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Budgeting : What are your top personal expenditures?

hougtimo
Posts: 107 Forumite
Hi,
Just wandering really. In my quest to save more money I am trying to cut down on my monthly personal expenditures.
Obviously, as I have no mortgage / rent / car (of my own) - I'm in quite an ideal situation. I understand a lot of members will have (much) more expense.
Anyway, here goes:
1. Mobile Phone Contract - £30.98 pcm
2. Petrol - £40-£80 pcm (always fill up with the cheapest, currently 108.8ppl)
3. Food / Impulse Buy Bits and Bobs - £30 pcm
So, I would be very interested to see what other people's top expenditures are
Tim
Just wandering really. In my quest to save more money I am trying to cut down on my monthly personal expenditures.
Obviously, as I have no mortgage / rent / car (of my own) - I'm in quite an ideal situation. I understand a lot of members will have (much) more expense.
Anyway, here goes:
1. Mobile Phone Contract - £30.98 pcm
2. Petrol - £40-£80 pcm (always fill up with the cheapest, currently 108.8ppl)
3. Food / Impulse Buy Bits and Bobs - £30 pcm
So, I would be very interested to see what other people's top expenditures are

Tim
Current STP Earnings - £63.00| OnePoll Earnings - £12.90
Debts : £1500 HSBC Credit Card | £350 HSBC Overdraft
0
Comments
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Definately my two sons! They eat us out of house and home! :rotfl:
After that
gas and electricity bills £92 pm
virgin media £48
petrol not sure how much but loads as we run two cars
insurance and tax for above cars
pet insurance £32 pm (worth it though for our elderly lab who is recovering from surgery.)
Food bill (YIKES loads!!)0 -
Council Tax far in excess of any other regular monthly payment. For the amount paid I get a 2 weekly rubbish collection, two street lights and a schoolboy in the guise of a "plastic policeman" passing my house about once a month or less. Actually the total monthly for this is more than the combined other regular monthly Direct Debit outgoings!0
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My monthly breakdown:
Rent: £300
C/Tax: £85
Gas/Elec: £70
Water: £36
Child Support: £120
House Ins: £18
Life Ins: £9.99
Capital One Visa: £100
Monument Visa: £30
HSPF (Bank of Scotland) Loan: £200
Kays: £30
Littlewoods: £20
Virgin Media: £30
Education: £75
Mobile Ins: £12
O2 Mobile: £45
=========================== Total: £1216.99
=========================== Salary: £1200
=========================== Other Income: £200
=========================== Spare Coin: £183.01Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
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