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I cant believe it.
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Bank Clerk can't add up????
I went into my Natwest bank today to pay in two cheques totalling £87. The bank clerk filled out the paying in slip for me and I noticed he had put £76 in the total. When I pointed it out to him, he was a bit flustered and I made light of the situation. However when I left I felt quite aggreived that had I not pointed it…
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Hard to get a current account
Hello all, Does any one have any advice? Having seperated from his first wife my partner had to open a new bank account and chose a cash card account with the Halifax as it would be up and running within the day. Shortly after he recieved a CCJ and Halifax would not allow him to upgrade to a current account. It is now…
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How many banks?
I need to rebuild my credit rating. I have been reading the citibank thread and it seems to be easy to get a VISA debit card. I currently have a Solo card with Natwest. I also have an online savings account with Halifax. Since I will be travelling abroad next year I opened a Nationwide account for the no fee bits on…
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HSBC Graduate overdraft - 1 month notice..
I just received a letter today that my overdraft facility of £2000 with HSBC will be removed at the end of this month. Its been 1 year since I officially graduated, so they have stuck to their promise of interest free OD for the first year. However I didnt expect them to be so unreasonable in demanding repayment of the…
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Is it easy to downgrade a current account?
I have a current acct with one of the main High Street banks for which I pay £15 a month, for various pleasures such as extremely poor customer service, break down cover, travel insurance etc. I don't need these extras any more & neither is it convenient to change banks at the moment. Is it possible to ask them to…
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bank statement details missing in display- is it the same for you too ?
Hi, I'm just wondering whether all of your online/current account banks display transaction details in the statement in the same fashion as below: When receiving-in a payment, if the sender(sending bank) puts a reference, that reference is not displayed on the statement. For example, if MISS ANN sends me two different…
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Halifax Ultimate Account
Hi everyone, Just realised Halifax have charged me £10 p/m - not a problem as i appear to get a package full of stuff but i dont know how i go about starting to use them. One of the offers is RAC breakdown, but if i were to breakdown today who do i ring. Also there is the Family multi trip holiday insurance, again how do i…
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Joint Account Problems
My 'living partner' and I have a joint account together which was set up to pool money to pay the bills every month. She has now taken it upon herself to set up a huge overdraft and withdraw the funds. I have told her I want my name off of the account but cannot get her to sign it over so she is the only account holder.…
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any one have the pdf for the £50 refer a friend?
i opened account when the refer a friend scheme was at £50. has anyone got the pdf flyer for this amount?? thanks. Alliance and Leceister
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What banks are have one FSA guarantee
I have two questions 1) Has the 100% guarantee on £35000 on deposits come into effect? 2) As this guarantee only available per FSA licence so you get £35000 per bank back. ie If you have money in HBOS or Halifax or Birmingham midshire. This 35000 guarantee is based on the sum total money you have in all three. Can you list…
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1st time overdrawn with a and l
I wonder if anybody can offer some constructive advice. I've had an alliance and leicester current/ premier account for the last 3 years. I decided to take all my money out of it and then TRY to close the account. To cut a long story short i wrote a cheque for £98 for my son's swimming which his club had at the beginning…
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First Direct - Customer Service Appaling
Im in a DMP and on this occasion i paid my money to the Debt management company via the post office Transcash. I recieved a letter saying my payment had not be recieved so i was rather concerned..... i phoned up my debt management company and was told they could not check and i had to go to the post office in person......…
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Cash Advance Fee on Debit Card
:mad: Bought some foreign currency in the UK with my debit card and have been charged a cash advance fee. Complained and was directed to the small print in the T&C. Is this common place with all banks, or Just a CO-OP thing? Not a massive amount of money, but has made me cross, I know they charge to use card abroad, but…
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Nationwide - Overdraft
Please could somebody offer me some advice. I have two accounts with Nationwide one has an overdraft of £1930 and the other £500, I have received a letter saying that the £500 od will be reduced to £300 on October 17th, I phoned last week and explained this amount was far too much and they said it could not be changed, my…
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What to do with my £2000 HSBC overdraft?
Hi, I am wondering what I can do with my HSBC overdraft that would perhaps get me a better deal. I am being charged about £20 interest per month and it is a graduate account. I am in year 3 of the graduate account, so really my overdraft should be down to £500. Right now, I do not have a job (though this should change soon…
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Current Account - To Use Abroad
Hi all, I'm going over to India next month and am looking to set up a bank account, that will allow me to use my card without incurring any charges, and if possible, take advantage of the local exchange rate instead of a standard bank exchange rate. Is Nationwide still the current account to go with to have this facility?
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Sorry OT: Alliance and Leicester Internet Banking
Hi, Is anyone else experiencing trouble with Alliance and Leicester online banking? I can't log in - the screen just not move. Don't have access to a phone so can't phone them and ask either. Its very annoying need to transfer money today :mad:
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Problems with Nationwide website
I have been unable to log on to the nationwide website this morning. Everytime I try I get the web page not available message. Everything else on pc seems ok, is it them or just me? Thanks
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New account with creditors?
Hi I am on a dmp, I have a debt with nat west (credit card), I have just opened a new bank account for wages to be paid in with Nat West, but not activated it, is this gonna be ok or will it just cause problems for me? any advice appreciated, have a great day:j
