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HBOS? Lloyds transfer
Is this the right place to post this?? How will the transfer of shares from HBOS to Lloyds affect the value?
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Rbs
Hi all, New to this forum, been recommended by a friend. Impressed so far! I do have a question that I hope someone can help me with. I have a current account with RBS and in light of todays news that the Government is bailing out RBS and they may be on the verge of collapsing, should I be looking to close my account and…
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Lloyd's TSB Customers.....
Found this passage from a Lloyds TSB article recently; Change of Company Name Lloyds TSB Group plc (the “Company”) wishes to advise that, as approved by Lloyds TSB Shareholders at the Lloyds TSB General Meeting held on 19 November 2008, it has changed its legal name to Lloyds Banking Group plc with immediate effect.…
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Not Happy...
Hi. I have a moneyback account with the Halifax. This account has a 3k overdraft and up until recently i was very happy with it. The average monthly charge for the OD is £15 which i'm happy with. Last week i received a letter telling me about their new "simple" way they are going to be charging people who have an…
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Natwest
Hi, I currently have a credit card with Natwest and access to online banking.. i recently applied for a current account and recieved the paperwork and filled it in and dropped it into my local branch on Friday. My question is does anyone know how long it usually takes to set up and will it appear automatically in online…
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Who shall we open a new account with???
Hello, I was wondering if anybody can help, We are currently giving token payments to Lloyds, Halifax, HSBC & the Additions Catalogue and we need to open up a new account as HSBC are threatening to just take money out of our account. Does anybody know which banks would be safe to use as i have read that some banks are…
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6months bank statements
good afternoon all, we are purchasing a property abroad and are now at thw stage of getting mortgage on this, we are applying to barclays italy as we want a euro mortgage as hopefully most of our rental payments will be in euros, anyway the want 6 months bank statements which i dont keep and went into a branch of first…
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Letter of disassociation needed?
I moved into a property just before Christmas. I'm receiving a very large number of letters for the previous tenants, and I don't need to open them to see that they are largely debt related. Final demands, letters from debt collecting agencies etc. There may be court summons, without opening them I don't know, but the…
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Electronic Transfers
Hi, Could anyone tell how long an electronic transfer should take from the Alliance and Leicester to the Natwest :confused:
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Halifax & overdraft
Good morning. Our joint account with the Halifax has an od of £10k This has been in place for ages, we've never been over that limit but do run close to it alot of the time. I get paid £3.5k a month in to the account. Last week they sent us an online document (which took us ages to realise was even there!) saying they are…
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Urgently need to write a cheque in Dollars - How?
Hi, For an application, I need to send a cheque for $10 to Kenya. They require it in dollars... How would I do it? I have various accounts - which bank would be best for this?? This is quite urgent! Thanks a lot! :o
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Financial association on 'non-credit' products
I have a 'non-credit' product, and would like to add another person, thus creating a joint account. Would a financial association be created? Or does this only apply to 'credit' products (i.e. loans, mortgages, current accounts, etc...)? Advice appreciated.
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Opening a basic account when you have a standard account
I'm looking at opening a basic account as an extra for bills etc and something to fall back on if there's ever a problem with the card for my normal account. Three questions: - are banks quite happy to open a basic account in cases like this ie where the customer already has a normal current account? - how does a basic…
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new joint account which offers best deals??
Hi im opening a joint account with my girlfriend and am trying to work out which is best i was looking at the A+L account which offers the free £100 but we dont want it to become our main account.we were planning on paying in about £50 a week each into it Any help?
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Halifax Overdraft Help Please
Hi All, At the moment I have an overdraft with Halifax for £2,800 which i would like to keep it expires in March 2009, However since changing my job in August 2008 my od limit as been reducing last month the guarenteed amount was 2,000 and today its £1,250 how do they calculate this. I have never had a problem with Halifax…
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Opening an account with no photo ID?
My sister wants to open up a bank account, she used to have one with Lloyds but not sure what happened there. She hasn't got much debt, just a social fund loan I think. Anyway she wants to open a bank account, just a basic one but she has no photo ID at all. Can she just take letters to prove who she is? She might have her…
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natwest to abbey online payment
I went into an Abbey branch to get a passook issued for a Fixed Rate monthly saver that i opened online and post. I saw one of the cashiers who issued me with a passbook, i got the impression she was new as she was asking a male cashier on the counter next to her for guidance throughout my transaction, she issued me with a…
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My Coop Bank account now accepts 'Faster Payments'
For the first time (sortcode 08 93 00) I sent a 1p amount today and it got there (though not instantly) some time thereafter. Check yours too... http://www.apacs.org.uk/sortcodechecker/
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Halifax High Interest Current Account
I've just noticed that the interest rate on the Halifax High Interest Current Account has gone down to 2.5% (was 5.12 when I switched in November). Hardly surprising, but surely they can't call this a "High Interest" current account? It seems ridiculous. Perhaps a rename to the "Not As Poor Interest As Other Current…
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Is it easier to open a bank account or get a credit card?
So Bank account (current account with OD) and Credit Card, which one is easier to get? Just curious.