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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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Complex house purchase.
Hello, I'm currently in the process of buying a family home due to my little girl starting to walk and getting too big for our little flat. Unfortunately(and partly due to my own lack of foresight), nothing is currently lining up timing wise. We have had an offer accepted on the next property, and have since spent a couple…
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DIY Conveyancing, any guides or advice please?
Hi, I am buying a freehold lock up garage, with my personal savings, the sellers are known to me and I have been quoted £1000 for the pleasure of conveyancing. Are there any guides on how to DIY?
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Property Valuations -BTL
Hi guys, looking for some help, I have tried to ask my mortgage broker but I am not getting me clarity. Basically, I am trying to figure out how valuations work for BTL I am looking to purchase a property refurbish it and the let it, but I am wondering once I finish the refurbishment and then look to mortgage it on BTL…
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Opportunity to purchase a Nissan hut
Our neighbours own an asbestos Nissan hut about 20 metres x 4 metres in size. We have the opportunity to purchase it for garden storage, together with the land surrounding it, thus making our garden slightly bigger and moving the boundary. Is there any value in doing this or would we be taking on a liability because it’s…
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Purchase about to fall through due to misrepresentation
Hi all! (You'll all get sick of me at this rate!) Hope everyone is having a lovely Friday? Down to business! Right, our house purchase has stalled just before exchange was due. I'd love some impartial advice, please. Maybe somebody has been through something similar? House listed at 140k, three bedroom. Offer accepted at…
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Rental being sold - Unable to find anywhere else to live
Hi, I am after some advice from people who know more than me on renting and my rights. We live is a rental and the landlord has told us he needs to sell the house. We haven't been issued notice yet, but he mentioned his intent to serve a section 21 giving us two months notice. It is of course totally his right to do so…
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Buying Leasehold Flat - Building insurance seems expensive and will be renewed before my purchase
Hello all, My offer for a first-floor converted flat (leasehold) in London has just been accepted. I've asked the vendors to provide me with a summary of building insurance. They paid £2010.82 between 2022-2023 which was split between them and the Ground Floor leaseholder (see the summary of policy below. For 2023-2024,…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Change of Tenant - advice please !
Hi, I just wanted to get some advice on the following situation: There are 4 of us living in a shared house, we are in a joint tenancy (assured shorthold tenancy) with a fixed term of 12 months. We moved in in September 2023 so the fixed term ends in September this year. One of us would like to move out into a new flat at…
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Surveyor says house is uninhabitable
I am selling my Dads house who died last year. It was advertised as needing re-wiring and we accepted an offer based on that. The buyers intended building an extension, completely changing the whole of the downstairs including moving the kitchen and re-wiring at the same time. Their builder has already been round.…
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Purchasing delays - 8 weeks for contract pack, is this normal?
Hi all, We're first time sellers, and we've pretty much all but completed on the sale of our house - but we still haven't received our contract pack and protocol forms for our onward purchase nearly 8 weeks into the process. It was discovered 2 weeks ago that the house we're purchasing is still on the Land Registry for the…
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Help on Our Situation
Hi All, Im looking for advice on our recent situation. About Us: We live in Devon. I am 33 on 40K a year. My wife is 30 and has just had her final maternity pay packet. She is now un-employed. We have a 10 month old son. We have recently been issued a section 21 and have 2 months to move out of our rented home. I don't…
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What is the most expensive house currently on sale within 5 miles of yourself?
And would you buy if you had the money Without naming location 1.5m for mine and no I wouldn't
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Experience purchasing house from AMG/TLT
Hi We are trying to purchase a repossession from AMG (asset management group) through TLT (solicitors dealing with investment bank repossession sales). We were given a 28 time frame to turn around the sale 2 months ago. While we have had everything we need in place at great speed (within 2 weeks of agreeing the sale) we…
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Buy-to-let tax loophole or just tax evasion..?
Hi all, I am a fairly new BTL landlord and I’m contemplating using my limited company to purchase my own (personally owned and only) home to create a BTL and simultaneously facilitate the purchase of my next home. Common sense would tell me that it would need to be at market value seeing as, if I were to pay over market…
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Increase mortgage to move house and keep property as BTL
Seeking advice and views on a plan to move house and potentially keep my existing home and convert to a BTL. I have a good amount of equity in my current home and a low mortgage well within my borrowing limit. On top of this I have a good lumpsum which I had initially sought to invest in a BTL property. I have realised…
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Cost - Removing downstairs bathroom to make kitchen bigger
Hello all i I am in the process of buying a house and I have a question for all. I would like to remove the downstairs bathroom as the kitchen is very small, and I would like to make the kitchen bigger. i have attached a photo of the floor plan for sizes… I would like to know how much it would cost to remove the bathroom,…
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Selling Mum's house and buying one together query
Hi, My Mum is 80 and has just come to live with us as she was struggling on her own and was 3 hours away. Me and hubby have both POAs. Our house is rented and the dining room is now her bedroom, ideally we need to get a slightly bigger house, 3 bedroom (2 kids at home) but with a larger downstairs and especially a bigger…
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Wrongly given a CCJ for unpaid estate fees. Anything I can do?
Sorry, there's a lot of back story included in this. I sold my home in January 2022, it was on a new build estate so there were annual estate fees, but we made sure we'd paid up before we left. In November 2023 a CCJ was registered against me for unpaid estate fees. I contacted the solicitor who registered the charge and…
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Renegotiating mortgage rate?
Hi all, Myself and my partner are getting closer to being able to start looking at properties and getting our mortgage in principle. We are under the impression we have to wait until October as my partner is in contract based employment so we needed 1 year of proof of income before we could declare how much we earn as a…