-
Cost of your weekly shop - Rising? Newbie!
First of all hello everybody i am a newbie here. I am a 25 year old gal, who doesn't have massively expensive tastes in food but have spent the last 3 weeks discussing with my friends the vastly rising cost of your weekly shop. We are now trying to work out how it is getting more expensive and looking at one item in…
-
Best chance of getting current account with full facilities
Hoping someone can offer some advice on a joint account for DP and myself. We've had a joint cashcard account with nationwide for a bit less than 2 years. When we opened this DP wasn't on electoral register so fair enough they could only offer us basic facilities. Since then we've tried upgrading the account at 6 month…
-
Credit File Report
Found answer I was looking for sorry!
-
can my bank relise money early?
hi all, sorry cant spell. i get my tax cred and DLA on tuesday next week, but goin on hols 2nite. can i phone and ask them to relise the money early? i get it every week dla every month.
-
Indemnity Claim with Nationwide
I had to put in an indemnity claim yesterday with Nationwide as ScottishPower had closed my account and taken the final bill out by direct debit when they weren't meant too. ScottishPower admit their mistake and will even refund any charges that I may incur... but my problem is Nationwide said that the money taken out…
-
Nationwide removing Overdraft
Hi, I arranged with Nationwide to have an overdraft reducing facility where it would decrease by £60.00 each month (It started at £1900). They advised that it would be taken away with no notice if I was to go over my limit. Getting near payday I knew that the interest was due to come out but due to the bank holiday I…
-
Open Swiss Bank Account Online
Swiss bank account opening can be very easy, If you want to open an account for yourself online without any hassle, just follow this link: http://open-bank-account.com
-
Alliance & Leicester - 2% charge for non-Link cash machines
Alliance & Leicester slipped a notification in this month's statement reminder email (you know, the one that NO-ONE READS, sly dogs!) announcing that UK non-Link cash withdrawals will now attract a 2% charge. There is also some other guff about increased charges abroad but I don't use my A&L card abroad anyway so I'm not…
-
Clear one overdraft with another?
Hi All, My Husband and I have a joint account but we still have our own current accounts from when we were single but don't really use them. Anway, stupid hubby used his account and got it £500 overdrawn with no overdraft limit. We don't have £500 spare to pay it off and are being charged interest. We do have an authorised…
-
NatWest and me 5 years ago!
When my credit file was still in reasonable nick I went in and applied for a current account. I sat down and as requested brought in 3 months bank statements from other bank. I was not working and at first I said I'll go for the 'Step' account. She said to me, I'll apply for a current with full package, anyway she took my…
-
Halifax current account default
Hi there, I had a halifax student account default and this has since been paid off monthly from a debt collection agency, they offered a full and final settlement offer in February which I accepted, £90 was knocked off the balance. They have since sent me a letter confirming that it has been paid and the case is closed,…
-
Did Natwest mess up?
A month ago i decided it was time to ask natwest if i could upgrade my step account to a current account plus. I was told yes (did the application over the phone) did all the stuff over the phone and awaited for the letter asking me to provide identification. It arrives, i post off a letter from my employer and a wage…
-
Recommend a decent premier/private bank?
As subject I guess, I'm cheesed off with automation and talking to a computer or a call centre (I appreciate they're all call centres but you know what I mean) and continuously being sold to when calling. Whilst I'm not loaded I'm always in credit and could afford to keep a decent minimum in a current account if the…
-
Best Bank For Current Account, Savings, and Cash ISA under one roof
Hi All, We have been with Smile for many years now, and while their service is excellent, the interest rates now are not - particularly on the savings account and Cash ISA which we want to have in addition to our current account. The question is where do all you moneysavers who like to have all your accounts (current…
-
Closing accounts
Three weeks ago, I sent a letter to my local Natwest branch asking them to close my account, however I still have no had any response. Should they have responded informing me that my account has been closed or would they just close the account?. Also, I want to close my Barclays account, however I'm wondering if, when I…
-
Alliance And Leicester Froze My Account
:confused: CAN ANYONE PLEAE HELP ME? i have had an account with alliance and leicester for just under a year, they have just stopped my ''banking facility'' and effectively frozen my account as i've missed a couple of direct debits on a loan (the loan is from northern rock and in my dads name, with his knowledge an…
-
money going through probate can I borrow?
we have been left some money, but as its going to go through probate its going to take a while can we borrow a small amount from the bank? like a loan i suppose but then pay it back would this mean a high interest, its just to see us through while we wait, anyone know. Thanks
-
Paying someone elses bill with direct debit
Hi! Am i doing anything illegal if i pay my dear old mums phone bill for her each month by DD using my bank account? Mum has a post office account which does not allow DD's to be taken out. Just wondering if its ok to do this or not Thanks :D
-
alliance and leicester to charge MORE for overseas withdrawals
Just got this in my mail a few minutes ago. I can't recall what the fees used to be, but I don't 'think they were THAT high. IMPORTANT MESSAGE(S) Changes effective from 1 June 2008: - ATM usage abroad will incur a 2% (minimum £2) fee. - UK non-LINK ATM usage will incur a 2% (minimum £2) fee. - Withdrawals/Purchases abroad…
-
Can I pay Direct Debits from an e-savings account?
I've got a Barclays current account and an e-savings account. My thoughts are, as my e-savings account has its own account number and sort code, could I move all my direct debits onto my e-savings account and just do a standing order from my current account every month?
