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Re claiming back charges
I know ther is a thread for this but it is very long and I have tried looking, i want to claim all previous bank charges I have been charged and would be interested to know if there is a letter i could use that is on the internet or does anyone have a template i could have
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Nationwide £50 "No-Hassle" - Unfair?
I opened a Flexaccount last year and have been trying since September to get Nationwide to transfer all my direct debits across from my old bank. The process is still not yet complete. I've had threatening letters from Telewest because the new DD wasn't completed, my mortgage company wrote to me telling me there was no new…
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A&L Prem Direct - Interest Payments
Curious to know if any other A & L Premier Direct Current account holders have not received their monthly interest payment when it was due. Mine is usually credited to the acount on the 14th of each month, but as of now it hasn't been credited. Is this normal for them ? OK, we're only talking a few quid, but it all counts.
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Card left in ATM
My wife recently paid in a cheque at a Halifax cash point machine. With 2 small children bored and complaining she (somehow) managed to walk away from the ATM without her card. 10 minutes later she realised she didn't have her card when trying to pay in another shop, so returned to the bank to see if it had been handed in.…
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bank charges to transfer cash abroad
hi, i wonder if anybody can offer any advice? we have a savings account in a bank in morocco (my husbands home country) and make the odd deposit there. we really want to increase this to a set monthly amount (£500) as we are planning to look at properties over there. however, we are currently paying a £30 charge each time…
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Current account bribes and credit rating?
Hi guys... With all those offers flourishing like A&L and Barclays who are "bribing" you for opening an account and referring someone, how does opening and closing current accounts within 3 months affect your credit rating? OH and I are thinking about getting a mortgage but the incentives look good and we were wondering if…
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Joint accounts (& a list of wants...)
Watcha, After being married for a year and half I think it's finally time to get a joint account.... Looking around there seem to be quite a few features which seem useful, plus the background idea of getting one with a decent interest rate. I'd be interested in opinions \ idea's on the things I've seen (are they useful \…
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URGENT Free £100 Loophole discussion: MoneySavingExpert.com discussion
This thread is specifically to discuss the Quick, Free Cash, If You're Prepared To Play article. To read the article: click here. To discuss or ask a question about this article: Click the reply button IMPORTANT NOTE Well, it took less than 24 hours after the tip sent for them to get rid of this bonus - we've just received…
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Bank charges question
Hi Im new to this site and a bit confussed about the bank charges issues. I have read through the threads but because there is so much information Im getting a bit lost. I have a Card cash account with Halifax and because of bad money management (and because I spend too much money on smoking) I get bank charges made to my…
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Current Account with a Debit Card
Hello! I am currently unemployed (hopefully not for much longer) and I want a current account with a debit card. I am currently with Abbey - been with them since I was a child - and have a saving account with a cash card. I would like the ability to set up a direct debit payment and also to have a debit card. It is so…
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bank accounts
Hi all Can anybody help? I want to know if there are any bank accounts with any providers that have mini accounts, which would be ideal for us for budgeting, within the main account. The only one that I know of is Intelligent Finance. Are there any others and are the rates of interest any good? Any info would be…
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Barclays £100 incentive
Looks like Barclays are offering £100 if you open a current account online (and credit 1k two months in a row). Seems like a good deal to me (no need to use it long term). Anyone see any problems?
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A&L Current Account Rate Change
Unless my eyes deceive me, it looks like A&L have extended their interest rate on the Premiere Direct Current Account (Previously Premier Plus Current Account). It is now fixed at 5% Gross/AER until 31 Mar 2007 - previously ending on 30 September 2006.
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Nationwide - It's a Mystery To Me - Help
I've currently got a flexaccount, CASH CARD. All i want to do is change it to a debit card so that i can avoid drawing out £10's here and there because i always end up spending my loose change on crap basically. So i call up nationwide, I haven't had the time to get to the bank, i havent actually been to my bank in about a…
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Nationwide to pay up to 4.25% on Flexaccount
Official, sorry if this has been posted before. From the 1st of April Nationwide is to pay 4.25% on its current account , the Flexaccount. I welcome this as a refugee from A&L, but have doubts as to its longevity. Go on give your big bank a shock, but remember two current accounts are better than one in this changing…
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is it time to sue?
i want to get my bank charges back from halifax so used standard letter on https://www.bankcharges. co.uk. sent letter 18/12/05 saying refund charges within 21 days (it was xmas) or i'll commence proceedings without further notice. they replied on 23/12/05 saying customer relations manager will reply within 4 weeks- no…
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Finance Software
Does anyone here use any financial software to keep track of their accounts and if so what would you recommend? I found an old copy of Microsoft Money 2000 on my computer last week and started playing around with it. It seems quite good and I think it could prove useful. However, I would like to upgrade to the latest…
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just a quick opinion required
I am currently reading Martin's book and taking on board the suggestions regarding making me financially aware and better off I have been recently transferring the money for my monthly food shop from my current account over to my savings account and that is working fine - I see from the book that the suggestion is to have…
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Alliance and Leicester current account shambles
I recently switched current account opened an A & L account to get a 0% overdraft for my wedding. In effect that has saved me taking out a loan. A & L matched my overdraft with my previous bank at £8000. On three separate occasions (2 phone calls and a visit to the branch) I was told that the 0% rate applied to the full…
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Standing Order On Halifax Keeps Changing On Its Own!!!
My daughter has set up a standing order on her Halifax student account to pay her halls fees for university. This has been set up to be paid monthly as her NHS Bursary is paid monthly too. We are worried sick because the date and amount of the standing order keeps changing, in fact one payment was supposed to be for around…
