Nationwide - Overdraft

littlechezza

Please could somebody offer me some advice.

I have two accounts with Nationwide one has an overdraft of £1930 and the other £500, I have received a letter saying that the £500 od will be reduced to £300 on October 17th, I phoned last week and explained this amount was far too much and they said it could not be changed, my options were to pay the money into the account from a credit card or go on some 6 month option which would reduce the overdraft by a small amount each month. but this would go against my credit rating, I can afford to reduce the overdraft by £50 this month and I can't see the problem with that, I think the options given are very unfair, please help!!!!