Basic Bank accounts

badgerbuckets

I have a Halifax basic bank account - they dropped the 'Solo' card in favour of the dreaded 'Electron' card, which is next to useless! There has been a great deal of controversy recently in respect of 'decent' basic bank accounts. I am keen to find a better alternative - I need cheque facilities, cashcard and a better debit card than Electron - anyone any ideas please?

Thanks!

Darryl

Try HSBC (if you don't mind paltry rates of interest). You can also operate their basic bank account via internet (which many banks don't offer).

Darryl.

sunflower_2

Hi Darryl

Do HSBC give a debit card?

Cos when i checked it said just a cashcard?

Anyway am not too impressed with HSBC, i applied for a normal account and they didnt even bother to reply with a yes or a no !!

i emailed them a week later and they again didnt bother to reply

how ignorant !!!!

Debt_Free_Chick

badgerbuckets wrote:

I have a Halifax basic bank account - they dropped the 'Solo' card in favour of the dreaded 'Electron' card, which is next to useless! There has been a great deal of controversy recently in respect of 'decent' basic bank accounts. I am keen to find a better alternative - I need cheque facilities, cashcard and a better debit card than Electron - anyone any ideas please?

Thanks!

To offer some suggestions, we'll need a little more info about your situation. Is there any reason why you have only a basic bank account? Do you have debts? Bad debts or defaults? Do you work? Have a credit card?

The reason I ask, is that some situations (eg. defaulted debts) can seriously limit your options. If you let us know your situation, we can be more specific about your options.

cifpower

Do Natwest still not provide a Solo Card?

Tony_H_3

Click Here to find out all about Solo, it would appear as if it is only available from Natwest & HSBC from a quick look at the website.

Fatboy_NSS

The Natwest Step account comes with a Solo card. I think you're pushing it to find an account with a cheque book as well.

Darryl

Take a look at this website:

http://www.support4learning.org.uk/money/banks_basic.htm

This lists details for all/most basic bank accounts, i.e. do they have cheque book, debit card, etc.

Darryl.

Paul_Varjak

badgerbuckets wrote:

I have a Halifax basic bank account - they dropped the 'Solo' card in favour of the dreaded 'Electron' card, which is next to useless! There has been a great deal of controversy recently in respect of 'decent' basic bank accounts. I am keen to find a better alternative - I need cheque facilities, cashcard and a better debit card than Electron - anyone any ideas please?

Thanks!

I suggest you go to your local Post Office. They have leaflets on banks which offer BASIC BANK ACCOUNTS. One of the leaflets compares the services available of the various BASIC BANK ACCOUNTS - especially how you can access your account at the Post Office.