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euros, pounds, moneybookers and confusion
hello all, i have finally given up my lurking existence. here's the scenario, any input gratefully received: i have a euro current account in europe and i would like to transfer funds into one of my uk pound current accounts. in the past i have simply used a money transfer but i remember being charged by both banks for the…
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Debit Card question
When you use a debit card does the amount get deducted from your account straight away or does it wait a few minutes/hours/days to do it? You will all get thanked for your answers ;)
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Using N'wide FlexAccount in New Zealand
I am travelling to New Zealand for a month soon. I opened a Nationwide Flex Account as recommended by Martin. I was wondering if anyone had any experience of using the card to withdraw cash in New Zealand. Are there plenty of places you can use the card to withdraw cash and do the ATM's charge for this? I would really…
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Amount of Tax
I'm trying to work out the tax on my wages and my girlfriends, as we've both received a pay rise, i'm on £18k and she is on £16.5k, trying to do a budget for the month now and can't as i've no idea what i'll be getting paid per month, is there somewhere i can work it out or what level of tax i'm on? Thanks guys
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urgent help needed to transfer funds - confused!!
i have just had a call from the in-laws on holiday in saudi arabia. they want me to transfer £1000 to them first thing tomorrow morning. :eek: all they have given me is the fax number of a jewellers shop!! how on earth do i do this?? what do they mean?? is this something western union etc can do?? confused and eager to…
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A&L or Abbey
Hi, Which is the best for a new current account. Want to switch from the awful FT. Hayone have any suggestions. Thanks, :D
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Any advantage to lowering overdraft limit?
Hi A potted history of my bank accounts first: Have had a Smile account for donkey's years, started using the OD a coupla years ago when our first nipper was on the way (expensive things, they are!). It had a not bad rate of 9.9% APR. This was before I was well versed in Moneysaving, BTW... Opened an A+L Premier Plus in…
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iOWEYOU - expenses sharing system
Just saw this and thought it might be useful http://www.ioweyou.co.uk/ 'UK-based web service iOWEYOU tracks shared expenses within small groups of people - like housemates - for free' [from lifehacker] (screenshots) Not owing or being owed money myself, I'm not in a position to give it a proper test-drive (please move this…
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Banks & Direct Debits
Situation - Bank refusing to move my direct debit date from end of the month to the start of the month - anything to stop me cancelling the original and setting up a new one?
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Nationwide 4.25% - Current account
Not sure if this has been posted anywhere else, I've had a wee look but couldn't find anything about it so sorry if this is a duplicate post. The Nationwide has announced that from the 1st of April they are raising the interest rate on their current account (called Flex Account) to 4.25%. This is MASSIVE compared to many…
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Basic bank Account types
Hello All My wife and I are having a financial crisis and have allready spoken to CCCs with a view to an initial telephone meeting later in the month. They have advised setting up a new basic account in readiness. We would like to have a basic cheque book account with debit card, as we do need to write some cheques…
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Abbey Current Account - 6% Gross/AER
Not sure how long this has been out - just noticed it today. Abbey are offering up to 6% Gross/AER on current account balances up to £1,000 for 12 months. It also seems to have a Fixed Rate Monthly Saver which offers 6% Gross/AER for 12 months as long as you pay in between £20 and £250 per month by standing order from your…
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Alliance & Leicester - 1 year later
I changed my current account in Feb last year to the Alliance & Leicester last year as it was/and still is the best on the market with its 12 month interest free overdraft...etc... Its going to be a year at the end of the month so I was looking to move it over again since I will no longer have the interest free overdraft…
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Can I have accounts in married and single name?
OK, here's the story. Got married in 2004. Use single name for my musical work, but married for day job. Of course, it was only a matter of time - an external client has made a cheque out to my married name (my fault, forgot to tell them. But it took me nearly 3 months to get the cheque, so don't want to cancel it).…
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2 Current Accounts with the Same Bank?
Is is possible?? :confused: i.e 2 step accounts with Natwest?? Thx Sara
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Credit rating and current accounts
Does anybody know if having several current accounts can affect your credit rating? I have opened up 2 new ones for their regular savings sister accounts and am looking at opening another.
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Anyone still waiting for their Free Wine from Smile?
Or is it just me? Put my £1500 in there in the first week of December (might have even been earlier) but not had anything apart from promotional emails from them. I phoned them up the other week as my girlfirend who had put the money in a week before me received her voucher a week before christmas. they didn't seem…
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Cannot Access Halifax Online Banking
I have been unable to use Halifax Online banking for the past five days. Halifax say they are aware of the problem but cannot give any timescale when the problem will be fixed. They say they have been inunndated with calls on this issue, with many customers unable to access their accounts. In total, I have eight accounts…
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frankie047
:confused: First Direct advice. I wish to change my current account from HSBC & MSExpert reccomends LloydsTSB, which tempts me, but does not mention HSBC online bank First Direct. I welcome any advice
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Bank Charges Refunded!!
Following the advice on these boards I have had bank charges refunded this morning in the sum of £1331.50. These charges relate to the last six years and have been for bounced cheques, direct debits, exceeding overdraft limit, etc, etc. There are some doubters on this board, but thanks to dchurch24 and his website…
