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Leaving the Halifax - for where? Custoemrt Service & Good Online banking important
We've been banking with the Halifax for 7 or so years. We're good customers - good throughput of cash and always a few thousand insavings accounts - although we earn them nothing on charges or interest on overdrafts, current accounts or mortgage (don't have one). Anyway,we've been becoming increasingly frustrated by the…
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Banking error.
On 29th August i received £1017.52 which i considered my wages, however the royal bank of scotland are now writing to me saying i was the victim of their banking error and wrongly credited with £1017.52. They "apologise for the inconvience" and want the full lump sum back in a cheque! There was no consideration for the…
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Free ATM withdrawals when abroad
Apart from Nationwide, can anyone tell me of another bank which does not charge for withdrawing cash from an ATM when on holiday abroad? Thanks, Jordyn
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Replacement abbey debit card not received
Hello everyone. My debit card expired at the end of October, and I have not yet received a replacement. Called them on 31st Oct and was told that "one was on its way", but still have not received it. Has anyone else had this problem? Cheers. PS - Is ISBAN as bad as everyone says?
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Cheque Clearance
I have a solicitors cheque to pay into my bank account and need to access the funds pretty quickly. I have been told that solicitors cheques clear immediately - does anyone know if this is true? Thanks
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Delay in Replacement Bank card(BOS/Halifax)
I had my bank card stolen and have been waiting for over 11 days for a replacement card. The bank advised me it should take 5 to 7 working days so i'm a bit worried now. Does anyone have any recent experience of how long it takes to get a replacement card through?:confused:
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Someone please instil some confidence in me.
I need a new current around, plain and simple. My LloydsTSB student/graduate account has served its purpose and now I want some interest on my balance! The choices seems obvious, as pointed out in the article. Abbey and A&L, but the amount of flack they seem to have received here is extremely worrying. So please, someone…
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Nationwide are reducing my overdraft facility
I suspect there won't be an answer to this, but I feel I need to rant to get it off my chest. I have a £2500 overdraft with Nationwide. In September, they took approximately £13 in interest out of my account which pushed me just over the overdraft limit. Then, a few weeks ago, due to a problem with a parcel not arriving,…
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Joint Account?
I was wondering if anyone could give me some advice about opening a joint current account. My boyfriend and I were flooded back in July and have just received our contents insurance money. Unfortunately the flat is still unihabitable, but we are hoping to move back in soon.. which gives us a bit of time to spend our…
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current account for 16 year old
My daughter is looking for a decent current account she has two jobs and is at college so gets EMA ( I've taught her well :D ) any suggestions Nick
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RBS Current Account
Hello, I wonder if anyone can help me - I am looking for a bit of advice. I saw an advert last night which says that RBS are giving you £100 for opening a current account and using their switching service. I can't find any further information on this. Was thinking of opening one - does anyone have any further…
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Should I ditch A&L Premier Direct Current Account?
Hi, Nearly 2 years ago I opened this account because of the 0% intorductory offer and the fact that a friend and I both got £25 when I referred her. I haven't mananegd to clear my O/D yet, though it's down from £2000 to £500 but now A&L are going to charge 50p per day each day I'm overdrawn, rather than the %rate they…
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Bank Error in my favour, what should i do?!
Im a long time MSE user, first time poster so be gentle please! I just started a new job and was awaiting a part months wage of £524 in my account on the 26/10. my wages got paid into someone elses bank account due to my employers error :mad: and my bank recovered the funds and put them into a holding account. After…
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Depositing cash
I put my mortgage payment in cash into my wife's bank (Barclays) on the 1st of the month,(at about 10am) the same day the DD is due to be paid. My wife received a letter today (6 nov) dated 2nd nov stating that they had been UNABLE to pay the direct debit due to lack of funds. They state "Please note that we can not take…
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faudulent activity.....please help
hi all its my first time posting on this board although i have posted on forums on MSE in the past. My bank statement came today and i have noticed there are a lot of small transactions on there going to Aquapay. I have never heard of Aquapay so googled it and noticed it is linked to alot of gambling sites. The…
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Warning: Smile introducing authorised overdraft fees
Smile have announced new terms and conditions from 5th December, and buried in the small print is a new charge of £20 for authorised overdrafts. You get hit for it annually, and every time you change the overdraft amount, if it's larger than £500. Previously authorised overdrafts had no fees. Clearly they want people to…
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cheque clearance
I know it's a really basic question but how long does it take for a cheque to clear - never needed to know before but I paid a biggish cheque into my Lloyds current account yesterday and want to transfer it on to my savings account a.s.a.p.
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Dollar Offshore Account For Seafarers
I am a UK citizen and normally live in the UK. I am a seafarer and therefore do not pay income tax in the UK as I am out of the country for the majority of the year. I get paid each month in US Dollars and each month this goes into my UK current account with RBS. I get charged 7 GBP for this and get a pretty poor exchange…
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24-hour Telephone Banking
From a BBC article on the subject...
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£30 Charge For 39p Over Od Facility!
I went 39p over my overdraft facility in september for two days and have now been charged 1st nov £30!!!!!!!!!!!!!!!!!! Is there ANY point in ringing them.:confused:
