Joint accounts (& a list of wants...)

EvilMonkey

Watcha,

After being married for a year and half I think it's finally time to get a joint account....

Looking around there seem to be quite a few features which seem useful, plus the background idea of getting one with a decent interest rate.

I'd be interested in opinions \ idea's on the things I've seen (are they useful \ worth it?) and if any accounts stand out as something which has the majority of the bits I like?

So things I've seen that'd be handy...

- web cards (something that generates a CC number for one of purchases)
- Freebie cash (I saw a post for barclays with a £100 signup gift)
- money managers (collects all your online accounts into 1 screen)
- Included extra's (travel insurance, breakdown cover)

Currently my main accounts with smile and the wife's with Lloyds. I do have a savings account I need to move, so moving it to Egg savings could sort the money manager?

As I said, any thoughts and opinions welcome...

E.M.