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Lloyds Internet Banking 'Offers'

I have been told by some people when they log into internet banking with Lloyds they get 'Offers' ?, I never get any offers !. Is this only for certain customers or is there a link within Internet banking that leads you to these 'Offers' ?, I also do not know what the offers are, but can only think it is perhaps a offer of a Credit card or Overdraft ?.

Can anyone enlighten me ?.

Thanks

Comments

  • Baldur
    Baldur Posts: 6,565 Forumite
    When you log on and view the 'Account Overview' page, you should see a section titled 'Current accounts & Savings' - underneath that, mine shows another section titled 'My Offers' - it currently has a link to their e-Savings account.
  • Baldur wrote: »
    When you log on and view the 'Account Overview' page, you should see a section titled 'Current accounts & Savings' - underneath that, mine shows another section titled 'My Offers' - it currently has a link to their e-Savings account.

    I have the 'Current accounts & Savings, but nothing underneath it, maybe you have to have accounts for some time before it appears.
  • Baldur
    Baldur Posts: 6,565 Forumite
    I have the 'Current accounts & Savings, but nothing underneath it, maybe you have to have accounts for some time before it appears.
    Possibly - I've had accounts with them for many years, but it took your post for me to even bother looking for the 'My Offers' bit..... ;)
  • Paul_Herring
    Paul_Herring Posts: 7,484 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I've got 3:
    • eSavings account Open in just a few clicks
    • Platinum card 0% on balance transfers for 14 months (fee applies). Typical 15.9% APR variable
    • Loans 9.9% APR typical on loans of £7.5-£25K up to 5 years. Lending is subject to an assessment of your circumstances.

    My own gripe with these is I'm not interested in any of them (savings at a dire rate, CC nothing to write home about, and I've no interest in a 25K loan for anything,) and I can't remove them.
    Conjugating the verb 'to be":
    -o I am humble -o You are attention seeking -o She is Nadine Dorries
  • stevemLS
    stevemLS Posts: 1,067 Forumite
    I always used to have the offer of a loan, £13.5k - but for the last few months there has been nothing there - assumed it was the general drawing in from lending.

    Have just looked though and they are back - now the "personalised loan offer" is £15k!!

    Plus a rubbish CC and ISA.
  • Milarky
    Milarky Posts: 6,356 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    The credit card is (apparently) pre-approved with a stated limit available (i.e. no outside checks)
    .....under construction.... COVID is a [discontinued] scam
  • kokimizuno
    kokimizuno Posts: 11 Forumite
    Plus these will only appear if you are actually eligible for the products.
This discussion has been closed.
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