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I've been mega stupid
I stupidly sent a bank payment from one of my account to another of my account but mistyped the sort code. the wrong sort code actually exists and belongs to icici bank. what is going to happen, will I get my cash back (approx £400) and how long will this take? I feel like such a plonker - I always without fail send a…
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Whats the difference between a basic and current account?
Whats the difference between a basic and current account?
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Need euro currency account - Questions?
We need a euro currency account, doesn't have to be UK bank but has to have good net access. Often we are sending and getting funds from countries within the euro zone. I know most euro accounts in other countries allow transfers to other european countries for a small charge, under a euro when someone sent funds from…
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Expedia "charging" accounts
Myself and my partner were searching for a flight for her to go back to Melbourne via Orlando and decided to book through Expedia. We tried a few times on my credit card but it kept coming back with an error about the first flight. I thought it may be a problem as I wasn't on the itinerary. So we tried again a few times on…
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Business account for personal use???
Hello, Basically, I have 1 ccj (satisfied) and 2 defaults (outstanding) which means I only have a basic bank account. I am employed and self employed and managed to open a Business Current Account today and just want to know if I can use this business current account for both my business and personal use? I have managed to…
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Barclays again
My wife knew she would be £2.78 overdrawn last wednesday so i went to the bank on tuesday and put in £90, i got to the bank at 3:10 stood in the queue and waited and waited eventually paying it in at 3:40, she has just got a letter saying she has been charged £22 for going into her reserve account, she phoned the bank and…
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Statements
Hello Can you have a bank statement posted to your bank rather than your household address? Thanks
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Maestro card question
Hi guys, I'm a University student who has a student bank account with NatWest, and is currently attempting to persuade said bank to give me a Maestro card, rather than the Solo card I have at present. I've always been prudent with money and have never had any form of credit agreement, which I suspect contributes to the…
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Yorkshire Bank to Launch New Current Account
Yorkshire Bank is launching a new fee-paying current account on 1st September. For £10/month the new account offers the following benefits: 1. Worldwide travel insurance for the account holder and partner and up to 4 children. Maximum age of 75. Maximum duration of any one holiday is 31 days. Four countries are excluded,…
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Save the change accounts
I remember reading a while back about save the change accounts, what these basically did was if you bought something say for £11.51 on your card it would round it up to the nearest pound and take £12 with the extra 49p going into a savings account. Are these a good account to have? Anyone got one? Also do any of you know…
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Barclays PINSentry - get another card reader
Hi, I'm still miffed about the PINSentry device Barclays now insist we use to access our online banking. I have 3 accounts with them: 2 personal current accounts and a business account, but they will only provide 1 card reader so I need to remember to carry it to and from work on a daily basis if I want to log in to my…
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Delay in debiting account after payment on debit card
Hi all, Jut over 4 weeks ago I placed an order online using my debit card for some foreign currency for around the value of £600 The currency arrived and has since long gone! However the company that I ordered it from still have not taken the £600 from my current account. Has anyone else experienced such a delay in a…
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Halifax and extending the student account once graduated, having problems with this!
How incompetant the staff seem trying to get this sorted. My daughter graduated this year and wanted to continue her student account for the next year so she can have some time to pay off her £2750 overdraft. She has already got a job due to start in September so she will even be having a salary paid into the account too.…
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Basic Bank Account -POA
Hey, after reading the topics on basic bank accounts...I feel I want to open one however having a problem with address proof. I don't have a bank account and so have no statements, and moved into my flat last month. The only things with my address I have are: *Offer of employment for my new job *Payslips from my previous…
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Budgeting without a regular income
Hi, I was wondering whether you could help. I need to start budgeting for my second year of university, where I will be self-catered and living in a house. I've looked at the budget tool on this site, but it relies on a regular income. I won't have a regular income but I will have injections of money (i.e. from loan) but…
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HSBC Bank Account Plus?
As I live overseas and have just noticed that I am spending a considerable amount on interest to HSBC whenever I use my Switch card to withdraw cash here, I wondered if it would be more beneficial to change my standard account to a Plus account, any comments would be welcome. I also wonder how good the Travel Insurance is…
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Annoying Internet Banking!!!
I have now received card readers for both Barclays and Natwest, great I thought. Till I learned you have to use this just to even check your balance. the idea of internet banking I thought is to make payments etc anywhere in the world. So in order to do so I need to have the following: Card Card Reader Password membership…
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Good idea to Close Unused Current Accounts???
I have a unused HSBC account, what I wanted to know was is it a good idea to close it since I don't use it. Will closing it improve my credit score or possibly decrease it from what I have heard?:money:
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Unrecognised direct debit
I have a unrecognised direct debit being taken out of my account. I initially contacted my building society who only provided me with the date the direct debit was set up and the company's address. I contacted the company asking them for details of the direct debit and they didn't reply. After further reading about direct…
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Can you have more than one student bank account?
I was under the impression that you're only allowed one student bank account, but this link http://www.student-finance.co.uk/news/2006/Aug/students-have-more-than-one-student-bank-account.html has made me think otherwise. I've got plenty of debts held on credit cards at the moment which are just about reaching their…
