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Barclays Platinum Banking
I have just been offered Platinum Banking from barclays, anybody got experience or opinions on this service. Thank you!!
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Upgrading Alliance & Leicester Account
Hi All, I am currently an Alliance & Leicester Current Account holder (the zero interest one, not good I know!), and intend to upgrade to either the Premier or Premier Plus account. Either way, does anyone know if when you do this, as an existing current account holder, do they just 'upgrade' your existing account, or…
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Best Current Accounts Discussion Area
This discussion relates to the updated Best Current Accounts Article. Click reply to discuss.
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Fair budgeting for couples
I earn considerably less than my partner, we want to look at our finances from scratch and re-arrange how we budget. This might be a techie question. What I want to know is how to make fair calculations that proportion our contributions. For example if I earn £1000 and he earns £2000 our total income is £3000 but my…
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Unintelligent Finance..........
"Intelligent Finance, part of HBOS, is slashing the current- account interest it pays to customers with both current and savings accounts. Since launch it has paid customers with both accounts the same — 4.75% at present — on all their cash. However, from next month customers will receive only 2.75% on money in their…
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german bank account
hi, i am wanting to get a german bank account to transfer money to and from. and to make sure i can send money via wire to other people in germany. how easy is it for a uk citizen to set up a german bank account? can it be done and will it require me to visit germany? many thanks
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Transfer times
I am in the process of changing over to the A&L current account. But i would still like to keep my three Barclays accounts that i use at the moment. How long does it take for a standing order to move money from say the A&L account to the Barclays Account? Most of our money will be paid into the A&L on the last day of the…
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Current Account SCORE???
I recently went to my local barclays branch to apply for a connect card, haning only a visa electron at the moment, and they lady told me that my ACCOUNT SCORE was not high enough? what does this mean and how can i improve it??? I had ever you the account
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Egg Money manager free £10
I hope this is the right place for this post! I have just gone to my Egg card statement via their notification email and the website says that if you sign up for the free Moneymanager service before 1st March they will credit your card with a '£10 reward'. Firstly, could anybody advise if the service is any good? Secondly,…
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Bank draft - cashing not using personal bank account
I shall be receiving a bank draft soon but I do not want to use my bank account to access the cash. Anyone any ideas ...Channel Island account perhaps? Any personal experiences appreciated. Thanks.
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Abbey Debit Card
Just joined Abbey (for the £40), they have sent me a disgusting green debit card with a link logo on it. My question is: where can I use it free of charge? At all link machines I would guess? But can I use it in the big four's network? Excuse my ignorance, just never had a 'little bank's card before! thanks in advance
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Express cheque clearance
Has anybody heard of this lately? Went down to my Barclays bank today to deposit my salary cheque as I do every month. I always take the option to express clear the cheque as it is free if you have a Platinum account with them. I was told by the cashier, who also checked with her fellow cashier, that an express clearance…
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bank - highest rate for (1) Savings (2) Direct Debit funds
For anyone (like my family) seeking the most efficient, competitive bank or building society paying the highest rate (gross quoted, not AER) for : (1) Savings account + internally-linked account for (2) outward Direct Debit, Standing Order + BACS facilities Coventry Bdg Soc : 4.85% gross - 'NetSave III' a/c, from which SOs…
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First Direct - 'Savings' account drops to 0.10% (under £500)
First Direct have suddenly dropped the rate on their 'Savings' account to just 0.10% for balances below £500. (Above that earns 3.25%.) Gone are the days of sweeping a few dozen or few hundred pounds for a week or two from Cheque account to Savings account within First Direct. Our family will be amongst the many customers…
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Cahoot
Hi My husband has got a savings account with Cahoot. We want to change our current account, so that we can earn interest on that as well. Is it better to go for a current account at Cahoot, so that we can transfer money between the two? Has anyone had experience of Cahoot on current accounts? Thanks Jackie
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trying to open an account!
Hi, can anyone advise me, I'm trying to help my 18 y.o. son to open a bank account, he has twice filled in applications but then been unable to provide the evidence required of his identity and address. He lives at home with me and his stepfather hence no utility bills, he has no credit or debit cards, no passport or…
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Halifax email - take NO NOTICE!!
This is a copy of an email I received this morning - including "Halifax logo & pic of Howard" (and I'm not a customer of Halifax bank). "Dear Client of the Halifax Internet banking, Technical services of the bank are carrying out a software upgrade for the maximum convenience for the users of online services of the Halifax…
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strange student loan
Just checked my A&L account and I`ve been credited with £250 from the student loan co.About 30 years too late. Will contact bank to let them know,but if anyone is expecting this - it might be an idea to check their account.
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Business banking for those with poor credit
Hi Guys, long story but cut short, I have a bad credit rating so can't open a business bank account. i don't want any credit facilities, no cheque book or card - just a deposit and withdrawal facility to pay cheques into really. Phoned the major banks and can't get any help. This seems crazy as i am making money from…
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i want to move away from HSBC ... any recommendations?
HSBC are generally OK, but it annoys me i have to use their stupid machiens for depositing money all the time, plus the most convenient branch i can get to is 4 miles away from me, and even then i can only get there on saturdays... Now, most of their branches these days have very few staff, no counters, and you have to do…
