Bad Credit Who Will Give An Account

guns4

Hi some advice is needed pls my Mother as a bad credit rating but needs a bank account who will give her a basic bank account?

Extant

The FSA has a website with a section on this: http://www.moneymadeclear.fsa.gov.uk/HTML/en/products/bank_accounts/basic_bank_accounts_popup.htm

Out of those, Barclays and the Co-Op are the more lenient of the lot. For this level of account, you're going to find most offerings very similar - so choose the most convenient bank for you, etc.

SolicitorMidlands

Nationwide had a cash card account a few years ago but have stopped doing it. I got one then and it is brilliant. I did a search recently on moneysavingexpert as I was trying to find a similar one for my friend and Lloyds had one but in view of the current climate with them, I would go for the Co-op! They are sometimes not advertised on websites - might be worth ringing them and checking. Tell them you don't want a debit card, or cheque book - just a cash card and no credit checks and hopefully they will be able to offer your mum something. good luck.

sutton111

SolicitorMidlands wrote: »

Nationwide had a cash card account a few years ago but have stopped doing it. I got one then and it is brilliant. I did a search recently on moneysavingexpert as I was trying to find a similar one for my friend and Lloyds had one but in view of the current climate with them, I would go for the Co-op! They are sometimes not advertised on websites - might be worth ringing them and checking. Tell them you don't want a debit card, or cheque book - just a cash card and no credit checks and hopefully they will be able to offer your mum something. good luck.

Nationwide still do there cash account. http://www.nationwide.co.uk/current_account/managing_your_account/cash_card_account.htm
There some very good Basic accounts, Halifax, Barclays are they good, you get a debit card and extremely good on-line baking.