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Paid the wrong person
I transferred some money for the first time using my NatWest account and i think ive done it wrong. Instead of sending it to my other Lloyds TSB bank i seem to have sent my money to "Lloyds Classic 540438" and put my card number in the reference place. Which is a totally stupid mistake now i have realised. I'm gonna ring…
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Direct Debits
I would like to pay a phone bill by regular direct debit from my bank account. However the only problem is the phone bill is not in my name and when I try to amend the details on the online system it tells me that "I should confirm that I am authorized to use this account" and also that the bank account is in my name.…
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Lloyds TSB Gold Account
Does anyone know if you need to hold this account for a minimum term? (like FD and HSBC) or is it a rolling month by month contract? I've read all the T&Cs and there is no mention of a minimum or maximum term for the account
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standing orders
does anyone know how these work? I have one that was due out todat 30th and one due out tomorrow 1st. The one for tomorrow is on my online bank statement already as gone out but the one for today hasn't? The one for today is still set up and showing as payment due out today :confused:
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applying for a Barclays bank account
You can only apply for a bank account online if you answer "yes" to a series of questions, one of which is that you have a regular income or salary to pay in. Does anyone know if you have to have a regular income paid in? I only want the account so I can manage my savings online - I don't like having another account just…
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Advice please: paid with debit card but no money in account!!
Hi, I made a purchase for £400 with my debit card. The retailer hadn't taken the money from my account yet however, an emergency came up where i had to withdraw the £500 I had in my account, leaving a £0 balance. What will happen when the retailer tries to take the money in the next couple days? My overdraft limit is only…
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EMA Paid Into My Other Bank, How Did They Get My Details?
Hi So i started full-time college in september, and i had applied for EMA and been accepted, all was good untill i got the letter back telling me where the money will be paid. Ive got a current account with LloydsTSB & a savings account with my local building society Derbyshire which i opened just for my EMA to go into, so…
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Bank charge is it right?
Was charged £25 fee for them to review a Direct Debit as it took me over the arranged overdraft limit. Now they seem to pay all the direct debits at one minute past midnight but my wages went in at banking opening times. I checked my account in the morning at 6am and it showed overdrawn (paid DB) checked again after during…
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Best Current Account?
I currently have Premier Direct with A and L, interest rate now 2% after 2 years with them....(1% minus base rate) Have overdraft of £2400 current balance is £-1200 (just £5 per month) and pay in £1600 every four weeks.....where should I transfer too? Or could I re-open a Premier Direct?
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Direct Debits coming out early
I have several Direct Debits on my main current account, set up to come out after payday. I get paid by the 30th of the month at the latest (earlier if the 30th falls on a weekend.) My biggest Direct Debit is set to go out on the 1st of the month - ie tomorrow. When checking my online banking on this weekend, I noticed…
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switching accounts
hi all, im with a&l at the mo, and im wanting to switch to a diff account long story. But im wanting it 2 be as easy to do. They do all the work for me. is there any bank that does it. and quick. thank
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nat west advantage gold minimum paying in each month
does any one know what the minimum operating balence/paying in per month on this, i opened it as i had to open a second account when i opened the isa, (i work for the group, not the bank, so i dont have to pay the fees) but wondered how much is the minimum you have to pay into this current account a month as i cant find…
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Alliance and leicester and regrets.
I have a Alliance and Leicester premier direct current account( I opened it in spite of experiencing poor service in the past for the sake of 100 quid through quidco and frankly better interest rates). On Thursday I noticed a email in my internet banking about A&L compatible with faster payments up to 10k. I had opened up…
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Faster Payment Tracking Anyone?
Anyone out there dedicated enough to keep tabs on internet Faster Payments for MSEers (I confess I'm not)? I have lots of current accounts that I can use to move cash around. I know for instance that I can send £500 from Barclays to A&L instantly, but back A&L are only allowing £250 at the moment. I use this to put £500…
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Halifax Standing Order
I pay my mortgage by standing order on 1st of each month. Therefore tomorrow I would expect to see this on my bank statement. I have just been online to check my account and the standing order has been taken out today with a date of 1st December how does that work?
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Alliance & Leicester - fees, letters & bad customer service ?
Hi all, last year we wanted an easy way to pay in money to a post office on a daily basis (basically the daily takings from a shop) before it could be transfered into our main business account. We were "advised" t open the alliance and leicester account that asked for a minimum £500 deposit a month. We quickly found out we…
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Help - Banking on a sunday
Hi, I have just checked my internet banking and have discovered a charge has been taken out of my account (have been notified but totally forgot). This leaves me £20 short for my mortgage which is going out monday (needs to be in by midnight). How can i get the money into my account, i have recently increased my overdraft…
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What the hell are Barclays doing? All Current account holders login to check!
Hi all, I've just logged in to my online banking to find that Barclays have listed several transactions on the 1/12/08, as this post will show, the date today is 30/11/08. :eek: I've written to their complaints department, but what the hell is going on? Does anyone else with a barclays current account have this same…
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Totally sick of Barclays incompetence!
About 2 weeks ago i posted on here that there was fraud commited on my debit card, well Barclays was useless, they were no help what so ever, wouldnt up my overdraft so we could buy food or anything! this was a very stressful time for us. So eventually, after many phone calls and spending alot of money on mobile phone…
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What are Abbey playing at?
Long story, but Abbey have totally co**ed up my daughter's student account. First they opened up a graduate account instead of a student account, then 6 months later they transferred it to a current account and not a student account and gave her a flat 1k overdraft which did not increase when she expected it to, despite…
