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Budgeting & bank accounts

Archives for January 2009

spec me a current account.
Im looking for a new bank account mainly because i want a new debit card, e.g. visa, mastercard etc. Currently i have a solo as i opened the account when i was under 16, your age cannot be verified with a solo and some places (mainly online) dont accept them so ive ran into a few problems now and again and had to use a…
Turned down for debit card Nationwide
I've been turned down from getting an upgrade to a debit card from Nationwide. I feel betrayed as I am with them since 2003 (savings) and have made no withdraws. I've had this FlexAccount (current) for about a month now and was hoping to get a debit card. I asked the attendent why and she gave me some bullcrap story on how…
Accounting Software Packages - Home Use
A number of years ago there were at least 2 products on the market for households to track their expenditure - Quicken & Microsoft Money. Both products cost around £30-£40 (I think) and some PC manufactures even rolled them into the bundled software. I cannot find either on the web, although copies can be bought through…
Student who can't get a student account!
Ok! So recently I've been wanting a credit card from Abbey or Nationwide (as they don't charge to go abroad and for my studies I've got to go to Belgium), and both declined me because I have NO credit. So I think: Sign up to a student account to get an overdraft to get credit and try again in 6months; yea well they won't…
HSBC Card Fraud
Just had a call from HSBC who told me that my maestro card has been one of a number illegally copied and that it has had to be cancelled with a new one being sent to me..which she advised would be a visa one rather than maestro. she went through some recent transactions which were all mine so it seems as if no one's got…
Wedding account....
I am getting so confused. I'm getting married in May and want to open a bank account that comes with a debit card and cheque book to make it much easier to pay deposits ect. I have £12000 I want to put in straight way, no more will be getting paid into the account but it will be going out obviously. Whats the best account?…
A&L Premier Direct Current Account
This account, as with others, offers a good rate of 6.5% on balances up to £2500 but 0.1% for balances above that. My question is, if your average balance is, say, £3000 do you get 6.5% on the first £2500 and 0.1% on the next £500 or do you receive 0.1% on the full £3000 as the balance is over £2500, which seems to be the…
Abbey 11-15 Account / RBS Revolve
Hi, I am 13 and currently have a RBS Revolve account with a Solo Card. I also have the Flexible kids saver account with Abbey with a passbook and they have just launched they're 11-15's current account with a VISA Electron Card. It used to be a Cash Card, they only updated they're website this week. Should I switch to…
Citibank, do they share you details?
I recently applied a citibank account, and had provisional approved, and got sent paper to sign, but didn't go ahead with the application. Now yesterday, they rang up my work, and ask my application, I don't like this, as I don't mind if they contact me at home, but not at work. Potientially, there will be a lot of spam…
Over-spent 12k+ ish, oops. Please help turn me around! Need to save similar amount
I am *useless* with money and pretty useless in general at the moment. I inherited 25k or so from when my gran passed away 5 years back. Some went to clear undergrad overdraft debt and on reasonable things but about 12k ish just seems to have been spent, I'm not really sure where it went (I’ve checked the back of the…
owed lloyds money paid back, any chance lloyds basic account ?
It says on website they will open even with bad credit, but wouldnt open for fraud, well ive never been done for fraud or have any cifas markers, I did owe them money but have paid it all of know, Wondered if theres any chance of opening the basic account with them ? When i paid barclays they let me keep my cash card
Bank Account
On december my man lost his job and we had went to rbs to see if we could get help because we could not afford to pay our loan we offered to set up a lower payment scheme and they did not help in any way we have now missed two payments and they have took £200 out of my account and shut it down can they do this
Abbey stopped cheques
Apologies for no previous title ! ABBEY NATIONAL WARNING Has anybody with a current account with Abbey National received letters to say that cheques have been stopped for no good reason????? We are in credit with our bank account & have good credit history. We have received letters this week from the Abbey to say they have…
Allience and leicester Overdraft matching?
Hi when I opened a premier current account in septemer with A & L one of the incentives was that they said they would match my existing overdraft. I have an overdraft with my other bank for £2,700 but A&L only gave me an OD of £350 Is it too late for me to request my overdraft be matched, and if not, how do I go about…
advice please on stopped cheque paid by A&L
hi, :mad: can anyone give me any advice please on the situation i'm in with the (unprintable people) who pretend to provide a banking service under the name of A&L... basically, 1) a cheque I made out to a company got lost in clearing. 2) A&L rang me to inform me and offered to stop the cheque, I accepted that. No mention…
Admin Charges for a Standing Order
not really a topic for this particular forum, but thought this might be the best place. got a letter from the Management Company who deals with our leasehold and maintenance works for the flats, regarding the maintenance fee for this year. also added is "Admin charges for setting up of the Standing Order with the bank…
Lloyds TSB - new account
Quick one guys, Opened up a Silver account with Vantage today as I'm fed up with Nationwides interest rate drops. Got debit card but no offer of an overdraft or chequebook. Something I have (albeit a v.small OD) on Nationwide. Not a big deal, but do LTSB do internal scoring like HSBC do? So, if the account is run properly,…
Joint account - online banking
Does the joint account customer (i.e. 2nd applicant) have to use the 1st applicants online banking details to perform banking activities, or can the join account customer sign up for another online banking account?
Debit Card Fraud
Hi, I noticed a £104 card payment yesterday to 'Tesco Insurance' that came out of our joint Abbey current account. I phoned Abbey the same day the money left our account (Yesterday) and they put a block on my OH's card and re-issued a new one. I was VERY shocked that it was my partners card they used because it has been…
Withdrawing in Hong Kong using Maestro Natwest
Hi all, I am just on holiday atm in HK... I have been trying to withdraw some cash from Maestro certified machines.. but everytime I try to withdraw, it says contact CS... What is the best way to get around this in a 'cheap' way? Should I try to add credits to my skype and call natwest? 2 years ago, I never needed to…

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Budgeting & bank accounts

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