Debit Card for 16 Year Old

sparrklie

Hi,

I have a 16 year old son who banks with Nationwide and saves regularly. He wanted to open a flex account so he could use the debit card to shop online. They can't offer a debit card at his age, only a cash card. My question is, can anyone tell me what bank would offer a debit card / current account to a 16 year old? He does work part time but he prefers his wages to be paid into his smart account and he'd transfer his spending money for his shopping online into the current account.

Thanks in advance!!!!

gt94sss2

HSBC will give your son a debit card.

Their 'MySavings' Account also has a reasonable rate of interest - though not quite as high as the Nationwide Smart account..

Regards
Sunil

Sky_Digiman

So will Barclays (Visa Debit/Connect), NatWest (Solo - like HSBC), Lloyds TSB (Visa Debit) & Abbey (Switch/Maestro).

All offer online banking.

hm71_2

alliance & leicester do also & if you credit £250 per month you get a good interest rate. not sure if you can go through quidco for this account it is the premier 21 account. bottom of the current account page http://www.alliance-leicester.co.uk/currentaccounts/index.asp?page=home
my son went with this one.

gt94sss2

Sky_Digiman wrote: »

So will Barclays (Visa Debit/Connect), NatWest (Solo - like HSBC), Lloyds TSB (Visa Debit) & Abbey (Switch/Maestro).

The reason I suggest HSBC is that I believe that it pays the highest interest rate for under 18 accounts that come with a debit card, then any of the other big banks. (Natwest, Lloyds, Barclays)

I wouldn't normally recommend Abbey to anyone these days, due to all the problems they have been having introducing new IT systems nor A&L (though that is based on personal experience of their service)

Regards
Sunil

sparrklie

Thanks for the input. I will show my son this thread and take it from there.
Really appreciated!