-
Hsbc charging £25 to renew overdraft
Hi ya I've just got a letter from hsbc stating that my existing overdraft facility has been renewed for the year and and arrangement fee of £25 will be taken. Can they do this even though they are reviewing it themselves. I went in and ask about this and was told that they only charge if i've gone over the overdraft limit…
-
Alliance and Leicester Premier 21
Hi, I am 16 and am looking to apply for the Alliance and Leicester Premier 21 account. I shall be starting further education in September 2008 and shall be getting £30 a week EMA. This shall be paid into the Premier 21 account. Do I to have started the course in order to apply for this account. Additionally, it asks me for…
-
Phone banking - getting through to UK call centre? Any tricks on how to do
Hi are there any ways people know how to get through to a UK call centre with Abbey or perhaps any of the other main banks? The main number you phone is a lottery as to what country you get through to:mad:
-
cheque clearing period
hi, the new 2-4-6 rule regarding cheques mean that a cheque paid in on monday must be available to withdraw on a thursday. So why do cheques paid into a halifax cardcash account take until friday to withdraw if you paid on monday morning. surely this is against the law !?
-
Halifax Overdrafts
I had an overdraft of £3000, before the review date they put it down to guaranteed £2000 this worried me as I thought maybe they were planning on calling in then o/d. I payed of all the o/d and reduced the o/d limit to £2000 they then reduced the guaranteed o/d to £1500, I then reduced the limit down to £1500, they reduced…
-
Email from Natwest
Was wondering if anyone else has received an email from Natwest. It says they've updated there online banking and need you to click on the link supplied to confirm. I'm very confused as I don't have any money products with Natwest! I haven't clicked the link either. Wondering if its a scam best wishes Charlotte
-
Money Transfers
I live in Spain and need to bring money over from time to time. Usually I pay in a UK cheque to my local Spanish branch. It is 10 days before my UK account is debited and a further 30 days until the money can be used officially from my Spanish account. In spite of asking, Nat West cannot say where it is during that time…
-
Joint account for bad credit history
My fiancee and I are buying our first property together and want a joint account for the mortgage and household bills. We have had a combined bad credit of around 40k which was settled earlier this year through Eurodebt and Payplan. Can anyone recommend an account which will help us out? We're not too bothered about an…
-
Chip and PIN
I just paid for some lunch in a Pret in London, I used my Switch card and they put it in the handheld terminal and then gave it back, without asking for a Pin or signature? I was a bit perturbed by this and asked whether I needed to authorise and the girl said no it was all finished. :confused: I would have thought they…
-
Barclays Additions - expensive - but where to bank instead?
Now I've sorted my bank account :D I need to sort my partners, well help him to, so looking for info before speaking to him about alternatives. He's currently got Barclays Additions but only ever uses the breakdown cover, I am sure he can get this for under £14.50 a month. He doesn't need an overdraft etc so that is also a…
-
Money transfers between banks - how many days
By last November, the banks were supposed to be clearing money transfers between them within 24 hours. As expected, they announced that this will be delayed this until May this year. Does anyone know if it is going to happen?
-
Kaupthing-paying in
Opened an a/c with KE, and transferred £1 as a "test" amount first thing last Tuesday From Intelligent Finance as of now (11.27) on Monday, its still not showing-so phone call to KE, then IF apparantly, Tuesday does not count, so its "Up to 5 days", so Wed, Thur, Fri, mon tue, it may not show till Wed !, how come then i…
-
Can anyone explain NatWest charges?
Can anyone who works for NatWest help me out for a moment? On 4th April I exceeded my overdraft by £25, 2 direct debits and a switch transaction went through. Completely my fault, I forgot about my Council Tax (wishful thinking!), I paid in to get me back under my linit the next day. I then received a pre-advice of…
-
Plonking Natwest Bank!!!!
Hi again (sorry for the long post) Any Natwest staff - please can you respond I have a step a/c with natwest (approx 4 years). Applied on line over 2 weeks ago for a current plus account. I received the documents to sign and returned it - enclosing my id. Well i called about a week later and was told it pending - but about…
-
Help, i am being charged for something i didnt do !!
My partner went to a cash machine and after entering her pin she clicked on 100 euros and it said the exchange rate is 0.84 or something like that. Do you wish to continue? She said no and the card came out. We walked accross the street 2 mins away and tried a different bank. There rate was the same. Again she said no. At…
-
Advice needed urgently, please help
Hi, I'll try and keep this post as precise as possible - I would really appreciate some advice if anybody else has been in my situation. I had my purse stolen just over a week ago, the purse contained my bank card (Abbey debit card) credit cards and my photo driving licence. Unfortunatley for me, the thief/thieves took…
-
Banks raising charges on payable accounts
I did not see this mentioned anywhere in this forum. I was saying that this would happen but was ridiculed by my comments. Now we just have to wait for the others to do the same thing. Free banking as we know will probably be ending one day. It seems they are raising the fees for those who are "suckered" up anyways and are…
-
Natwest- Bags of Change
Morning I have several bags of coins; £2 coins £1 coins, 50p coins etc, totalling about £107 at the moment, which I have been saving for my holidays. I have more in the jar but not enough of each denomination to put into bags to bank. I have had no issue previously putting the coins into my account in the past, this…
-
Direct Debit taken from my account early
Hi on my Virgin Media Bill it clearly states that the money will be taken by direct debit on or after the 12/05/08 (Monday), but when i checked my bank account online it shows that the money has been taken and today its the 10/05/08 (Saturday) but has been future dated for when its due on the 12/05/08, so the money has…
-
Direct Debit taken from my account early
Hi on my Virgin Media Bill it clearly states that the money will be taken by direct debit on or after the 12/05/08 (Monday), but when i checked my bank account online it shows that the money has been taken and today its the 10/05/08 (Saturday) but has been future dated for when its due on the 12/05/08, so the money has…
