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Budgeting : What are your top personal expenditures?

Hi,

Just wandering really. In my quest to save more money I am trying to cut down on my monthly personal expenditures.

Obviously, as I have no mortgage / rent / car (of my own) - I'm in quite an ideal situation. I understand a lot of members will have (much) more expense.

Anyway, here goes:
1. Mobile Phone Contract - £30.98 pcm
2. Petrol - £40-£80 pcm (always fill up with the cheapest, currently 108.8ppl)
3. Food / Impulse Buy Bits and Bobs - £30 pcm

So, I would be very interested to see what other people's top expenditures are :)

Tim
Current STP Earnings - £63.00| OnePoll Earnings - £12.90
Debts : £1500 HSBC Credit Card | £350 HSBC Overdraft

Comments

  • magic57
    magic57 Posts: 736 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Definately my two sons! They eat us out of house and home! :rotfl:

    After that

    gas and electricity bills £92 pm
    virgin media £48
    petrol not sure how much but loads as we run two cars
    insurance and tax for above cars
    pet insurance £32 pm (worth it though for our elderly lab who is recovering from surgery.)
    Food bill (YIKES loads!!)
  • oldagetraveller
    oldagetraveller Posts: 3,653 Forumite
    Council Tax far in excess of any other regular monthly payment. For the amount paid I get a 2 weekly rubbish collection, two street lights and a schoolboy in the guise of a "plastic policeman" passing my house about once a month or less. Actually the total monthly for this is more than the combined other regular monthly Direct Debit outgoings!
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    My monthly breakdown:

    Rent: £300
    C/Tax: £85
    Gas/Elec: £70
    Water: £36
    Child Support: £120
    House Ins: £18
    Life Ins: £9.99
    Capital One Visa: £100
    Monument Visa: £30
    HSPF (Bank of Scotland) Loan: £200
    Kays: £30
    Littlewoods: £20
    Virgin Media: £30
    Education: £75
    Mobile Ins: £12
    O2 Mobile: £45

    =========================== Total: £1216.99
    =========================== Salary: £1200
    =========================== Other Income: £200
    =========================== Spare Coin: £183.01
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
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