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Useful guides from MoneySavingExpert.com Do I need a business bank account?Coronavirus Self-Employed & Small Limited Company Help
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Matched Betting, what now?
Hi, I have been matched betting for over a year and have made a good few thousand pound. I'm wondering what next, has anyone got anything else to move onto?
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SEO Cashback Site
Hello you very wonderful and intelligent people that make up this forum. I sincerely hope everything is going well for you. I am going to be setting up a small cashback based site on a purchased script. Where users can complete affiliate offers for monetary pay-outs. I please wondered for SEO what are the aspects i should…
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Google Ads - Be Warned
If you are a new business and take the advertised spend £400, get £400 free Google credit, be warned! I recently invested in Google ads because of the promotion, under the impression that I would spend £400, and get £400 back. After much chasing, they informed me that a promo code needs to be applied when you first open an…
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The new GOV.UK One Login
Having been involved in self-employment, business ownerships, partnerships etc., I have several Government Gateway emails and logins appropriate to each. The new GOV.UK One Login seems to be encouraging just one login, although depending on how it is introduced and presented, it seems that you can end up with more than one…
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VAT Threshold Question
Hi, I'm new to the forum and joined as I simply cannot find the answer to this question anywhere. I've tried the HMRC VAT Helpline but it just seems to be a never-ending queue to speak to someone. For over 10 years I've run a small limited company. As most of the turnover is profit (very low costs), I've been able to…
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Winding up small company which has been dormant for several years but still has Director's Loan o/s
About 15 years ago after retiring I set up a Limited Company to put through my very small amount of consultancy work. And by small amount, I mean just that, single figure thousands. I set it up as a Limited Company rather than as a sole trader because it was more glamorous to be a director of a Company. A rather silly…
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companies house - default letter - overdue identity verification statement
Hi, I am having problems with companies house identity verification. Like many people I had quite a few problems registering my identity: see e.g. https://www.reddit.com/r/smallbusinessuk/comments/1odxja8/companies_house_id_check_failing_i_need_to_verify/…
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When customers start paying from different company accounts, do you see it as normal or a warning si
We’ve started noticing more situations where invoices are issued to one company name, but the actual bank transfer arrives from a different entity or account name entirely. Sometimes it’s clearly a parent company or related trading name, other times it’s much less obvious. At small scale it’s mostly just an…
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Do customers get more frustrated by lack of updates than by the delay itself?
Something I’ve noticed recently in a small business/admin role is that customers often seem more frustrated when they don’t know what’s happening than by a short delay itself. For example, if a transfer/refund/order is taking longer than expected but there’s clear communication and updates, most people seem fairly…
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Booking say I owe them £4,000 - they are holding my host payments
So there have been quite a few glitches with booking.com recently. a, they changed my bookings to instant bookings without my knowledge b, They, suddenly started sending my notification emails to my safety email address, which I do not check. c, they have been paying me on the wrong payout date Recently, I had to cancel a…
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Being cheap with being 'Making Tax Digital"
Hello all, I wonder if anyone had any thoughts on this. I recently started using FreeAgent, but because I'm cheap I'm using the Landlords version. I only provide a service and don't sell products. Does anyone know if this will be ok with the taxman? The landlord version gives me everything I need, Landlord is £10 and…
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Defendant dies before deadline to serve a document on him expires
I would like to know what happens to an order from the court requesting the claimant to serve a document on the defendant by a deadline if the defendant dies before this deadline expires .I would like to know if an order to strike out a claim because the claimant has failed to serve a document on time on the Defendant is…
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How do you avoid chasing final invoices?
I’m starting to notice a pattern with a few project-based clients and wondered how other small businesses handle it professionally. The work itself gets reviewed and approved quickly, communication is great throughout the project, but once the final invoice is sent things suddenly slow down. Replies become vague, finance…
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Need some advice
Hi everyone, I need some advice regarding opening a business. I have never opened or done business and neither has anyone in my family so I thought this would be a good place to ask. My friends and I (there are 3 of us) are looking to open a children's residential care home in London. We are each investing an equal amount…
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New Business Startup Questions - Business from home
I’m in the process of setting up my small business which is home based baking and catering for small events. It’s an idea I have been brewing for a few years now and I have practiced with baking various things (always enjoyed and been good at basic baking) and have been practicing cake decorating techniques and taking my…
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HSBC Business Banking - Extremely Poor
Hi I don't often post on forums, but HSBC Business Banking has left me enraged. I own and run a small building maintenance company, one of the company credit cards has stopped working, I called the customer services to resolve. I was passed to 6 different people over the course of an hour, asked to verify myself 4 times…
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Reducing time spent chasing overdue invoices
I work in a small business where overdue invoice follow-ups seem to end up back with the same people who originally dealt with the customer. It’s becoming quite time-consuming, especially when most of the work is just sending reminders and checking whether payment has arrived yet. I’ve been looking at whether automated…
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Automating overdue invoice reminders — worth it?
I help with admin/accounts for a small IT services business and overdue invoices are becoming a bit of a time drain. At the moment reminders are mostly manual emails and follow-ups, which works but takes more time as client numbers grow. I’ve recently come across systems that can automate payment requests/reminders…
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When evidence should be provided when filling an N244 application notice
During a hearing the judge has given permission to the Defendant to make an application within a specific number of days. The Defendant has filed a N244 application notice within this number of days putting some explanation in Section 10 of this form but without attaching any witness statement to it. The court has listed a…
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SumUp - referral code to yourself (free/cheap new card reader)
SumUp users may be familiar with SumUps referral links & £50 bonus if your contact buys a card reader etc. I’ve used that to create an additional account for myself to tidy up my payments for HMRC, I referred myself which gave me half price deals on the new account, but it also worked to be paid a £50 bonus on my original…
