Best or such thing as low use current accounts? 29 November 2007 at 10:00PM edited 30 November -1 at 1:00AM in Budgeting & Bank Accounts 5 replies 629 views

cathys1_2

Hi
I am so mad :mad: :mad: :mad: :mad: :mad: :mad: with my current bank, that I am closing it down and going else where . Fed up with queues in branch, stupid telephone banking etc etc etc!

However - It's just my account, so not a big amount of money in and out. Child benefit and stuff from ebay goes in, mag subscriptions and treats come out.

I need an account with a debit card, and would like a cheque book to pay credit card occassionally!!! Cheque book NOT essential, debit card IS! Happy to have an online account or a branch account.

I've been looking, but most say you need to put in £500 per month - so do i need a saver account or what do you suggest?

I want to act quickly, because I am sick of morons getting away with bad customer service - (but that's another story all on it's own!:rotfl: )

Thanks so much for your help.

Cathy

choccyface2006

I have a current account with Nationwide, I have a cheque book and debit card and yet I don't pay anything into it on a regular basis, its mainly for when I go abroad.

Sarah x

gt94sss2

cathys1 wrote: »

I've been looking, but most say you need to put in £500 per month - so do i need a saver account or what do you suggest?

I imagine most banks would be happy to give you an account - who do you bank with at the moment?

Regards
Sunil

cathys1_2

I didn't know if I was allowed to say - it's Abbey!!!:o

I'll check out Nationwide, thanks.

gt94sss2

I imagine any of the big high street banks would be happy to give you a standard current account.

If you have a poor credit rating, you may need to open a basic bank account instead - a list of providers is here. These accounts don't come with cheque books but some do come with debit cards.

Regards
Sunil

cathys1_2

Shouldn't have a bad credit rating. Our main account handles most transactions - my account is just for "pin" money!!!!:rotfl: (Makes me feel old!)