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Management/ Service charges on new build
We are looking to purchase a house on a new Redrow development and like many others have been surprised to find a freehold property has a service/ estate charge which has no control on the future charges. The roads and sewerage say they are "adoptable" not adopted and therefore can we assume that, in the long term, we…
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Buying property for father - multiple issues to consider
Hi, Apologies in advance if I've not explained this clearly or missed anything out. Situation is as follows: Father (75) is being evicted from his bungalow as landlord is selling (this move was trigerred by changes to section 21 and she got her notice in just in time to be ahead of the deadline). He has c£100k in a private…
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Selling house to tenant
I have a tenant who has lived in one of my rentals for a couple of years. Very decent chap. He's expressed interest in buying the property, which Im very interested in doing. Benefits are: hes a known entity dont need to engage EAs, hold viewings, market the property etc. he knows the property inside and out (literally!)…
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MyDeposits charging annual membership fees
MyDeposit is going to start annual membership fees for insured deposits. It seems to say that it will apply to old deposits as well as new ones? If so, it doesn't seem fair as you are stuck with an old one and can't move to another provider. Is there an alternative that only charges per deposit (PAYG)?
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Advice sought about putting on offer in for a flat
I have recently agreed the sale of my house but we won’t exchange until December. I found a new flat and have had my offer accepted. The seller is aware and happy that I can’t exchange until December, according to the estate agent. My worry is that if I instruct a solicitor and purchase a new mortgage product and the…
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Shared water supply
My FIL bought a flat that appears to have a shared water supply with the one upstairs as it is a converted maisonette. We were not told about this and only found out from the neighbour upstairs, who said they had a water meter fitted to their property. I am still waiting for more information from the neighbour and also…
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CGT on Rental Property
Hi all. When I met my now-wife four years ago her son, wife and their child had moved in with her in an attempt to cut their costs in order to help them to pay off debts that they had accrued. In 2024 my wife moved in with me and charged her son rent - all of which has been declared to HMRC and tax paid accordingly. In May…
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Noisy upstairs renter.
Hi All, could you help me. I own my apartment but the guy upstairs rents. I've spoken to him a few times just after i moved in one year ago, he seems ok, his 8 yr old son comes to visit every other weekend. The issue - he's always clattering about at 1am 2am 3am most nights which often wakes me up. I have to be up for work…
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Illegal eviction, what can I claim for?
When I was remanded into custody, a new landlord took over my property, and illegally evicted me by changing the locks without notice and disposed of all my property. They claimed they didn't know how to contact me despite having my NOK details and knowing I was in custody, I had an email sent of by behalf demonstrating my…
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Wales land tax higher rate question
Can someone please explain the Wales Land tax as we have found a house in Wales we like. We have been onto the Wales Land tax website and worked out our Land tax bill but we have just read that if we own another property we will fall under the Higher Land tax charge. Can someone please explain this as we are now worried as…
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Mears Failure to Deliver Vacant Possession
I'm having issues getting my property back after giving them the required notice. 17 January 2024 • Lease entered into between the Claimants and Mears Housing Management Ltd. • Lease term: 2 years plus 14 days. 1 December 2024 • Glenroe Living Ltd subsequently stated that the lease had been assigned/transferred from Mears…
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Garden sold off.
Really nice house for sale in nearby village. Went on the market 2 weeks ago for offers over £650,000. Today, reduced by £50,000 to £600,000 We really like the house, BUT, 3yrs ago they sold off three quarters of the garden for £175,000, and 18 months ago a very large 4/5 bed executive house was built. PP was initially…
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Selling and renting back
An acquaintance of mine ( friend of a friend) is in dire financial straits and is planning to sell her mortgaged flat to someone she barely knows with the promise that she can remain living in it and rent it. Obviously she loses her 'security' but I gather she's running very close to risk of repossession anyway. I'm just…
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First Time Buyer
Hello, I currently have a Help to Buy ISA l. I am looking to buy my first property next year with my partner. However, my partner already has a mortgage so would not qualify as a first time buyer. I am wanting to know whether I would still be classed as a first time buyer if we were to purchase a property together? I am…
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Tyre puncture caused by Gravel area..??
Just moved to new place already twice had car tyre slow puncture in 1 month though car is driven rarely only. Only difference from last house was a long Gravel area where cars are parked normally . about 5m gravel area driving over it while taking car out and coming in and parked over night over Gravel area. Gravel looks…
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Barrett–Redrow freehold property on land maintained by FirstPort: what rights do homeowners have?
I have lived in a freehold Redrow house for about eight years. Around six years ago, once the housing development was completed, we received a letter informing us that FirstPort would be taking over the maintenance of the estate. This included the roads, pavements, green spaces and the small park. When we bought the…
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Wood Burner Query, Please Help. (Auckland model?)
I'm looking at this wood burner, which I haven't used yet, and I'm trying to determine if only the fire bricks are missing or if there are other internal components as well, such as trays or a mechanism for the ash to fall into the tray. I can easily replace the fire bricks, but I'm unsure how to check if any other…
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Buyer's lender raising Section 38 / road adoption issues – anyone experienced this?
Hi all, I'm hoping someone has been through something similar and can share their experience. We're currently selling our house on a relatively new-build development (less than 5 years old). The estate roads have not yet been adopted by the local authority and the Section 38 Agreement has not been completed. The council…
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Lease has ended but company not leaving
Hi All, please advice I have leased my flat to a company
for 6 years. The lease ended April 2022 but we are now in
January 2023 and I have still not gotten my flat back. The rent been paid has been the agreed rate
since 2016 and as interest rate, service charge etc have all increased I am
running at a loss currently. I…
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Spray foam insulation
Hi. I viewed a house and took my brother and he noticed there was spray foam insulation in the loft. He’s no expert so we asked a family friend who is a builder and he says people struggle to get mortgages with it. I mentioned this to the EA and they said the seller doesn’t have any certifications for the installation and…
