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Website Idea to help clear debts - help needed
Hi, Not sure if this should be posted in this forum so if not please forgive me and feel free to move to where it should go. :confused: I am trying really hard to clear off my remaining debt and at the same time start a business which I can run from home to provide me with an income (all be it a small one) in the years to…
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5.5.07 what small DFW/MSE thing will you do/have you done today?
Have searched high and low for this thread today but no luck... In the words of our famous hypno: Today I: * used the bus to get in and out of town * spent £5 on a birthday present for a friend instead of the usual £20 * didn't pop into Costa-lot Coffee * tried to hang my washing out on the line but all rotary driers are…
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away a week and al gone wrong
been on holiday this week. all spending accounted for as oh dad gave us it. However i have come home to bills that were balance transferred 10 days ago that still not gone through. A parking ticket that i never knew id received. My secured loan payment has bounced although i have enough money in account for this so not…
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Not sure if this is very money saving but
John Lewis are doing a promotion where you can get something that is exactly £5 for free. See here for the explanation http://forums.moneysavingexpert.com/showthread.html?t=445302 I have just got a couple of vest for my niece for nothing! they had boys school shirts in this offer too. chev
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Just knocked £800 quid off my debt!!
Hi Guys, I'm a newbie and just getting to grips with my debt. I've finally had the courage to try and sort out my finances and the first step was to actually write down what my total credit card debt is and stick it on my signature. I normally just quickly log on to the card website and pay the minimum, plus whatever extra…
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newbie girl
Hi, Just got brave enough to join you all. Two years into being a born again single and the support I have got from you all has been amazing - thankyou. I managed to get a mortgage to keep my home and only have one credit card left to pay off. Watching you all has made me feel that what seemed impossible is possible and…
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Cat121 - New Diary
Well so far I've been inundated with very valuable and brill advice - thank you all :T I joined Greasypalm over the weekend and so far have earned £30 :T - done a few surveys and referred a few friends and family - it's brill :rotfl: Find that coming on here daily has really helped keep me motivated :o Unfortunately…
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Northern Rock's 'Personal Circumstances'
Hi there, I have applied for a Norther Rock loan but have just received a decline letter stating that I don't meet their 'personal circumstances'. I called them and they said that they have not even done a credit search on me because of the personal circumstance issue. They could not divulge information as to what these…
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Pressing the ON switch in my DFW brain.
Because it's switched off at the moment.:rotfl: Anyone else in the dubious position of having to fork out more money in a short term plan in the hope that you can eventually become debt free? Well just as a little update I have yet not sold my house which is the intention. Have decided to revamp and do up, all of which…
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Psychology
I was just reading the first post in The Unneccesary Challenge where CAFCGirl talks about being quite happy to break into a note but is more reluctant to spend £2 coins. :confused: Personally, I'm the other way around. She also starts her challange on a Monday as she hates the bank on that day so doesn't get her allowance…
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iS IT LEGAL??
Hi, Hoping someone can help me out here, came home from work last night and my neighbour from across the road comes over with a message for me. I need to call gary urgently from Wales with a telphone number, curious i phone the number and its a bailiff trying to get hold of my personal details. Is he allowed to harass me…
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MIdnight's War on Debt
Well, this is it... this is the day that I have decided to declare war on my debt..... As I fast approach (make that eight days) my 44th birthday, I have finally decided that it's time to grow up and face up to the reality of my life which, at this moment in time, is consumed by debt!!!! How have I got here? Does spend =…
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advice on letter received please
Hi all Anyone any thoughts on this letter my hubbie recvd yesterday? Its from Geoffrey Parker Bourne Solicitors. They only have his initial and surname with the address. Creditor: TSC Credit Management Creditor Ref: XXXXXXXXXX CALL 0870 060 7666 TO RESOLVE Current Balance £208.40 Dear Sir/Madam Our clients have attempted…
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Reply from DCA-What should I do?
Wondered if you could help me? I was told I had a debt with a catalogue and I honestly dont think its mine-always paid my bills etc. I sent the standard letter with a £1 cheque requesting a copy of the signed credit agreement. I have received a letter back stating that most home shopping accounts dont make you sign a…
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i wish..
if this is posted in wrong place please move it but wasn't sure where to put it .. wish over 2 yrs ago when i was new single parent of 4 in debt to tune of approx £8000 and on income support i could have read these threads. would have made me realise i wasn't the only one in the s###. i got out of it with help from…
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Spend Spend Spend
My boyf and I have just booked a holiday to Dominican Republic (paid for by his bonus) we go on 13th June. I can t wait i have never been out of Europe so am very excited. As he paid for the holiday I am doing the spending money, we don't need much as its all inclusive but I want us to be able to go on a couple of trips as…
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keep up with endowment payments?
I am intending to sell property and rent. currently no excess income so started offering token £1 to all for £45k debt among creditors as advised by CCCS. Although i discussed endowment premiums with them - £11 and £35 it was not put on my financial statement. i wonder what would be the effect of not paying endowments for…
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How much have/will you spend 4th may???
good morning darling dfw's. just a very quick start to the thread as I've looked right back to last nights posts and not found it! Plus I have to leave in five minutes as I've got a ticket for the first showing of spiderman :j am planning a nsd today, got all I need with me and leaving my wallet at home. have a good day…
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really need some help/advice!
Hi, I have recently given birth to our first child, which in itself is the most wonderful thing in the whole world, the only problem is we are now really struggling to cope with all our existing credit due to the fact that I am now on maternity pay of £100 a week. We have a lot of credit in a lot of different places, and…
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default question?
Hi, can anyone offer advice? 3 years ago T-mobile slapped a £100 contract cancellation charge on my account( was a bit late paying bill) anyway it is a default and unsettled on my credit history. Do you think it is worth paying this off? will that improve my credit rating, if it is settled or just leave it now as Ive only…