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LTSB Overdraft review coming up - need to do anything?
Hi, I was just looking through my Lloyds TSB Current Plus statements and it says there that my Overdraft will be reviewed on 29th May. Currently have a £200 facility. I believe I've been using my account well (regular credits, never incurred any charges, in fact never utilized my £200 OD before) - will LTSB just renew it…
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bank error in favour
Hi, not sure where to put this thread so here goes... I'm with the Abbey and approx 8 months ago a cheque was paid into my account for about £350. I assumed it was a cheque from my employer for expenses which they pay at random dates in the month and I was owed roughly that amount. Life carried on as normal.....until 8…
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Just got a second current account, will they close it...?
So i am unemployed just now have been for a few weeks, now i just got hit with £150 of charges in my first account(HBOS) putting me into red, so i thought i would try and open a second account from A & L so that if i had any cash, or was given a gift(from family) i could put it in there as my first account is useless at…
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Settling my overdraft
Hi, Im not sure if this is the ideal section to post this in, but i didnt think it really fitted under the category of loans and wasnt sure if it should go in debt free wannabe's! I have two queries really... 1/ At the moment i hold two current accounts. I have recently switched from HSBC to A&L (the one that comes with 0%…
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Nationwide Increasing Authorised Overdraft Rates by Around 1/3 from 1st June 2008
Nationwide fees move set to spark fury 10/05/2008 Millions of Nationwide customers have been shortchanged by a shake-up of its current accounts. The UK's biggest building society says it's putting up overdraft charges by nearly a third and cutting the rate of interest paid. Nationwide is the first major provider to…
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Lloyds TSB charged me for returned payment
I have an under 19's account (I'm 17) with Lloyds TSB that I use as my main bank account. I switched from Barclays 5 months ago. Last week, I issued a refund via PayPal for an item that went missing, which was £230. I had planned on transfering money from my savings account (Another bank) to my Lloyds current account to…
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Nationwide....Proud to be just the same as everyone else
Hi All, I just had a heated conversatiuon with my bank regarding charges. A few months ago I went overdrawn by £40, sence then I have paid in £100 to cover the costs and I sence been charges a further £60 in charges. At the next avalable opitunity I will be closing my account with them, I cannot understant but in total I…
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Nationwide Card Reader
I just tried to transfer money from my Flex account & I no longer can unless I use their card reader. This is a pain because the reader only works with the new card they sent (I'd avoided using it so far because of the hassle of changing my details at zillions of sites). Looks like I'm now forced to :mad:
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Making My HSBC account Green - Ironic in its best form!
The other day, I decided I wanted to try and make my HSBC account green by stopping all statements and cheque books etc. However today I receive a letter in the most saying that there werent able to offer the green option on my account yet! Haha How ironic, that they are trying to get everything green, yet send me a…
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cheque stopped - can i use small claims
Okay - basically upon leaving my current flat I received a cheque for the deposit from the new housemate who moved in - having checked that this was the appropriate thing to do with the lettings agency. However, when I cashed the cheque I found out it had been stopped and after speaking with the new housemate he said he…
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Alliance & Leicester
can anyone tell me if someone closes an a/c with them, can they still be "Recommended" after 3 months, or whatever, and get £25, or are you barred for life? thanks
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Managing Budget
Hi, I was wondering how you all actually manage your budget as I don't seem to do very well at all. I don't mean for bills etc but for food/petrol/everyday spends etc. Do you take all the cash out at the beginning of the month and put into separate jars, or have lots of current accounts, log everything on a spreadsheet, or…
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Current account help
Hi, I am currently on teh Lloyds TSB platinum account but now the charge has been put up to £17 it's time to look elsewhere. Any idears on the best account for me? I want; Good breakdown cover, so they cover me from the drive as well as on the road. Mobile phone insurance £250+ interest free overdraft holiday insurance…
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Barclays charge for graduate account!
Hi, just a little vent/warning. I'm surrently a student with a student account with the hsbc and wanted to shop around for the best graduate acount. The only graduate account barclays have you have to pay £5 per month! Thats awful I think, it should at least be an option alongside a fee free one. Suffice to say I will…
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LloydsTSB Platinum Account
Hi, does anyone have experience of using the holiday finder on this account?, do you have to phone a 0870 number?, do they keep you hanging on whilst they sort out your requests?. Also, if they cannot price match a holiday you have found elsewhere, can you still get the voucher for the airport lounge?. Thanks.
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is it possible to block a postdated cheque
i've sent a cheque to somebody which was post-dated for next week. is it possible to have this cheque cancelled? i know the cheque number as its in my book (stub)
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Lloyds Tsb account types
I was checking my bank statement today and noticed that my gold account fee has gone up from £10 a month to £12 a month without lloyds bothering to tell me about this. gah! It really gets on my nerves when this type of thing just goes up with no warning, I considered ringing lloyds and asking about downgrading my account…
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Going off Travelling and need a euro account
Hi, I am trying to find out which is the best euro account to open whilst travelling arouund Europe. My Oh and me will be living in Spain for 6 months to a year, then plan to move on....I know it's a hard life! :beer: We both give up work at the end of June. The "children" are all grown and doing their own thing, so now is…
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About HSBC arrangement fee
I have a HSBC current bank account with 200 overdraft limit,but I never use their overdraft service and will never ask for a update. Recently I was told that HSBC may charge for a fee named arrangement fee, but I am not sure. Do you have any experience with this? How to avoid this charge? Should I cancel this overdraft…
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lloyds tsb phone calls
Just had a phone call on an ex-directory number from (supposedly) a LLoyds TSB Research Group? asking if I'd mind answering a few questions. The lady spoke with a foreign accent and had no idea of the pronuciation of our surname which immediately made me a bit suspicious. I replied yes I would but could I have their number…
