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Can someone open a bank account at my address?
I received a bank card through the post this morning, my address (obviously) but the previous residents name (Over 2.5years ago) Have they recently applied for this card purposely using my address? Is it just a new card for an old account, but the address has never been changed? Can she open credit cards or get loans if…
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Help - Overdraft Termination Letter
Hello all First post here so unsure if it is in the right forum Right - my problem I am an idiot and got myself into a bit of a mess with Barclays Overdraft - it is the overdraft i had when i was a student about 5 years or so ago and have never really used it much over the last few years. The overdraft limit was £1600…
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Debit card for pre student 18 year old
My 18 year old daughter is desperate for a debit card as her Nationwide account only allows a cash card. However, we tried to open a NatWest Student Account for her but were told that she would have to wait until we received a confirmed offer of university place ie when the A level results are published. That's far too…
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A&L £30 pound incentive to join ?????
My partener has been with them for years. In October i joined them as well. At the time they were offering £30 for me and £30 for her, for recommending me. 2 weeks later she got her daughter to join as well, another 2 lots of £30 or so we thought. Still have not recieved a penny despite going in there every 3 or 4 weeks…
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Barclays account question - Norwich Risk Centr TFR
I just checked my husbands bank accounts today expecting to be -250. however it is saying we are -700! we were +250 yesterday, our rent cheque of £500 went out today so we were expecting to be at our overdraft limit. there is an entry for yesterdays date of £364 (and some pence) and it says it is for Current Account,…
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Standing Order Question
I pay a standing order every month and have been for 4 years now. Another company have taken over the account so I had to cancel the old standing order and set up a new one. Easy you may say? Well not for my bank account staff, I believe the guy that served me was a new member of staff and said that he didn't have a clue…
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A&l
Hi, I have an A&L Premier Direct Current Account, and have a £100 overdraft. I applied to increase it to £500 on Monday, and today found out that it has been declined. I was advised over the phone to call the underwriting department, and they could tell me why. What i want to know is (as that department is now closed) will…
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removing name from joint bank account
Can anyone please advise. I have a joint tsb bank account with my ex partner, my name is still on the account and i want to have it removed. The account was frozen when we broke up 3 yrs ago. The bank allowed us to pay into the account each mth, to pay for a loan we both had. The loan is being paid of in the next few days…
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Which Bank Account?
Hi there Could anyone tell me any basic/current accounts to open that I can manage on-line, that are not linked to:- Northern Rock, Morgan Stanley, Halifax, Abbey, NatWest and M&S. I was looking at the A&L and Lloyds one. Many thanks.
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Default Account On Credit Report
hi not sure if this is the right place for this as codnt find the credit report threads.i applied for an upgrade at halifax and was declined was shocked as i had been using that account quite well and hadnt been OD so i viewed my credit report and there is a default there from an account i very much know I had closed in…
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Compensation for bank error - any chance?
Not really sure where to post this, so please excuse of wrong forum. I am pretty annoyed with LTSB at the moment. First they allowed some fraudster who got my card number to empty my very little used 2nd account and put me in the red, only thinking to let me know when I became overdrawn. This was in February/March and as…
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Unknown debit card payment taken from my account
I've just been online to my bank account and a DEB payment of £50 has been taken out. The recipient is listed as www.helporganisation.c That's all it says. I haven't paid out anything on my card for £50 and I can't find any info for the web address. How can I find out what it is and can I get the money back. Please help…
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Banking recommendations
Hi all, I'm trying to get a good idea as to where I'm likely to get the best deal for switching banks. I'm currently with HSBC and find their customer service to be poor and the services they offer don't seem to be on a par with many other banks. I'm 19 and have an after tax salary of about £1000 p/m, which would be stuck…
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How long does it take to set up a stadning order?
I set up a standing order for my son to pay his landlord. I went on the 2nd of May and told CS I want it to start that day, she said it was short notice and the person would probably get it on the 6th. Yesterday I went to the bank again as I got the amount wrong to see whether it could be changed and was told it has not…
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“show Me The Money”
Before the banks leave the vault wide open http://www.iwantmyphonefactor.com
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Reclaiming RBS monthly charges? Advice please!
Hi All After my dad died, my mum moved to the UK and opened her first solo bank account with RBS. All her life she'd had a joint account with dad running the finances. When she went into the branch, she saw an advisor who told her that the bank account she needed was the one which charges £10 a month and comes with free…
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Can i get bank to change my interest rate?
hi i am currently with halifax. i have just got out of my student overdraft permanently and dropped it from £1500 to £250. but i am still getting the crummy 0.05% interest rate and halifax say they will not change it until i have £3000 in savings. is this normal? it seems a bit strange. at the moment i can't switch banks…
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natwest gold account, ccj and default
hi i just pulled my credit report and after a bad patch a few years ago(my wife died of cancer and left me struggling in the army with a 5 month old son) since then i have a daughter by a wonderful woman i met and took me out of the sad black whole i was in and made me very happy when she married me however when i pulled…
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reclaiming overdraft
my bank has informed me today they withdrawing my overdraft facilities and will be taking thier money on the 28th of this mounth leaving me with nothing can they do this
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Halifax current account interest rate
I haven't found this reported elsewhere in this board - but noticed that Halifax have reduced the high interest current account rate (presumably from 1 May) from 6% to 5%. The ad has changed from 60 times other banks' rates to 50 times.
