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Any abbey bank staff here?
I've just finished reading the Sunday Times Money section and yet again there was a letter of complaint against Abbey. This letter referred to the difficulty in getting Abbey to close the savings account of a deceased person. It appears that the bank repeatedly ignored letters from the relative of the deceased and also…
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Barclays pre-approved offers slashed!
Every now and then I tend to look at the pre-approved offers on Barclays' online banking. A couple of days ago I've noticed that my pre-approved loan limits have been reduced by 75% and the pre-approved overdraft limit has gone from £2500 over my current limit to just £100 and all that within a week. Has anyone else…
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Best bank account(s) for sports club?
I have just taken over as treasurer of a small sports club, and we have a deposit account with £4000 and a current account with £1700. The only income we get is once a year, where about £400 gets paid in from membership fees. The deposit account is savings for capital equipment, raised from socials etc, however it is now…
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HSBC - In branch experience.
I currently have a HSBC a/c and on starting a new business account thought I will start the new account with HSBC as well. I called them up and the guy over the telephone was very helpful. He said he could take in my details over the phone do a credit check and gave me a reference number. Since I wanted to have the bank…
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Moan about Barclays and Natwest
:mad: Lets start with Barclays, I went into Barclays in our local town on 12th Oct completed a form to start a cashminder account and provided some ID which they said would all be sent away and i should hear within a week. Called and popped in many times over next 3 weeks as not heard, fobbed off everytime, its not showing…
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Barclays have let me take out too much money!
Have a slight problem, was paid on the 31st, and using my Electron card, i normally can't go over my overdraft limit. Went shopping on Tuesday, took money out of the hole in the wall and used my Electron at the tills, which is all ok, except that Barclays have let me take out about £200 over my overdraft, and now am…
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grrr... Abbey!
in august i cancelled my abbey account.... i hated the way the were treating me so i thought change banks! well the lady took my card off me, i told her id burn my cheque book (which ive done). but now ive been having statements through the door from abbey, saying i have £1 odd in the account. i took the latter down the…
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First Direct - Thoughts please
Having been with Citibank for the past few months I've decided to change and go to First Direct. My Citibank account is good but I'd prefer to have a bank with an English call centre and I've heard FD are very good with regards to customer service. Having had my application accepted I just wanted people's views on FD…
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Bank of Scotland current account - internet probs
Has anyone else had any problems registering themselves to use internet banking with this account? A member of my family has been trying for at least the last 24 hours to register (on 3 different computers) and when he gets to a certain point it just takes him back to the first step again. I'm worried he may harm a laptop…
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Debit Card for 16 Year Old
Hi, I have a 16 year old son who banks with Nationwide and saves regularly. He wanted to open a flex account so he could use the debit card to shop online. They can't offer a debit card at his age, only a cash card. My question is, can anyone tell me what bank would offer a debit card / current account to a 16 year old? He…
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Halifax mmm Bad Start
I wondered if Halifax is normally this poor I applied for the current account online on the 12th of October, since then all I have had off them is a on-line banking password and ATM card pin number. I haven't even had a letter to say my account has been opened all though it has a valid account number showing on the on-line…
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A+L Visa Debit card
All, I've been trying to figure out what type of card you receive when you open a new Premier direct A+L account. I understand it is a Visa debit card but I've read various discussions about some cards not working in self service machines (petrol pumps, railway ticket machines). What are the different types of Visa debit…
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Alliance & Leicester rant
Just thought I might save some folks the hassle I've been through. Basically,they're totally incompetent, and tell you something different every time you phone. I've wasted several afternoons this week on wild goose chases, doing exactly what their "customer services" have told me, only to be told on doing it that previous…
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Overdrafts and SWITCHING
Hi folks. I have used this site to find my best option for a current account and it's come up with Alliance and Liecester so i went ahead and filled in the online forms to switch from my Halifax account. I have since received an email saying my account request had been accepted but they could not offer me an…
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Business Bank Account
Hi all, I've been working on setting up a social enterprise for a while and in order to obtain the funding we need and for other reasons we had to register as a company. There are three directors and we all have poor credit ratings and one is not on the electoral register. We have been refused a co-op community account…
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HSBC Internet Banking enhancement: Sending Money Overseas
HSBC now allow you to make payments abroad using their Internet Banking platform. Payments will be sent electronically by SWIFT (the Society for Worldwide Interbank Financial Telecommunications), by telex or WorldPay if appropriate. How much will it cost? If your payment falls within the criteria for a Worldpay payment,…
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Alliance & Leicester £40 Incentive
For anyone considering a new bank account, you can't do much worse than Alliance & Leicester who have an excellent 6.5% AER on their Premier Direct Current Account. And as an extra incentive, their Recommend a Friend scheme gives you the opportunity to earn £40 just for joining. Amended: Link deleted as requested.
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Electronic bank clearing times
There was a lot of news around a year ago about the establishment of the new Payments Industry Association and electronic bank payment processing times being reduced to a few hours by November 2007. I've not heard anything about this recently - does anyone know when this is going to happen? Thanks.
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Problems logging on to Nationwide Internet banking tonight
Anybody else having problems logging on to Nationwide tonight ? I have entered my number several times but it keeps telling me it is the incorrect number. My wife has done the same with her account and can't log on. We have phoned the help line but calls are not getting through. There is no message on the internet site to…
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Bank Card Swallowed for no reason
This evening my hbos card was swallowed by an hbos machine. They themselves have admitted it was a fault with their machine I am now without cash all weekend I will definitly be complaining but my question is should I ask for compensation and if so how much. I should note the card has been looking pretty dodgy for a while…