CCCS Services

nomis131276

Hi,

can anyone who has experience of CCCS tell me do they just give you the advice on what to do e.g writing to creditotrs with tiken offers or do they write for you and have staff who's job it is just to build relationship with the industry to ensure the offers are excepted?

jude47

Hi Nomis

CCCS are a charity who provide free, confidential debt advice. They'll do a phone appointment with you and give you the best advice on how to deal with your debts. I'm pretty sure they only deal with your creditors if you're on a debt management plan with them, otherwise I think they give you the tools to deal with creditors yourself. You could have a look on their website 'cos they have an online debt advice service which might be easier for you.

Good luck


Jude

shadowdragon

I used them for my advice for banckruptcy, when you telephone they will take some details and give you an appointment last month is was a two week wait. They then send you a letter telling you what info they need, then at the telephone interview they ask you questions that they put on there computer, then offer up advice based on what you tell them, they recommended BC and advised me how to balance my SOA to ensure my general living expenses balanced. They then send that info to you via post including there recommendations.

They dont fill in the BC forms for you or anything like that.

nomis131276

Thanks I'm not actually in debt just intrested in how they work. they do an awesome job but seems to me a lot of people in these circumstances need an agency to just take over every side of it, until they can get back on there feet

k2nga

You will find them but boy they will charge you for it. My advice is CCCS and then do the forms yourself and theres a good reason for this and that is it gives you a chance to see everything on paper and then when you go through it with the OR you will know what they are talking about and be able to answer there questions.

CCCS_Sarah

Some people need more help and support than others and this is highlighted during appointments. It is more beneficial for a client to be involved at every stage of the process as this how people learn to deal with their debt problems so they don’t fall into the same trap later down the line.

I find it really encouraging reading peoples post on this site describing how they take ownership of their situation and help motivate others going through a similar debt problems.

dalip

nomis131276 wrote: »

Thanks I'm not actually in debt just intrested in how they work. they do an awesome job but seems to me a lot of people in these circumstances need an agency to just take over every side of it, until they can get back on there feet

Yes and don't you just happen to work for one of these agency's or did i read that wrong on loopy's thread:rolleyes: