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Archives for November 2015

Extra cash for xmas
Hello, My name is Ben. I am self employed as a painter and decorator. Every year I aim to set aside some of my earnings to cover Christmas and January. Every year I fail and end up stressed due to lack of money etc. I find myself in the same situation. I have enough work to cover bills and mortage. Looking for any help and…
MakeMoney app (iPhone & Android) better than Swagbuck and TopCash
Hi all, I recently found an iphone cash app and I though to share it here. Its called MakeMoney (a yellow icon with a hand holding cash), there is also android version. It pays cash via Paypal for trying new apps. Payouts are fast (2 days) and its quite easy to get some money. Definitely faster than with Swagbucks and…
Second Income advice
OK, hopefully this is the correct forum, admin please move if not. Current earn £54k in my current role which I have held for 27 years, for the last two years I have been slowly investing in a photography business and this year have earned around £5K So at a quick glance could anybody advise if I am eligible to a tax…
TopCashBack - Spend Less than you earn
I assume there is a thread for this somewhere, but I had a quick look but couldn't find one so I thought I would open one. Sorry if I am opening a duplicate. I started on topcashback about 2 months ago and I have earned £180.89 with just doing random things, I decided I would look for cashback on things where I would spend…
Paid Survey Sites; Rewarded Opinions
You don't make a lot of money completing surveys, but you do expect, when you've accumulated enough points to apply for a payout, to get your payment without having to keep writing and writing to a survey company about it! I have been a member of Rewarded Opinions for a very long time now, but I have been waitingweeks and…
Making money from Nuisance calls
Hi guys, I saw on Dispatches a while ago a man who was taking revenge on nuisance calls and making money from it by writing letters and asking for £x/min if they call again. I have a lot of time on my hands and also get these types of calls. Any advice on how I can claim money back? I cannot find the dispatches episode on…
Opening a second business - VAT related
Hi there. I've had a small residential gardening business for the past 4 years. As time has progressed I've picked up bigger commercial contracts and currently running close to the VAT limit. My question is would it be possible to split the business and have one purely for residential gardening and one purely for…
Is there any money in this?
I have noticed that Amazon has lots of little bits and pieces for under £1 which includes the postage...I was wondering if there's any money in buying stuff like this and then selling it on somewhere like eBay? I'm going to be struggling for cash this year while I complete my final year at uni on top of paying mortgage,…
Sole Trader rules - need help!
Hi everyone. I need help!! My husband has recently started working for himself as an event manager. This is mainly for one company who doesn't have employees but uses all freelance people. We invoice them after each job and it gets paid monthly. I understand that we will need to declare this as income etc and pay TAX and…
Amazon e-vouchers - where to sell?
Hi all, Just looking for some advice: I get a regular stream of Amazon uk e-vouchers through various survey companies. I usually manage to get rid of them, but I have a few just now that I'd rather have the cash for. Just wondering where allows you to sell them? Ebay is a scammers paradise, Hukd don't allow it, and reddit…
Putting my self "out there"
I am trying to find part time work. Does anyone have any advice as to how I can use the internet to promote myself, contact people etc. I am 52 and have an awful lot to offer but my CV reads like its for a dozen different people because I have done so many different things. Any advice would be great fully received.
IPSOS I-SAY Technical Error?
Every time I complete a survey, I just get a technical error page. Every time I try to log in, I get the same- no matter which browser. I re-set my password because I thought that might be the problem, but it still a technical error page! I was almost at the point of being able to redeem- is anyone else having the same…
MySurvey/GTM server issues
Just wondered if anyone else is having problems accessing the MySurvey and Global Test Market sites at the moment. I keep finding that the GTM site won't load at all and MySurvey will let me sign in, but when I go to do a survey I get an 'oops....this is embarrassing' message about the server being too busy. I've been…
dm.ugamsolutions film surveys
These are always film surveys which show you a bird near the beginning to test if videos are working. I used to always qualify for these but lately I'm still getting that I do qualify after the bird video but then get told after completing the survey that I do not qualify. Has happened to me several times regardless of…
Get-Paid.com Thread
I used to talk to about this website in a previous thread when I just examined it, but felt the need to start a new thread since the site is fabulous to deal with and the previous thread is not showing all the benefits in the first post. So I've tried to gather all the data I can find about it. I've been receiving dozens…
Bitwalking
Just seen this on the bbc news channel Bitwalking.com They have trialed it in a few counties and will be rolled out in the UK soon Its a phone so that pays you when you are walking.. Which can be spent online etc To sign up for an invite ( this is not a referral, and don't know if there will be a referral programme when it…
is there anywhere to sell CD Album with no case or sleeve
I have a lot of old CD Albums but i stupidly threw out the case and sleeve, Is there anywhere i could sell them?
Anyone tried an online lottery syndicate website?
Lotto Social keep emailing me, offering 20 free euromillions then £5 a week for 40 lines after. Is this a scam, or do people actually win money from this? What's the chance of of at least breaking even? They sell it as being better odds then buying lotto tickets individually. Thanks
Big Betting Win - Account Frozen!
Hi all, Wasn't sure where to put this, so please move if not appropriate. So last night i fancied placing a bet on football. Was my birthday so it was my treat if you will (I know, wild). I used to gamble here and there but stopped to save money some years ago. I opened an account with Coral, and would you believe it, an…
Finding a niche is hard
I am relatively good with websites and seo but can't think of what to buy and sell. I have access to trade prices in a particular industry but the margins seem tight. I think I want to.do.more.of a drop shipping set up, where you don't have to buy yourself but even then still bemused. There must be good things to sell out…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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