but I couldn't find it. My 17-year-old daughter, whose NatWest account balance varied between £50 and 1p (no overdraft allowed on a Solo account) found that a cheque for £750 had been paid into her account, then £850 had been withdrawn less than 3 days…
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HSBC basic account
My husband and I have a joint bank account with HSBC. It's a basic account, with no overdraft facility or cheque book etc. When I opened the account, I was under the impression there were no charges for things like bounced direct debits or standing orders. I also read something online about a £10 free buffer zone. I went…
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Why don't all Banks and Building Societies have Faster Payments
Faster payments have been introduced for nearly a year now by the major banks but the smaller banks are still not implementing sending faster payments (although they maybe receiving faster payments). Is there any reason (other than profits) as to why they have not implemented this system and/or why they haven't been forced…
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Alliance & Leicester- match overdraft offer
I'm just about to send in a statement from my old current account so that A&L can match the overdraft limit I had on my new Premier account. Is this automatic, or has anyone had any trouble with getting them to match?
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Lloyds Internet Banking 'Offers'
I have been told by some people when they log into internet banking with Lloyds they get 'Offers' ?, I never get any offers !. Is this only for certain customers or is there a link within Internet banking that leads you to these 'Offers' ?, I also do not know what the offers are, but can only think it is perhaps a offer of…
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PG or property charge
As regards a bank overdraft what is the difference between giving a guarantee and the bank taking a charge on your property, I guess what I would really like to know is if a bank does not have a charge on your property to what lengths might a bank be able to go in order to get back money from an overdraft facility that…
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Royal Bank of Scotland D/D
OK so a few mths ago i had to make an agreement with RBS about my mortage, I agreed to pay an extra £74 pound a mth for 6 mths to clear an arreers. Not a problem you'd think. Well since then the basic amount i pay has dropped but i've still been paying the same amount for the last 4 mth. So in effect i've cleared my…
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Advice on Wedding Bank account
Hi I am getting married next year and wanted to set up a bank account to put my wedding pot into (have wonderful parents who are contributing!) Already have a savings account and basic current account (and a joint account), but wanted something completely seperate. Obviously want to get a good a interest rate as possible,…
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budget planner
can anyone help? i am trying to print a copy of the budget planner to post to a friend without internet access, but i am unable to get more than the current view on the screen. thanks
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HBOS - overdraft.
I just wondered if anyone else has experienced a similar problem that I have encountered in the last two weeks with the Halifax (now Lloyds Banking Group). It may be that it's individual to me in which case I just have to accept it. It may not be as simple in my case as I have the added complication of being a staff member…
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Credit Score affected by Overdraft
I have a graduate plus current account with HSBC with an agreed overdraft of £900.There's an account fee of £9.95 pm and I have never availed over the agreed overdraft limit. However this is not my salary account ;I have an outstanding debit of over £800 since July 08 and I have been paying the debit interest for the same…
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Lloyds Vantage Current Account
Folks, I've "upgraded" my Classic Plus Account to a Vantage Current Account to benefit from the interest rate 4%. I intended to put in £7K and pay in £1K each month (and withdraw £1K right away). But now I've just realised that was a mistake - the 4% interest is only paid for my balance between £5K and £7K. I would get a…
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Kicked Out by Cooperative
Just got a letter from the Cooperative Bank today, saying they're closing my Cashminder account due to "being used in an unsatisfactory manner" (I'd missed three Direct Debit payments in three months). They've caused me a few inconveniences themselves, but apparently I'm the unreasonable one. I'm dying to say a few…
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Opening the A&L current account through Quidco......
...would one get £50 plus the £100 (from A&L) or just get £50 from Quidco?.....thanks ed:confused:
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Natwest Closed Account
I moved from Natwest to Halifax about 2 years ago. I have recently been harrassed by Natwest saying that I owe then £75 for an unauthorised overdraft & I should return any cards to them. I returned my card to them 2 years ago with a letter stating that I wish to close the account, I wasn't aware of any money owed to them…
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Fraud Warning - Grimsby & N.E Lincs.
Used your Plastic Cards recently in Grimsby or North East Lincolnshire? If so - check your statments* (And tell your friends, colleagues etc). From This Is Grimsby: "I was told by someone in the fraud department at the bank that they have been inundated with calls from the Grimsby area." "The inquiry is in its early…
