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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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Increase mortgage to move house and keep property as BTL
Seeking advice and views on a plan to move house and potentially keep my existing home and convert to a BTL. I have a good amount of equity in my current home and a low mortgage well within my borrowing limit. On top of this I have a good lumpsum which I had initially sought to invest in a BTL property. I have realised…
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Cost - Removing downstairs bathroom to make kitchen bigger
Hello all i I am in the process of buying a house and I have a question for all. I would like to remove the downstairs bathroom as the kitchen is very small, and I would like to make the kitchen bigger. i have attached a photo of the floor plan for sizes… I would like to know how much it would cost to remove the bathroom,…
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Buy-to-let tax loophole or just tax evasion..?
Hi all, I am a fairly new BTL landlord and I’m contemplating using my limited company to purchase my own (personally owned and only) home to create a BTL and simultaneously facilitate the purchase of my next home. Common sense would tell me that it would need to be at market value seeing as, if I were to pay over market…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Selling Mum's house and buying one together query
Hi, My Mum is 80 and has just come to live with us as she was struggling on her own and was 3 hours away. Me and hubby have both POAs. Our house is rented and the dining room is now her bedroom, ideally we need to get a slightly bigger house, 3 bedroom (2 kids at home) but with a larger downstairs and especially a bigger…
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Surveyor says house is uninhabitable
I am selling my Dads house who died last year. It was advertised as needing re-wiring and we accepted an offer based on that. The buyers intended building an extension, completely changing the whole of the downstairs including moving the kitchen and re-wiring at the same time. Their builder has already been round.…
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Change of Tenant - advice please !
Hi, I just wanted to get some advice on the following situation: There are 4 of us living in a shared house, we are in a joint tenancy (assured shorthold tenancy) with a fixed term of 12 months. We moved in in September 2023 so the fixed term ends in September this year. One of us would like to move out into a new flat at…
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Wrongly given a CCJ for unpaid estate fees. Anything I can do?
Sorry, there's a lot of back story included in this. I sold my home in January 2022, it was on a new build estate so there were annual estate fees, but we made sure we'd paid up before we left. In November 2023 a CCJ was registered against me for unpaid estate fees. I contacted the solicitor who registered the charge and…
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Help on Our Situation
Hi All, Im looking for advice on our recent situation. About Us: We live in Devon. I am 33 on 40K a year. My wife is 30 and has just had her final maternity pay packet. She is now un-employed. We have a 10 month old son. We have recently been issued a section 21 and have 2 months to move out of our rented home. I don't…
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What is the most expensive house currently on sale within 5 miles of yourself?
And would you buy if you had the money Without naming location 1.5m for mine and no I wouldn't
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Renegotiating mortgage rate?
Hi all, Myself and my partner are getting closer to being able to start looking at properties and getting our mortgage in principle. We are under the impression we have to wait until October as my partner is in contract based employment so we needed 1 year of proof of income before we could declare how much we earn as a…
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care home accommodation
Hi ,Someone may be able to assist We have 3 skilled worker employed from abroad .Initially, they were offered 6-8 weeks free accommodation on their arrival but that period is about to run out. just checking if they can be a service tenant and pay rent ?
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TA10 fixtures and fittings form help
Hello, not getting any help from solicitors so thought I'd ask on here! On the fixtures and fittings form, how much detail do I have to go into. For example would I mention rugs, mirrors, painting etc. Do I only note items I am leaving or those that I am taking as well? Thank you
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DIY Conveyancing, any guides or advice please?
Hi, I am buying a freehold lock up garage, with my personal savings, the sellers are known to me and I have been quoted £1000 for the pleasure of conveyancing. Are there any guides on how to DIY?
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Sell and rent back in order to move house, break the chain
Hi all, I know this situation isn't unique, however we're struggling to get helpful advice from "official" sources (imagine solicitors, citizen's advice bureau). We're in a chain, we have a buyer who wants to buy before their mortgage offer expires and who doesn't need to move immediately because they're living at their…
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Right of Access for the repair and maintenance in Missives
Hello all, I have a question and would be grateful if people here can share their relevant experience (I checked the forum but could not find exactly the answer for my question). I am buying a Detached house in Scotland. There is a clause in the draft missive stating that: "The Neighbour has a right of access over my…
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Property Valuations -BTL
Hi guys, looking for some help, I have tried to ask my mortgage broker but I am not getting me clarity. Basically, I am trying to figure out how valuations work for BTL I am looking to purchase a property refurbish it and the let it, but I am wondering once I finish the refurbishment and then look to mortgage it on BTL…
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Buyer with compensation payment
We have put a house on sale in London and we have a very enthusiastic buyer, who offered the asking price on the condition that we take the property off the market. It had only been on the market for 5 days. All good news, except he is buying the property with some expected proceeds from 250k compensation that is expected…
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Feel misled by estate agent - thoughts?
Hi all, I'm a first-time buyer trying to buy a leasehold property in London for ~£400,000. The offer has been accepted and I am a few weeks into the process after instructing my solicitor. I am posting approximate figures to avoid identifiability. A frustrating issue has come up in the early stages of the search regarding…
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Buying a house where the only access road is a restricted byway. Any advice appreciated!
Hi all, Just hoping for some advice as we go through the latest issue in our quest to buy a 200 year old house in the middle of nowhere. The cottage that we are trying to purchase is only accessible by one road and that road is a restricted byway. The HM Land Registry title deeds for the property state that 'The land has…