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HSBC and First Direct Account
I have a Student Account with an interest free overdraft of £1000 with HSBC. However I have recently opened up a First Direct account and have chosen not to switch my account just yet. What I wanted to know was if I ask First Direct to switch my HSBC account to them will it necessarily improve my credit score and credit…
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Used ATM's in HULL? Check your statements.
Card-cloning is on the rise in Hull, according to Humberside Police. Today, (14 Aug) the fraud team are continuing to investigate reports cash machines have been tampered with across the city. Article click here. Check your statements.
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Abbey : how long for standing order amendments to show on online account?
I am trying to amend the standing order which I use to pay my rent with. I had a rise in my rent and I need to amend the payment amount. I did it on monday, it says on the receipt that my request to amend a standing order will be processed the next working day but to allow two clear working days prior to the first payment…
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Hsbc Credit Card Blocked - Very Frustrated!
hey all! My wife's HSBC credit card has been blocked... basically one month ago, she was attempting to pay for some tesco's groceries online, and for some reason HSBC decided to block the card she used. At the time the transaction failed, and she, not knowing why, tried again, and of course failing again. She called Tesco…
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New Bank Account/Repair Credit Rating
Hey, I've pretty much had a shocking credit record since I was about 19...in the end by 22 I had no bank account, couldn't get a contract phone never mind anything else. Now I've pretty much avoided applying for anything at all until now. I've moved into my own flat (privately) and have a steady monthly income. I'm trying…
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overdraft trouble
hi, i recently bought a new car. i was due some money with which i was going to buy the car. in the mean time i found a car so contacted my bank to see if there was a way of getting a short term loan, i was advised to simply increase my overdraft for a period of time until my money came through. i wasnt however advised…
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Young Money Savers
Alliance and Leicester have just opened a current account aimed directly at 16-21 year olds new to employment. This account offers a mammoth 10% on balances up to £1,000. Surely the market leader for 16-21 year olds? I've been reading a lot of people's opinions on Alliance and Leicester, that being their customer service…
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new joint account advice
hi all, i'm after advice on opening a new joint account ,for bills etc... I would like one to offer the switch over facility for all my existing direct debits ,and also a £100 or there abouts overdraft. i'm moving from a +l as we've paid a small fortune in going overdrawn (sometimes our fault and sometimes not) and are…
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How am I doing?
Sorry if this is not the place for this but I am new to money saving and was wondering if any of the more experienced savers would mind giving a quick review of how I'm doing so far. Everything I've done has been within the last few weeks... I am generally a good saver and I already had (and have kept) a large amount in…
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Natwest Rant - Won't allow transfers out
Apparantly due to a large amount of fraud at all banks, Natwest now won't allow transfers to other accounts without calling me at home at a pre-determined time to get my 2nd authorisation. They won't call me at work as they don't have my number, and it had to be on file for 30 days before they are willing to use it to call…
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Abbey online Regular Transfer not working
Has anyone else had problems with the "Regular Transfer" facility with Abbey, I've requested money to be transferred twice in the past few days (did it again when it didn't transfer 1st time) and it hasn't transferred? Really don't feel like another conversation with India after last weeks Tiscali problems :mad:
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Did you sign up to Monilink? If so close your account NOW or get charged £1.50/month!
For the last 18 months Monilink has been pursuading people to sign up to their useless mobile banking service solely on the basis of free money and no ongoing cost, i.e. see here: http://forums.moneysavingexpert.com/showthread.html?t=581457 Monilink have now decided to start charging all their A&L customers £1.50/month,…
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Barclays overdrafts overhaul. Is it better or worse for you?
What's happened? On Monday 18 August, Barclays radically changed the overdraft facilities it offers. It now has 3 levels: 1. Normal Overdraft: Up to a limit e.g. £500 you’re simply charged interest at the agreed rate. 2. Personal Reserve. Go beyond that and within a set limit e.g. £250 more, you pay £22 to go into the…
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Unknown DD payment - Homeowners...
Hi, I received my Barclays current account statement today, and there's a DD payment which I've no idea about. The payment, taken on 1st August, for £30 was in favour of "homeowners" with a long reference number. Does anybody have any idea what this may be? Or who? I've tried googling it with no success. I'm not a…
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Authorised Overdraft
Hi This may seem like a really stupid question but Ive been reading the boards alot and cant find the answer Im looking for..... Ok, We have an authorised overdraft of £400, say for example we go £250 overdrawn, when my hubby's wages go in, the bank takes all the £250, as it should because we've borrowed it..... but from…
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unauthorised debit transaction?
We have paid for a hire car in the US through a UK agent company. No problems with the car and the transaction. On returning home the agent company have taken 2 debits of the same amount, (£230), out of our Halifax account. Only one of these withdrawals is authorised. The company are failing to respond after 5 weeks now…
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Really need some advice about Halifax trying it on!
Hi Guys, Well its my first post here, but i really need some advice. I hold an halifax easycash account (the very basic account) which comes with a visa electron debit card, no overdraft, etc etc. The other day, i registered with an online auction site, it said "we will take no money now" and only use the debit card for…
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Paid on a bank holiday
I am paid on the 25th every month, this month it falls on Monday which is a bank holiday. Does this mean I will get paid Tuesday or Friday? Normally if pay day falls on a weekend, I get paid on the Friday...
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"Not enough debt" for a Student Account ?!
Hi! First post so be kind! I applied for a student account with HBOS (tried both Halifax and RBS on seperate occasions) for their generous £3000 overdraught. However, when I applied I was unsuccessful... fearing the worst I checked up on my credit history and all was okay. I decided to ring Halifax and was advised to apply…
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cant set up an a&l a/c... what instead?
hello i need to set up another current account but cant set up an A&L one at the moment as am in a dispute with them over mortgage exit fees. i have a FD account and a HSBC account for a few years now. any suggestions for other accounts with any sort of cash-back attached? thanks!
