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How long can you use a stolen debit card for?
I had my wallet stolen on Thursday, with all my cards in it. All cards were cancelled by Thursday 6pm. On Friday, my smile debit card was then used and authorised for £750 worth of transactions. Obviously, I execpt that I will not have to pay for this, but why was it not stopped on Thursday? They cannot yet confirm whether…
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Exceeded overdraft limit
I have managed to go over my overdraft limit by £15 with HSBC, and don't get paid for another two days. I rang HSBC to ask if they'd consider waiving the bank charge for this as it'll be cleared on Thursday, but they said no. So I was wondering if the fact that I've exceeded my limit (and therefore have to pay bank…
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How many bank accounts can you open?
Just following on from someone's advice to have separate accounts for bills etc etc, how many CAN you have open? We were turned down for a new account a while ago but think that may be because we applied for the wrong account (another one with overdraft etc, which we don't need). But it must be possible to get a few on the…
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Investment to replace insurance?
I don't believe in breakdown insurances and insurance against emergency plumbming disasters etc. but I would like to invest a small amount per month to cover myself for such emergencies. Would an ordinary savings account do, or is there something better such as a long-term policy? Bearing in mind that this would be a…
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a Bank account with online inter. money transfeer facility ???
My Barclays account doesn't have this facility instead i have to pay them a visit. Anyone knows of a bank that allows you to transfeer money worldwide online?? Many thanks.
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Delayed Maestro transaction
Appologies if this is in the wrong section, but i'm fuming at the moment! I checked my HSBC current account on-line yesterday & there was a Maestro transaction dated the 16th Feb 2005. The recipient of the payment was Legoland Windsor. I visited Legoland Windsor LAST OCTOBER!!!!! This transaction has put my account into…
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Reversal of a transaction?
Hi, I have a current account with HSBC which is my main account as well. The other day I sold some stuff and this guy did the instant transfer, took the item and after three hours, money wasnt in my account any more? When I contacted HSBC CS, they couldnt help me. I spoke to one of advisors in my account branch and she…
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American Bank Account
My first visit to the site. This is my situation. I have shares in dollars in an American company and the shares are presently managed by the Bank of New York. What I would like to do is sell the shares and not have to convert them back to sterling because of the poor exchange rate. I would like to open an American Bank…
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£25 free when opening a first direct account!
hi guys, the other day i recieved a leaflet from first direct offering £25 credit to the account providing £100 was there on 31-3-05. i went to the web site and i was left a little confused as it says: Joining incentives are valid for three months from the date the account is opened and will be credited within 28 days of…
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Stopping Cheques...
I'm bank with Lloyds and 2 of my cheques have gone missing in the post. (the 2 cheques were sent using the same envelope). 1. Will I be charged for cancelling them? 2. What happens if someone tried to cash them? Thanks. Perry
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not allowed to draw on cash paid in??????
Hello all, I'm new to this forum, however........... My wife paid £450 in cash, and a cheque for £4600 into her First Direct account via HSBC. On arriving home my wife went to use the internet banking to pay her credit card bill, only for her account not to be showing the cash she had just paid in. On phoning the bank she…
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Fed Up with my Current Account
Was with Bank of Scotland, and the merger with Halifax has messed up all kinds of things for me. I've had it, I'm changing. In order of priority, I want: 1. Good customer service. 2. A good interest rate (I pay in a lot every couple of months, then no more until it is gone, but the average balance is pretty high). 3.…
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Loans and shared current accounts
Hi, My boyfriend and I are moving into a house very soon (renting from family). I've always been really good with money and my only debt is a student loan of which I'm paying back way more each month than I need to. So all this is very new to me. I knew my bf had loans, but the extent of it only came to light in January.…
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Basic Bank accounts
I have a Halifax basic bank account - they dropped the 'Solo' card in favour of the dreaded 'Electron' card, which is next to useless! There has been a great deal of controversy recently in respect of 'decent' basic bank accounts. I am keen to find a better alternative - I need cheque facilities, cashcard and a better…
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alliance and leicester
I've just applied online to the aboves prem plus account after reading Martin's best buy section but after reading about peoples bad experiences with switching i'm having second thoughts. My paperwork should arrive next working day so i do have time to change my mind as i haven't signed anything yet. I'm now thinking of…
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Smile Wine offer
I opened an account with Smile in November, and took advantage of their free wine offer. Three months later, and I'm still waiting for the wine. About six weeks ago they told me it would be with me 'soon'. But still nothing! Anybody else had problems with this sort of false incentive, from Smile or anyone else?
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Abbey and £40
anting to take advantage of this I have been on their website and cannot find any details. Can anyone post a link or does it have to be in branch? Many Thanks.
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bonus
There so many good offers for current account can people help me out by compiling a list of what banks offer for opening a new current account with them and what banks offer for switching banks with them. Switching accounts Abbey - £40 Opening accounts Llyods TSB - £50 Any help would do, as im trying to see if I can be a…
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Whats the consensus here, halifax charges?
I'm sure you are all aware of the ludicrous (sp) way the halifax have of administering bank charges, I'd just like to ask your opinions about it. I have a cardcash account with them, I'm a single parent so on quite a tight budget, I had an unexpectedly high mobile bill to pay on mondy and I was £12 short so they didnt pay…
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Applying For Current Accounts When In Debt
Is it possible to apply for a basic current account with no overdraft, even though you have a poor credit rating and outstanding debt? Would Nationwide turn a person down for example?
