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Express cheque cashing
I have a large cheque just around the corner (£13,750, look out for me between now and Christmas on 'In It To Win It' with Dale Winton where I won the money!). Can my bank speed up the process of cashing the cheque if I pay a charge? Many thanks for your help. mike
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Need some advice re opening parachute account!
I apologise if this is in the wrong place...I am not sure if i am meant to be in the student,reclaim bank charges or this board! Anyway, basically I am at the moneyclaim stage with abbey in order to get £400 from them in bank charges. Even though I have been banking with them for 5 years there is a chance they will remove…
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Abbey to charge monthly fees too
Hi everyone A relative of mine is a manager at Abbey and he told me today that when the news broke about Fd beginning to charge monthly fees that he had just been at a conference where they were discussing just the same! personally if I had to chose between paying a monthly fee for fd and the tosh service at Abbey then I…
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Lloyds TSB - is this bad or what?
At the bottom of my current account statement: "No need for your seasonal spending to snowball - from overdrafts and credit cards to a personal loan. Pop into your branch to see how we can help." What??? The best way to stop your spending is to not spend. But hey no they want to offer me an overdraft (but oh no they said I…
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More free wine from Smile
Hey kids, I just received an e-mail from Smile and it looks like they're re-running the 12 free bottles of pop offer. By the looks of things you have to deposit £1500 into the account to qualify (there's probably small print but if it's like last time then I think you could pop it in, wait for the booze and then draw it…
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USA Cheques
Does anyone know the most cost efficient way for me to cash a cheque made out to me in dollars? Many thanks.
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Bank's mistake - what should I do?
Had to withdraw a large amount of cash yesterday - well into 4 figures - so went into my nearest LTSB and did it. Needed to go through some security checks, but that was all fine Anyway, I've checked my statement today online, and they've got the withdrawal there as expected....however straight after it, they've put in a…
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Warning for First Direct Customers!!
A word of warning to anyone planning to transfer their bank account from First Direct. We decided we'd had enough of First Direct and opened a new bank account with Lloyds, we filled in the forms to transfer the account together with all direct debits to our new account - simple - or so we thought. When we joined FD we…
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Bank of Scotland - Free banking forever - NOT !
(1st post, so no idea if I'm in the right place.) A few years back I changed my business account with BOS to a new account they (BOS) were offering which was headlined "Free Banking Forever". Basically if you kept £5000 in the account you paid absolutely no charges whatsoever. If you went below £5000 they then charged you…
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Thoughts on Intelligent Finance?
Hi there I've currently got a current account and e-savings account with First Direct, however following the introduction of the £10 charge and the fact you get penalised for withdrawing money from the e-savings account (no interest payable in the month) I'm looking to change. I'm looking to get a current and savings…
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High Street Banks - penalising existing customers!
I used to have a mortgage with Abbey National, but switched it to C&G as Abbey would only offer competitive deals to NEW customers. Now, they're offering 6% on current accounts to NEW customers ONLY. Is this the thanks I get for being loyal to Abbey National for FIFTEEN PLUS YEARS? I rang & said to them today that, as a…
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A@l
Has any one had any experince of A@L not paying out for both parties on the reccommend a friend £50 offer and if so how did you chase them up and did anyone have any successs ?
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Best bank for basic account w/ poor credit rating
Which is the best to go for? I've only ever been defaulted a few times and I have a repossession on my record, but no CCJs. Am I likely to be rejected by most places for a basic account with Visa debit card (not Electron, as barely anywhere online accepts them)?
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Coventry First account rate increased to 5.46% gross (5.60% AER)
According to Moneyfacts, Coventry Building Society's First (savings/current) account rate will increase, from 5.22% gross to 5.46% gross. Therefore the AER is going up from 5.35% to 5.60% (if my calculations are correct). Coventry First guarantee to pay BOE base rate +0.60% for the first year after the account has been…
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Old bank account
Hi don't know where to post this so thought i'd try here have also posted on old style board. I was going through some of OH paperwork as he is so unorganised and I found an old bank account book, think it is a savings account. It's from 1990!! the last balance was only £29.65. It's a hand written paying in book it's that…
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old bank account
Hi, not sure where to post this so thought I would start here. I was going through some of OH paperwork as he is so unorganised and I found an old bank account book, think it is a savings account. It's from 1990!! the last balance was only £29.65. It's a hand written paying in book it's that old lol. I just wondered would…
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help - Yorkshire Bank Readycash account opening
Hi, can anyone advise. i have just been in to the Yorkshire Bank to open a basic bank account - Readycash I think its called - anyway did the application and then she told me she would check what product they could offer me. When she came back she said it had been referred to Head Office, what does this mean? I thought…
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can't open current account :-(
Dear All My boyf can't get a current account or switch card due to poor credit history (despite having paid all his debts for over a year). He had a CCJ 9 years ago. He opened a basic account with Nationwide 8 months ago, and they told him after 6 months he could upgrade to Switch card but now they won't let him. I think…
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Best Current Account?
Hi guys, appologies if this is a repeat thread but i don't have the patience to look through 171 pages to see! After long discussions the OH and I have remortgaged the house to pay off the loans and Credit Cards. This has freed up about £550 per month after all the DD's and spending money for each of us has been taken into…
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Citibank
Hi, someone said the other day citibank offer a full visa debit card, is this even with terrible credit?I've got to send a cheque from my account & it'd cost £10 to do so, so I wanna know for sure