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'Secondary' current account
WTF?_2
Posts: 4,592 Forumite
I'm looking at having a 'backup' current account for emergencies - for example, if my main bank got into problems (or looked like it) and I wanted to move the money somewhere else and still have quick access to it.
What sort of products would suit - would need online access for money transfer, a debit card and something that would work fee-free in an ATM. Also, fee free as long as account in credit.
Bonus features: Some sort of decent interest rate on any cash in credit and a credit card. Interest fees on debt/overdraft not relevant.
thanks in advance.
What sort of products would suit - would need online access for money transfer, a debit card and something that would work fee-free in an ATM. Also, fee free as long as account in credit.
Bonus features: Some sort of decent interest rate on any cash in credit and a credit card. Interest fees on debt/overdraft not relevant.
thanks in advance.
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Every pound less borrowed (to buy a house) is more than two pounds less to repay and more than three pounds less to earn, over the course of a typical mortgage.
Every pound less borrowed (to buy a house) is more than two pounds less to repay and more than three pounds less to earn, over the course of a typical mortgage.
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Comments
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I set up a second bank account to my LloydsTSB Current a few years ago and it works great.
It's a Nationwide Flex Account and it's great. Visa Debit card, and fee free transactions abroad. Suits me to a tee.0 -
bankersmug wrote: »I set up a second bank account to my LloydsTSB Current a few years ago and it works great.
It's a Nationwide Flex Account and it's great. Visa Debit card, and fee free transactions abroad. Suits me to a tee.
Thanks, will check that out too. Was thinking of Egg money as it seems to offer what I want. It's pretty much a current account without being a full current account (no DDs) and totally free so long as I am in credit.
If I did want to quickly liquidate my main current account it would be only a balance transfer away.--
Every pound less borrowed (to buy a house) is more than two pounds less to repay and more than three pounds less to earn, over the course of a typical mortgage.0 -
Halifax / Bank of Scotland high interest current account? Have to put in £1000 a month but nothing to stop you moving the same £1000 backwards and forwards between the two accounts.0
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virtually all banks do free banking etc that meet your criteria although if you use your debit card abroad then nationwide is to be recommended as bankersmug has already said.EU tariff on agricultual product 12.2%
some dairy products 42.1% cloths 11.4%
EU Clinical Trials Directive stops medical advances0 -
Thanks, will check that out too. Was thinking of Egg money as it seems to offer what I want. It's pretty much a current account without being a full current account (no DDs) and totally free so long as I am in credit.
If I did want to quickly liquidate my main current account it would be only a balance transfer away.
I find the egg on line web site is not the easiest to use. Their security password system seems a little weak and IMHO Nationwide site is better."A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
Ride hard or stay home :iloveyou:0
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