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Halifax; Who else is waiting?
I am baffled as to whats happening I opened a "basic" Halifax account online, in early October and they sent me the online details, great and a letter asking for a "photocopy" of my passport. Sent these back, next day happiness.....but nothing....rang them 26th October and asked whats going on they said ...."Sorry, yes we…
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Delays in opening Abbey Online Accounts
Has anyone else had any problems with a long delay in opening Abbey's online accounts? I applied for their current account and their e-Saver online on Friday, 8 November 2007 and have been approved with the paperwork allegedly being sent to me within five days. I went into an Abbey branch yesterday as I had not heard…
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Ghost entry
When checking my online bank yesterday I noticed that a payment from last week has been duplicated. The code for the date, time and amount are the same. My balance has been adjusted accordingly. I called my bank (Natwest) who said it was probably a ghost entry and it should dissappear overnight, if not call them. Well I…
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Infrequently used bank accounts & bank relationship
Hi, I'd like to ask - will holding a current account which you do not use much (non-dormant, in credit, just that only few transactions per month) affect your relationship with the bank, either positively or negatively? I understand that when banks decide on a loan/mortgage application - other than looking at your credit…
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£38 Charge For Unpaid Dd And Money Was In Bank
hi all. i bank with natwest and on monday 12th a direct debit for £22 was due, my funds went into my bank account saturday 11th, yet natwest returned the £22 direct debit and had the nerve to charge me £38.... just had a letter from them stating that the funds were not in the account in time, as they need to be available…
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Warning - Nationwide - overdraft - maternity leave!
Had a letter this week from Nationwide (been with them 12 years) reducing my £2500 overdraft to £2000 from 29 November. I've been on unpaid maternity leave for the last 6 months (which they've based this decision on) and return to payroll on 3 December. So having carefully saved during my pregnancy to enable me to take my…
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Making regular payments in US Dollars
Hi Guys, I had a little search around but couldn't find anything relating to what I want. Basically, I need to make a regular monthly payment to a company in the US but they only accept payment in US Dollars. The figure is only relatively small (less that $30 per month). I was wondering if anyone was aware of any solutions…
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Online Banking - Opinions wanted please!
Hi I really want online banking as it would be so much easier for me. I'm with Halifax but everytime my husband and I set online banking up we cannot access Direct Debits or Standing Order information. When we contact Halifax we're told we need to re-set it up! :mad: Who are good for online banking? Are smile any good? I…
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Alliance & Leicester Phishing email alert!
A couple of colleagues have had this email see below through and we don't have A & L accounts so i know its a dud plus the mail addresses give it away - most of you savvy users wouldn't be swayed i know but this is a new one to me so beware!!! Dear Alliance & Leicester Commercial Bank user, Thank you for using Alliance &…
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HSBC O/d arrangement fee
hi, iv an agreed o/d with hsbc. in october i went around 200 pouns above my formal limit. hsbc said there would be no fee's applied. in nov iv done the same-my q is that is the informal limit in oct applied for 31 dayss?ie in nov i wont be charged any thing?or is it still done on a daily basis?thanks
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'Secondary' current account
I'm looking at having a 'backup' current account for emergencies - for example, if my main bank got into problems (or looked like it) and I wanted to move the money somewhere else and still have quick access to it. What sort of products would suit - would need online access for money transfer, a debit card and something…
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best time for a chaps?
Hi, Does anyone know which times are to be avoided in banks for making chaps tranfers? Is there any part of the month which is busier than others? thanks
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Anon Cheque
Hello all, I recieved a cheque through the post today for £4000. I have not got a clue what its for but its got my name on it and it is an HSBC cheque. This is serious. What do you suggest? Cheers
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Debit card scanned and used - comeback?
I had a phone call from Halifax today stating my debit card had been used in Ireland (i live in SE England) at cashpoint machines for the last two days and someone has drawn out £581 of my money. It looks like it has been cloned. They have quickly cancelled the cards but what is going to happen about the money already…
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Alliance & Leicester online banking problem
I am trying to move some money from my current account to my sainsbury's online savings account, but when i make the transfer it doesn't go through. I think it has something to do with the fact that the sainsbury's account no starts with a 0, i also had this problem when i tried to transfer money to a halifax which also…
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LLoyds Bank v normal family
can anyone please advise me what to do. Have had £200 taken out of account from local cash machine. Advised bank but they didnt stop card just took details and filled in form. 2 weeks later £300 taken from same local machine. this time i cancelled card straight away. have made loads of phone calls to branch who didnt know…
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What Current Account, Savings Account and Credit Cards!!!
Hi all, new to this forum, a friend recommended the site and have found it really helpful. Afetr reading some of the guides i decided i needed to re organise my finances. At present all i have is a current account with HSBC and an Instant Savings Account with HSBC. What i am looking to set up is shown below: x1 Current…
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Fraud on my account - bank can't do anything!?!?
I opened a new bank account in June this year, but after having difficulties with online banking / paying for stuff / customer service generally, decided to go back to my original account (which was still open and still had all my DDs etc). So, at the end of August, I went into my branch and asked to close my account. I…
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Will I Be Charged?
Hi all I had an Abbey account up until recently (re: debit card fiasco). When my card was actually working one day, I purchased petrol and bits and pieces on my debit card. My account had a negative balance so I put money in to make it a zero balance. Trotted off to the bank a week later to close account. Thats fine, lady…
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Suitable account for charity
Could anyone suggest a suitable account for the funds of a non-profit group? It isn't a registered charity at this point though a decision might be taken on that if future receipts make it appropriate under Charity Commission guidelines. Funds currently stand at around £4000 or so and I'll need to make a withdrawal at…
