-
Martin Lewis Blog: 'House offer accepted, now they want £20,000 more! What should I do?'
A passer-by stopped Martin in the street recently to ask his opinion on her house buying dilemma. You can check out his view in a video he posted: Martin Lewis: 'House offer accepted, now they want £20,000 more! What should I do?' What would you do? Stand your ground? Walk away? Pay the extra? Negotiate? Tell us your…
-
New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
-
Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
-
Selling fast?
When my mother in law passed away, we inherited money and her house. My Partner is executor and everything was left to her. We have obtained probate and after bringing the property up to a good standard, we are now ready to sell it. We own our own home which is undergoing refurbishment. We paid our mortgage off with some…
-
Unregistered lease on Land Registry title
Hello, this is a long shot but I'm wondering whether someone can help me to understand a problem we're having with our house sale. We bought our current house in 2014 and discovered in the process that an offer had been made to sell the freehold to the previous occupier. After purchase we took up that offer and had the…
-
Names added to deeds of inherited house but don’t remember signing anything.
10 years ago mum (widow) had my and my sister’s names added to her (owned outright, freehold) property deeds. We have the Land Registry document (but no other relevant documents) which has all three of us listed under section: ‘B. Proprietorship Register’; ‘Title Absolute’ However, we have no (and apologies if any of these…
-
Empty house insurance
I’ve recently lost my father and have been looking for empty house insurance, I received a quote from a broker today for a thousand pounds. It’s only a three bed terrace house. Does anyone have any advice please, I’m at my wits end and can’t afford that. many thanks
-
Is there an easy way to get alerted to new planning applications?
I'm currently in the process of purchasing my first house. I'm curious whether there's an easy way to see planning applications nearby, ideally on a map. I'm definitely not a NIMBY, but I'm still interested to see how the rest of the development will expand (it's a New Home).
-
Can/should my estate agent give me info on the full purchase chain?
I'm currently in a chain that's 5 links long (was in a 4 link chain before but it fell through). I'm rather keen not to just know about my vendors and buyers, but my buyers' buyers and their buyers. I'm pretty sure my estate agent knows the details of this (like their estate agents and properties, at least, not sure about…
-
Solicitor held my money for 20 years should I get interest on top of the capital amount
My solicitors who acted in conveyance for me in a sale of my property just contacted me. They found they had accidentally withheld a significant amount of money on my file/account - unbeknown to me. They rang me to ask for my details to pay me the amount. After confirming it was the solicitors and not a scam they took my…
-
Capital Gains Tax on % of a property.
I'm now investigating the subject of CGT which will be rearing its ugly head in the near future… Quick overview: Self and sibling added to widowed mum's house deeds in 2016 (house owned outright, no mortgage). No other relevant documents so, barring anything suggesting otherwise, it's assumed we at that point each owned…
-
Unauthorised tenancy - options?
My adult son (vulnerable, safeguarded) has lived in the same privately rented flat for 14 years. The flat was sourced with the help of Mencap as a support agent, but through the same avenues (letting agents, letting websites) as anyone would use. Cutting a very long story short - the owner of the property, who we had never…
-
Stamp Duty or no Stamp Duty?
I have 2 mortgaged properties, one I live in and share with my husband, another I rent out (which I paid stamp duty for). My husband and I are divorcing, I want to stay in the property but cannot afford to stay on the mortgage alone. My sister has stepped in and said she will take his place - but not live in the property.…
-
Succession on a pre 2012 tenancy
Hi all, I lived with my grand father on and off since 2018, and permanently since October 2023. In December 2024 he passed away. I was on the rent book, and me living here took into account housing benefit etc... . I believe I have a right to succession on this basis, it was a 1 bedroom flat and I slept on the sofa. I gave…
-
Self Storage renewal price 13% above undiscounted list price. Is it legal?
Screenshot above is what they say the un-discounted, non-new customer price is versus what they're now charging me (13% more). I'm not using their insurance or other extras so is a like-for-like comparison. The price was £58 before and the increase based on "a review of list prices across our stores and unit sizes" but…
-
Periodic Tenancy Agreement Template (private landord)
Hi all, Could anyone advise me on where to obtain a Periodic Tenancy Agreement Template for a private landlord, please? Also, where can I download a Right to Rent document? Many thanks Bruno
-
Buying next house with commercial building on the land
Hi everyone, I am looking at buying our next house, as part of the house there is a commercial building at the bottom where the last owners converted it to a summer house type space. It's quite large and we had the idea of turning it into an AirBnB. Just wondered if anyone knew the costs/things to go through to get it…
-
SDLT second home
I sold my main residence >3 years ago, and have been living in my Mum's house, half of which I inherited 20 years ago. I now want to buy a house with my girlfriend, and believe I'm liable for second home SDLT due to the inherited share and >3 years since I sold my main res. She has a small house, no mortgage, which she…
-
Lease wording regarding whole responsibility it is to maintain windows
I have a flat in a Victorian house conversion and I just want check the wording of the lease to confirm that I am responsible for the windows in the property rather than the freeholder and if so would that include the outside of the frames as well, they are wooden sash windows. All the sash windows in the flats within the…
-
Possible Invalid Section 21 Notice – Advice Appreciated
Hi all, I would appreciate some advice regarding a Section 21 notice. I have been renting a studio flat under an AST for a few years and recently received a Section 21 after the landlord had been trying to sell the property for quite a long time. I have always paid rent on time and there have never been any rent arrears or…
-
EPC downgraded from C to D
We have a EPC carried out in 2020 which we were awarded a C rating. Just had a surveyor to do a EPC, despite us having a valid EPC. She had downgraded our EPC rating from C to D, bang on at 68 points - a C will be 69 points and above. I was wondering if I can get some advice from well versed people here: a.) With a valid…
-
Social Housng service charge increase
I have just recieved my new rent and estimated service charges. The rent increase seems proportional. The service charge is absurd. It has gone from £34.19 per calander month to £161.67!!! The biggest charge comes under Managing agent costs of £18.51 a week. I live in a small 1 bed flat with no garden. The idea of a £161…
-
Checkmate Certificate of Structural Warranty
Anyone with a Checkmate Certificate of Structural Warranty that they could share with me? I have received something for my home that looks unprofessional. Address mistakes, title of document, grammar, format and layout. Happy for all the personal information to be redacted, I just need to know what it looks like. Thank you
