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joint bank acc ???
hello, i tried to open current acc in high street banks and i was refused, i was thinking if i open bank account with my girlfriend and i be as joint applicant and she as main one do bank still check my credit file or just hers ??? Many thanx for answers
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instant payments - working
Okay, so its 00:39 and im bored. Just sent £20 from HSBC account to my Halifax account. In the 1 minute it took me to logout of HSBC and into Halifax internet banking the £20 had already arrived. INSTANT payments are here people!:D
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absurd Lloyds bank
My concern: I deposited more than £1,500 into other's account by using Lloyds bank's Deopositpoint at Hanover square branch on 18 Mar 2008 but beneficiary has advised me that the money hasn't been received into his account. I have posted the second claim letter on 14 May 2008 but haven't got any letter from Lloyds bank…
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Money( cash) has gone missing at Lloyds bank
I've posted reclaim letter on 14, May as shown below. But No letter has been arrived from Lloyds bank.How can I force the bank to reply me without any delay?Is there any other way to sort this out individually with advocating by myself in the court without paying lawyer? As concerns of Ombudsman service is final solution…
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Unable To Get Money Back From Bank Due To Online Banking Fraud
a few weeks ago 2100 pounds was fraudulantly taken from my bank. my wife had inadvertantly replied to a dodgy email claiming to be from the bank. i am assuming this is how they got my details. the bank is refusing to refund any money. is there anyone out there cast any advice on this predicament im in. it has left me 1500…
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Student Account 2008/09
hello i am starting university in september 2008 and i need a student bank account for my loan and grants so i have been looking at Natwest, Barclays, LLoyds TSB and The Abbey, and they all seem to be offering the same things. so i was wondering if anyone could give me some help and advice to help me make the decision?…
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possibly switching from barclays to A&L or other?, advice needed
I am considering changing from barclays (I have a platinum current account) to a new current account after the ISA fiasco which is still ongoing. Possibly to an A&L current account. I am wondering how good their internet banking is, I assume it has all the same functionality as the barclays one, set up/remove standing…
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£16k bargaining tool
Hi, I do have quite a bit of debt. £35k to be exact (18k of which is natwest). I have just sold my house as i couldnt afford to pay the mortgage. I am now going to rent somewhere but have a question as I will have £16k going into my bank next week. Currently i have a flex account with nationwide that i opened years ago(but…
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bank holidays
most transactions on current and other bank accounts are now automated eg direct debits, bacs etc - as far as i know computers don't need to be turned off on bank holidays - why then do banks find it necessary to delay all payments for a day when a bank holiday occurs - the cynic in me would suspect that its just another…
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Halifax Standing Order Q
I've just set up my standing order to pay my Credit Card on payday which is 30th May, When I go back in to look at the transaction it tells me it will transfer money on 2nd June, can anyone advise me why this is, I'm not sure if this is eligible for faster payments but even if its not surely the payment should actually…
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A&L Premier Direct Current Account question
So the Premier Direct Current Account currently offers 8.50% AER interest for balances up to £2,500, but 0.10% for anything over it. Pardon my ignorance but does this mean that if I went over the £2,500 balance my entire balance would gain 0.10% interest or 8.50% for the £2,500 and 0.10% for anything over it? Can someone…
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A&L direct current acc questions
Hi I currently have a joint current account (with my wife) with natwest earning no interest that weve had for 15 years. I have been looking at the A&L direct account that boast 8.5%APR for upto £2500. I am a 40% tax payer but my wife is a 20% tax payer. Would it make sense to; a) open this A&L account? b) as a joint…
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New speedy system for bank transfers launched; account to account in under 2 hours
What's the deal? On Tue 27 May, a new 'Faster Payments' system was launched for bank to bank transfers by APACS, the automated payment service. It promises to make cleared payments possible from one account to another in under 2 hours, by phone or web, for customers of thirteen big banks & building societies. The price…
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natwest behavior score help please
:confused: hi i saw a thread on how hsbc score your behavior inturnally does anyone know the method that natwest use to score your behavior (key points to get it up keep it high) and how long it takes to get this score after opening the account i want a meastro card and overdraft but only had the account 3 weeks any…
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Which bank account?
What is the best bank account for me? I pay in over £1000 per month. I am always in credit by atleast £400, never overdrawn, never had a charge. Do not want an overdraft. I currently have the Barclays basic account and am earning more or less zero interest. Been looking at the Abbey Preferred In-Credit account after coming…
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Halifax Account question
Hey all, I have a current account with Halifax , The account normaly has a few grand in . But the last month I either transfered the money or bought stuff with it. Anyway I made a payment of £800 several days ago using my Card ( its a debit card for the current account ). The several days ago the bank sent me a letter…
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Cash gone missing from deposited cheque…
Wandering if anyone has any experience of anything like this happening before? I deposited a cheque at my local Clydesdale bank from my flatmate for his half of the council tax. It was one of the bank staff who filled in the form and dropped it in the quick deposit box for me - all i had to do was check and sign it - I…
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Abbey Photocard Site
Hiya All.. Can anyone get the Abbey Photocard site to work? http://www.abbey.com/photocard/ Been trying for a few days and wondered if it was just my PC/Connection. James
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Alliance and leicester online banking down?
I have been trying to get into my accounts for two days now. Went to the branch to be told I could not transfer money from my direct saver to my current account in the branch, then was told you'll be charged if you withdraw funds from your directsaver. What do I care? I just want to transfer my money over. I can't do it…
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Left Smile, Leaving 1st Direct - where to now?
Hi I left Smile (although accounts still open) due to archaic interface and now leaving First Direct due to crap service (yes I know people love them, but the £100 bribe didn't happen in 29 days, and I've been told I need to wait another 28 days, plus secure messages take over a day to get replies, and then don't appear to…
