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Yearly charge for overdraft?
Hi guys, I'm with First Direct, and i've just had a letter through saying they've done the annual review of my overdraft. Fair dos. So its stayed exactly the same, i''m happy with that, but then i notice that it says that there is a £25 "arrangement fee" for this, that will be taken out of my account "when my new overdraft…
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charged for Euro transfer with IBAN
We are banking with RBS with whom we have a Euro account. When we receive or send payments to another Euro account within Europe, using the IBAN, we are being charged. As we understand the European Banking association and the UK Treasury advices banks to allow transfers that have been established by using the IBAN should…
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Having your Cake and Eating It
I haven't seen a similar comment on the forum to this and I think this is an excellent way of getting the best from the banking system. My current account is with First Direct. Their customer service is the best I've come across. Then they chopped the interest on the account and I was a bit miffed. Looking around, Halifax…
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Missing check
Hello forum members, I have been a reader for a year now but first time posting. I thought this was the best place to get competent banking advice :-) A few weeks ago I deposited 6 checks to my bank account. The total sum was in my account a few days later but then there was an "adjustment". When I first called I was told…
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Brighthouse Credit??!! Good or bad - please advise
Hi I need to get a new washer, two problems = No money, no credit card. I have been given details of a company giving credit with no credit checks at all, the company is trading as Brighthouse credit and they offer a rate of 29% APR fixed, just as good as a Capotal One Classic card. However, looked around alittle on the…
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Piggybacking advice
Hi, I am new to this site so please forgive my post if what I about to ask has already been mentioned. I have just been reading Martins thread about savings accounts and Piggybacking and setting up separate accounts: Bills (including mortgage)Family FoodBig purchases (sofa, car, kitchen)HolidaysChristmasSavings & Emergency…
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refund on card
Does anyone how long it takes for a payment to be refunded to your card ? when i was with Abbey it took between 6-10 days for Orange to refund my money. You would of thought with all this technology, it would be alot quicker than that, seeing as it only takes seconds to pay on your card & days to get it back.:money:
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Business Banking
I work through an agency and have a LTD company through which i am paid. I have a business account with Natwest currently and following a number of problems with them i am looking to move my account to another bank. I know that all banks have charges for business banking (although most charges start from the 2nd year that…
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Bank fee for funds arriving from overseas?
Lloyds TSB and NatWest charge £7 for incoming payments, what about HSBC? I cannot find this info on their website.
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Halifax Standing Order help!!!
Hi my first post here. I don't know who else to ask/believe. :confused: I moved into my new flat about three months ago and set up a standing order with Halifax on the 23rd so that my landlady would receive the rent on the 27th. I took a call from her today saying that the money had not gone into her account. A swift call…
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"wasn't expecting that" - just got a 1st Direct a/c, anything I need to know?
Well, the title says it all... despite having a number of credit searches nearly as bad as Proliant's (;)) and having about 20p to my name, I've been accepted for a First Direct current account. I'm guessing that's because I was behaviour scored with HSBC and passed... somehow, although they also did a credit search. So...…
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Overdraft under 18 question
Hi there I have sent an e-cheque over PayPal for an item but I don't have enough money in my bank account to pay for it. I knew this before-hand as I thought I had an overdraft on my account but I have just contacted NatWest and they said that I don't have an overdraft because I am under 18 but I can go overdrawn but I…
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Bank not letting me close business account....
This really sucks, I made another post about this but rang the bank today. The black horse bank (no more needs to be said), told me I cannot transfer my business loan D/D repayments to my personal account (not much left on it at the moment), I want to close my business account, a) as I am only a freelancer b) I am looking…
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Ge Capital / Store Cards
hello to all on the site, i need some advice, pls, a friend of mine has a Debenhams' Store card which is administered by GE Capital, does anyone know if it is possible to contact GE and ask for the loan to be re-structured ? she claims she did this and they said'no' she is having problems paying off the 4k on the card -…
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Ge Capital / Store Cards
hello to all on the site, i need some advice, pls, a friend of mine has a Debenhams' Store card which is administered by GE Capital, does anyone know if it is possible to contact GE and ask for the loan to be re-structured ? she is having problems paying off the 4k on the card - what other alternatives might there be to…
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Natwest -advantage gold
Hi there, I have terrible credit, i mean seriously bad, continuos defaults, and more recently my first CCJ. I am not even registered on the electoral role. Anyway to make a clean break, i decided to just start a new basic clean bank account with Natwest, and applied for their basic easy step account (or something like…
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A & L overseas ATM Charges
I've received an e-mail from Alliance & Leicester informing me that from June 1st my Premier Direct Current Account is going to charge me 2% (£2 min) for using an ATM machine abroad and in addition withdrawals/purchases abroad will incur a 2.95% conversion fee. Do these changes effectively mean that I will pay 4.95%…
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Faster Bank Payments -starts 27 May
Faster bank transfers under way http://news.bbc.co.uk/1/hi/business/7417303.stm A banking scheme for one-day cash transfers over the telephone or on the internet has started. The scheme will speed up the process which previously saw money transferred between banks disappearing into a black hole for up to four days. The…
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Quick Transfer payments..
http://www.canipayfaster.co.uk Just enter your sort code to see if it included in the new scheme yet. No more waiting four days for your money to transfer. :mad: New scheme has been introduced at long last...to speed up transfers between accounts. Article here telling you all about it.…
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nationwide statments online
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