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Court On Friday
Hi guys Not been on for a while,Taking the plunge with Bankruptcy tommorow i am in court in the morning. I was just wondering what i need to take with me and what to expect in general ? I should have done this 2 years ago when my business started going t1ts up but i have had my head in the sand avoiding everyone and just…
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Visa Electron card
Have just tried booking a room at a Travelodge and they don't accept Visa Electron:mad:, the first place in 8 months that i've come across that doesn't (tella lie the 2nd, the first was Tesco.com but have changed to Asda and love the food better anyway:D). How annoying, the room was only £19 a bargain , thought i'd get my…
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Statutory demand for bankruptcy (CAPquest)Please help!
Hello, I have just recieved a Statutory demand for bankruptcy from Capquest in regards to a debt of about 3K. I am currently off work due to anxiety and severe depression and only reciveing incapacity benefit so there is no way I can pay this at the moment. I have no assets not a homeownwer and have literally zero…
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quickie q about cost of BR
Hey guys. Not been around for a while - cant believe whats conspired to keep us from declaring BR. But anyway tomorrow is the day - court has a drop in service. and we've finally got the cash together. 495 each. question is: when i was last logged in and regular i could have sworn that there was another small charge to…
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OR Interview Took 20 mins and....
.... the chap was really nice. My case was nice and simple, said I would be eligible for ED but depending on how busy they were. Can keep the car, even if it was owned by me (heres the grey area, and the mood of the OR) they wouldnt take it cos its less than 2k in value. Sorry for those who are having grief over a £500…
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Double post mods please delete...
double post, please delete thread.
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Just viewd rent house and they require a credit check !!!!
well that me refused then. it was cheap and nice and perfect for me to start a fresh after BR. yet the agent requires £75 for a credit check and admin fee. they wil turn me down i have defaults and arrears on mortgage. !! :( :(
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Had my OR interview
Hi all... feeling great.. had my OR interview and they were lovely !! yes you heard me right LOVELY !!! the woman we spoke to was great took all our details worked out an actual realistic budget we could live with and also upped some of the things on our SOA as she recommended we could probably do with more for them!!! we…
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unexpected payment
Hi, need some advice! Went to court yesterday morning BR! I have a 2k overdraft with hsbc, and i was overdrawn by £200 (ish). This morning i logged onto my account and was surprised to see a payment from a former employer for money owed to me, totally unexpected. So iam now back into my overdraft facility and i have £300…
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Bankruptcy help with bank account please
Hi All, Please can you help, I have completed all of the forms to go bankrupt, I need to know the fee as I keep seeing conflicting information on the cost and also what do I do with my current bank account? I am hoping to go to the courts on Monday with the forms and the fees, but my wages get paid into my account on…
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CCCS Services
Hi, can anyone who has experience of CCCS tell me do they just give you the advice on what to do e.g writing to creditotrs with tiken offers or do they write for you and have staff who's job it is just to build relationship with the industry to ensure the offers are excepted?
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Keeping My Fiance Away From The Effects Of Bankruptcy
Hello everybody I am considering bankruptcy, I will be able to keep my job and have no concerns about my credit rating. My only concern is that I live with my fiance, she has a mortgage and I pay board to her. We are getting married next year and my main fear is that the creditors could use our marraige as a way to get to…
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Date set for the 13th August
After a lot of hard work and worrying the date is finally set. Felt really strange and my heart was really pumping after the lady confirmed the date. I know this is not going to be easy as some of the paper work and sales numbers from my buisness have gone missing after a member of staff cleared out boxes of paperwork by…
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Bankruptcy and a Secured Loan Q?
Hi people. Isnt it funny when you get talking to people how many people are in the same situation. I was chatting to somebody last night about BR etc and he said I have the papers at home. He asked me a question and I wasnt sure of the answer can any of you guys answer it? He has not paid his mortgage for 3 months, his…
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BR booked for 6th Aug 10am ....
ok to i have just rang my local crt and booked in for 6th aug. fees 495 plus 3 copies of the forms all complete. the lady on the phone was very nice to me.... thats something i wasnt expecting. what next ?! Im Soooo scared.. my folks are away til the 8th was hopin i wud of been in and out of paper and BR while they was…
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BR in local paper.
how soon from going to court with fees to go BR to being put in local paper? also last question If it goes in for 1 eve only does that mean it goes into one of the ******* evening only papers or would it go in the local weekly free papers. where i live there is only 2 free weekly papers for locals the larger towns next…
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It's happening
Just thought i would share my bankruptcy with u all, joined the site a few days ago and got some really good advice (thanks to all). Yesterday i rang the court and i am booked in for monday 28th July at 10am :eek: I have to go back on another day and see the judge as it is a two part appointment. I feel sick and excited at…
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Electron cards and Asda
Anyone used an Electron card in an Asda store?
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Did You Know About This?
Did you know if you have a loan from the social fund when you are on benifits , you can include this in youre bankruptcy. BUT:eek: :eek: the goverment (works n pensions) where the loan is from are entitled to ask you to pay it back after you are discharged.:eek: :eek: The lady at the aid rang me today to make me aware of…
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Bancruptcy worries
I am about to go bankrupt . As i am a single mum working part time and living in a rented house i am worried about my bank account, which i have just opened in order to escape from Barclays as i have a large overdraft with them and a loan. Im worried because the new account i have at Lloyds tsb will be frozen and i have my…
