-
Where to find a daily budget planner?
Hi everyone I've used Martin's Budget Planner, now know where my overspending is and have a new budget for the next year. However, I now want to set up an Excel spreadsheet to enable me to track daily spending, which will automatically show me how much I have left for each part of the budget (e.g. if I buy some petrol, how…
-
Nationwide Online - No Overdraft Option
I have a Nationwide Flex Account and need to arrange an overdraft before the end of the week. I logged into my Nationwide internet banking account and inquired about an overdraft request. The help system told me that I simply click the overdraft option under my flex account, problem is there is no overdraft option! Anybody…
-
Alliance and Leicester closed my account
thank yo very muxh
-
Bank Accounts - Why Do We Bother?
Over numerous threads throughout the MSE boards, we see a hell of a lot of complaints about the banks we use, the way they treat us and the way they charge us too much and give us too little in return. I know as much as others do that it is far easier to complain than it is to compliment but are banks really that bad? I…
-
Cancellation of all Direct Debits by bank
Can a bank cancel all direct debits (except the DD for the bank loan) which include Mortgage, house insurance, health insurance, life insurance, car insurance and other important expenses following the return (bouncing) of other direct debits? I queried the bank and they confirmed it was not in their terms and conditions…
-
Not on Electoral Role - Affect Credit Rating?
Hi Would not being on the electoral role affect your ability to not be able to get credit? I cant even be found to have a credit report lol. Cheers
-
Budgeting : What are your top personal expenditures?
Hi, Just wandering really. In my quest to save more money I am trying to cut down on my monthly personal expenditures. Obviously, as I have no mortgage / rent / car (of my own) - I'm in quite an ideal situation. I understand a lot of members will have (much) more expense. Anyway, here goes: 1. Mobile Phone Contract -…
-
Help please - Credit check
Hi all Don't know where to post this so sorry if in a wrong place... My husband recently tried to buy a mobile phone and when his credit was checked, he was reffered. He got concerned and checked his national credit score on Experian which came up with a score of 931 which is better then 70% of UK population. The report…
-
Bacs transfer from Halifax
my mother has a in branch current account with the halifax, she went in today to send £100 by bacs to kaupthing edge and was told it costs £25.00, surley its free isnt it?
-
f-i-law died need to find bank accounts
This may be a long shot, but we need some advice, my f-i-law died recently he left a will, but he has several bank accounts, isa's and even an off shore account, we know of some of the accounts but not all, does anybody know how we go about finding out, we have a solictor who can research the same as us but at £180 per…
-
Natwest changed my account without my agreement.... and charged.
The Natwest changed my current account to an Advantage Gold account without my agreement... and charged me over £10 per month. I realised this weekend, and yes I do now feel very stupid:confused: not to check my mail/statement thoroughly, that my advantage gold account has been costing me over £100 a year, for over 5…
-
2 bank accounts with the same name
i was in a business partnership, we decided to end the business, but tax affairs and the bank account where still active.It appears the bank has allowed my former partner to open an account with the same business name that we where still using. Is this legal
-
Barclay Bank Account Application
My hubby has one default which is about 5 years old, he decided to apply to Barclays for a full current account. Before you apply they ask Do you have a CCJ, Are you Bankrupt? He answered NO to these as it's true. There wasn't a question saying Do you have any defaults? I suppose he felt he stood a good chance of getting…
-
Nationwide FlexAccount - Statements Folders Etc
Do Nationwide give out folders for statements, chequebook holders and all that jazz with their FlexAccount? If they do, they have not given me a pack. Cheers
-
Moving current account. Any tips to avoid problems?
I'm moving to Barclays. Need to move all my direct debits and standing orders. Anybody with any advice to avoid problems? Do I have to move all the DD/SO's myself or can I get help?
-
FD everyday e-saver sweep
Does anyone use the sweep facility with First Direct to move money into an everyday e-saver? I've recently got the 1st account up & running, but I haven't set up the sweep 'cos I'm not sure how easy it is to get the money back out again. I was wondering about setting up a mid-month SO to the e-saver & a sweep for anything…
-
Is Citibank Gold Debit Card only for CitiGold customers?
Hi, I have a close friend and we do chat about many things, including about our finances. Recently she just opened a Citibank Current Account. She showed me her debit card which she just received, which I was rather impressed at first as it was a really nice Citibank Gold Debit Card with £250 cheque guarantee. As we're…
-
Merits of Different Current Accounts?
Hi, I currently have my personal current account with HSBC. I have been chatting recently with various financial bods and when I mention HSBC i generally get "tutted" at or the "Have you thought about other banks?" line. What is it people don't like about HSBC? Surely a current account is a current account? Am I missing…
-
Well done Barclays
I have to say....well done Barclays. Now I'm not sure if this is normal behaviour, so sorry if people read this and say "and your point is?" but.... I had a cheque paid into my account which bounced. It was from a reliable source ,and shouldnt have bounced, but it did. As it was from a reliable source I thought I would be…
-
Alliance and Leicester - Overdrafts on new accounts
I recently tried to join Alliance and Leicester.... the whole process seemed to go wrong at every possible turn, however here is my main complaint.... 1/ in my case it looks like you only get an overdraft if there is no chance of you using it 2/ they do not tell you any information regarding this until you ve signed up…
