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Abbey Overdraft vanished !
:mad: Without warning my £1800 overdraft has been taken away on my Abbey bank account, the only contact I have had recently is to ask for my Interest option on the account to be changed over (and this caused fun and games at the branch having trouble with new computer system). I have had this overdraft on the account for…
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Abbey Refund nightmare
We have a loan and the payemnt is made by debit card monthly due to varying pay dates. We rang the loan comapny, made payment and thought everything was fine until we checked the online statement and found that the loan company had taken out a further £276 on top of our monthly payment. We spoke to the loan company who…
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Better for credit report to cancel unused cards?
Hi all Ive just got a new credit card and transfered the balance of my 2 old cards to that. Im looking to improve my credit rating and was wondering if it better to cancel these 2 cards or to keep them and have the 0 balance on my credit report. Im due to remortgage in July and im looking to get my credit report as clean…
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Cheapest way to transfer 200 euros to Austrian bank account?
Hi, I need to pay a 200 Euro deposit to a hotel in Austria by 10th Dec - what would the cheapest way of going about this? Between my boyfriend and I, we have current accounts with: Nationwide HSBC A&L Halifax Natwest I've got all the hotel's bank details, but have no idea how to go about doing an international transfer -…
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Converting a joint account into a sole account
Pretty certain it is but is it possible to convert a joint account into a sole account by removing one of the account holders?
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new current account
i need a new current account to pay my salary into, and maybe sparation from wife,my credit rating is not the best because of debts accrued.i want it to do internet banking and also want paperless statements..please advise desperate
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could a bank tell you who cashed a cheque?
could a bank tell you who cashed a cheque on a current account from a year and a half ago? the situation is my gf just got a letter the other day from a collection agency saying she owed barclaycard over 900 quid, she found it very confusing and it is the first thing she has heard for a very long time from barclaycard now…
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Barclays Basic Current Account
I went into a barclays bank today and on spur of moment i opened a basic current account with them. As they did the forms on the computer and i wasnt given any leaflets etc, i was wondering what type of card i will recieve. I have looked on their website where i found what the terms are and what benefits i get but it…
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help!
can someone advise me? I paid for some car insurance over the internet, and my mini statement is showing a payment went out yesterday to the insurers, and another today for the same amount but it doesnt say to who. I have queried with the bank and they cannot tell me who todays payment has gone to. Insureres say they have…
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How do you increase A&L overdraft?
I have a £1700 overdraft with A&L and want to increase it to £2000 but they refuse every time I ask. How can I get it increased? I pay in £1900 every month.
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Some Halifax questions
Hi, just like to ask a few more questions about my Halifax Student Current Account. 1. I just got my Visa Debit card today with £100 cheque guarantee. The expiry date is for May 08! Which means it is only valid for 6 months. Any reason why would they give me a card with such a short validity? 2. Some posters have suggested…
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HSBC to upgrade Internet Banking/website (again!)
Its only been 6 months or so, since they previously upgraded their Internet Banking system - though that was the first change in years! Regards Sunil
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Best or such thing as low use current accounts?
Hi I am so mad :mad: :mad: :mad: :mad: :mad: :mad: with my current bank, that I am closing it down and going else where :p . Fed up with queues in branch, stupid telephone banking etc etc etc! However - It's just my account, so not a big amount of money in and out. Child benefit and stuff from ebay goes in, mag…
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Advice Please (disgraceful situation)
My son went to his Lloyds bank hole-in-the-wall to withdraw some money today (29th November 2007). I was with him as I had accompanied him earlier to the doctors after he had been discharged from a lengthy stay in hospital. He could not get any money out of the machine, so he went into the bank to find out why he could not…
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Natwest Upgrading My Account?
My credit ratings not the best so I've had a step account from Natwest for the past 6-8 months, I've never had a problem with the account and never been charged etc etc. Today I get a call saying I am entitled on an upgrade on my account to a current account, I found this odd as I have a low credit rating and never get…
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Received a letter, Money Laundering laws?
Hey, Mum put in cash deposit from when she sold the house (just over £10,000) last month. The other day my mum got rather a rude letter from HSBC asking about it and all the info :confused: Is this right? Does it come down to Money Laundering regulations im guessing. There's not any where which cleary states the guidelines…
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What type of account?
I have the money to buy a car outright,but they are offering me 4 Years interest free credit.Would i be better opening a new account and allowing it to be taken out every month.It isn't going to cost me any extra and i could earn interest on my money,i have no idea what account would be best for this though.Any ideas…
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Lloyds TSB - is there anything else I can do?
hello, This is my first post - so please be gentle with me! I've had a Classic plus account at Lloyds for about 9 month, i have no overdraft facility, have never gone overdrawn on it and pay in my entire salary of over £2000 each month. Last month I set up another Lloyds acc jointly with my partner to use to pay all our…
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Charges for going o/d
I have a step account with natwest and with my tax credits being screwed up this week direct debits have gone out causing me to be o/d by £2. Natwest have charged me £38 (which i cant afford) causing me to be even further o/d. I have had no notification of these charges, they have just come off my account straight away.…
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Lloyds TSB - Current Plus & Online Saver
Sorry for asking a silly question, but I'm a bit confused. I've got a few savings accounts and am generally quite good at organising funds, but I've had a bit of a nightmare with this. For the past two years or so, I've always transferred money into my online saver, as it's so easy to put it back into my current account…
