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Faster Payments System FPS - Current state of play
APACS Sortcode checker: http://www.apacs.org.uk/sortcodechecker/ FPS FAILURES: * Abbey/Cahoot: Abbey possibly receiving FPS now, Still no word on Cahoot receiving, and nothing on sending. * Alliance & Leicester Business: Online limit of £250 per Faster payment, £250 over the phone. * Alliance & Leicester Personal: Online…
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Current account+ savings Options
Hi everyone, I'm a professional and I have been in England for a couple of months now. I'm trying to orient among many different accounts but it is very complicated! I earn some thousands per month so i would like to have a saving account with a high interest (who not?!). Then I will decide what do with money, for example…
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NatWest Online Banking: any problems logging in?
Anyone had any problems logging in to NWOLB yesterday/today or recently? We can't get into OH's accounts at all: it keeps saying there's an error with either the PIN or password and returning us to the login screen try again. Gave up after the third time to avoid being locked out altogether. We were very careful to enter…
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closing current accounts
does anyone know what the bank would do with all your personal info (past statements etc) if you decide to close your account. Can I or anyone else access that?
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bank closed the acc. I lose £1314! Legal help..but who?
Since losing our house in 2005 I have been using my fathers savings account for child tax credit payments, csa etc etc. Unbeknown to me my father got into difficulty with his HSBC overdraft and without warning, they closed all of his accounts on 15th Dec 2008. He didnt realise this had happened until a two days later. So…
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Natwest Business Accounts
Official MSE Insert: If you've arrived from Google, our Business MoneySaving guide, including Business banking tips may be helpful. Back to the original post... After doing some digging around I've found that the best business account for someone with a terrible credit rating is a Natwest Foundation account as I'm already…
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Free money???
I woke up one day this week to find a credit on my current account (small amount of 4.21) that was labelled with my name and withdrawal but I had no idea where it came from. After investigation it came from a Natwest account 60-00-01 39**8618 - anybody know who/which institution that is? (I don't even have an account with…
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which account? help....i dont WANT credit!!!
following an endless cycle of unauthorised overdraft followed by a bank charge forcing me back into unauthorised overdraft thus another bank charge and so on things have spiralled out of control for me. im in discussion with my bank regarding the overdraft and i am sorting it out,i am also trying to claim back the charges.…
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What does DGS/RPP stand for?
Hi Does anyone know what DGS/RPP stand for in a list of direct debits? My mum recently died and I am one of the executors of her will. We have to contact all the companies she had a direct debit set up with and we do not know which company this relates to. Does anyone have a clue? (If it helps, this is with the HSBC) Many…
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Sudden "Interest Charge" with Nationwide
Hi there, I wondered if anyone had experienced this. I have a Flex Account with Nationwide which I use to transfer money into my e-savings and ISA. I don't have an overdraft or any credit card debt with them. Last month they took a 2p "interest charge" from me - this was the first instance, and this month on the same date…
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Advice needed....
Hi, I have just found out my bank has changed my address without my consent to an address i have never lived at! In this time correspondence will have been sent there along with statements. I have phoned the bank and requested info regarding how and why address was changed and I am now waiting. I am fuming as this is a…
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Bad Credit Who Will Give An Account
Hi some advice is needed pls my Mother as a bad credit rating but needs a bank account who will give her a basic bank account?
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Natwest Have Closed My Account.
I went to use my online banking today and noticed my account wouldn't show. So I visited the bank to be told that they closed my account on Friday because of an overdraft on an old joint account that hadn't been paid off yet, so they closed my separate account without any notification. So after explaining to the bank that…
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HSBC - happy with credit score but still refuse ovedraft
Hi I just recently applied for a overdraft on my joint account but got declined as they felt that I was up to my limit on my sole account. HSBC response Your credit score was acceptable. However your current borrowing is at the maximum limit that we are prepared to agree at this time and we must therefore decline your…
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NatWest Wat A Crock
I made a payment with my debit card on the 16th Jan 09. Now it is only showing on my bank statment online 19th Jan 09.Why has it taken natwest so long to take the payment out of my current account.Does any one else experience this problem with thier banks.Do you think it is wrong.I know my bank system updates itself 3am.So…
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Get paid £7 to check your credit report for free
IMPORTANT UPDATE: The cashback available dropped from £7 to just 50p on Friday 23 Jan, making this loophole much less lucrative. I hope you managed to do it at the higher amount if you wanted to! What’s the deal? It's possible to get paid to get your credit reference pile from Experian, one of the three big credit rating…
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Withdrew £200 - charged but no money!!
I've got a big problem I really hope you guys could help with :( Last night I withdrew £200 from a Nationwide cash machine (with a Barclays debit card, if that's relevant) - the machine approved the transaction and whirred for a few moments, saying 'your money's being prepared' or whatever, and it sounded as if it was…
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Which current account?
Hello, A friend of mine who currently banks with Abbey National wants to switch bank accounts as hers has been nothing but hassle. Particulars as follows: Money in per month - between £1000 and £1400 Overdraft - £100 maximum (very rarely uses it) Must have Visa Debit or Maestro (she has Electron at the moment and hates it)…
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Angry with Natwest - Random Charges
Hello Im so angry with Natwest right now and wondered whether anyone has had similar experiences or has any advice. I really would like to change accounts but because of my current credit situation (reduced payment agreements with all creditors) im assuming my hands are tied and I wouldnt actually be able to open an…
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Credit rating system: outdated and unfair?
Somehow it hits me that I have a good employment for the last 4 years with good income, never missed a payment, not arrears, never overdrawn; but still get punished by 5 years old “adverse information” on a satisfied £676 CCJ. Can’t get a credit card or a service card on my account with RBS. What about “adverse…
