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Martin Lewis Blog: 'House offer accepted, now they want £20,000 more! What should I do?'
A passer-by stopped Martin in the street recently to ask his opinion on her house buying dilemma. You can check out his view in a video he posted: Martin Lewis: 'House offer accepted, now they want £20,000 more! What should I do?' What would you do? Stand your ground? Walk away? Pay the extra? Negotiate? Tell us your…
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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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Illegal eviction, what can I claim for?
When I was remanded into custody, a new landlord took over my property, and illegally evicted me by changing the locks without notice and disposed of all my property. They claimed they didn't know how to contact me despite having my NOK details and knowing I was in custody, I had an email sent of by behalf demonstrating my…
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Moving home tips - anything over and above the usual?
There are plenty of lists of 'what to do' and 'don't forget' when you're moving home. All the usual - take readings and inform energy suppliers - book a good removal company - get plenty of boxes and packing tape - make sure you know where the kettle is - don't forget the teabags etc etc etc. But aside from these 'everyday…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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How long would you wait before considering pulling out of a sale?
Got an offer on my house, now it's 4 months down the line from the memorandum of sale and estate agent is still apparently chasing every day, but my buyers' solicitors and their buyers' solicitors are still "dealing with enquiries" with no end in sight. How long would you wait until just saying "the sale's off"? Because…
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Buyer's lender raising Section 38 / road adoption issues – anyone experienced this?
Hi all, I'm hoping someone has been through something similar and can share their experience. We're currently selling our house on a relatively new-build development (less than 5 years old). The estate roads have not yet been adopted by the local authority and the Section 38 Agreement has not been completed. The council…
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Barrett–Redrow freehold property on land maintained by FirstPort: what rights do homeowners have?
I have lived in a freehold Redrow house for about eight years. Around six years ago, once the housing development was completed, we received a letter informing us that FirstPort would be taking over the maintenance of the estate. This included the roads, pavements, green spaces and the small park. When we bought the…
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Property not on Land Registry
I have just discovered that my house isn't on the Land Registry. I bought in 1980 and it seems all purchases after 1990 are on the registry. I have searched for info online and gone down the usual rabbit hole of misinformation and adverts for Solicitors. I have the original deeds from 1890 (a true work of art) and details…
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Spray foam insulation
Hi. I viewed a house and took my brother and he noticed there was spray foam insulation in the loft. He’s no expert so we asked a family friend who is a builder and he says people struggle to get mortgages with it. I mentioned this to the EA and they said the seller doesn’t have any certifications for the installation and…
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Repayment of a key worker loan
Hi all, I am hoping someone here can help as I am at the end of my tether! Some years ago, my ex and I took out a key worker loan as a deposit for a home. We have since split up and are selling the property. The terms of the original agreement were that they would be repaid the percentage that their original loan covered,…
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How can you confirm the buyer is financially qualified to proceed
I have been with my current estate agency for at least 10 months and it is going down hill due to continuous lies, no communications even within their team and providing details that belongs to other clients and the list goes on. Worse of it all, I had found out that the buyer mortgage appointment was two weeks after the…
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Advice please, poor survey on a property I was hoping to buy.
Hello, I've just received the survey report on a property I was hoping to buy and to me, it sounds like there are too many negatives to it, lots of 2's and 3's in the report and only a couple of 1's, although I don't know if I'm being overly fussy about it, I've never done this before. It's a 1960's built bungalow which to…
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Garden sold off.
Really nice house for sale in nearby village. Went on the market 2 weeks ago for offers over £650,000. Today, reduced by £50,000 to £600,000 We really like the house, BUT, 3yrs ago they sold off three quarters of the garden for £175,000, and 18 months ago a very large 4/5 bed executive house was built. PP was initially…
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Nationwide Mortgage - Listed building whack-a-mole
Been embarking on my second purchase of a grade II listed house. I have owned one previously, and am no stranger to the potential issues and extra maintenance/investment they need. But my god - I am having a nightmare with getting a mortgage approved with Nationwide. On my previous house - 15 years ago now - it was…
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Share of freehold company and Person of Significant Control
I have a share of freehold where there are 5 flats with 20 shares each. There is a company set up with three directors including me. One person is named as a PSC even though they also have 20 shares so only 20% of the company. They are resigning and another freeholder will become a director. I think it is historical that…
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Estate agent asking for survey report
Hi. So i pulled out of a purchase because the survey came back really negative. Would cost tens of thousands down the line to fix everything. So i pulled out. 2 weeks later the estate agent has asked if i could send them the survey report so they can show it to the seller. Should i do this? I mean i’m not going back in for…
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Periodic Tenancy Agreement Template (private landord)
Hi all, Could anyone advise me on where to obtain a Periodic Tenancy Agreement Template for a private landlord, please? Also, where can I download a Right to Rent document? Many thanks Bruno
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Devaluation of my Property
Hi, just wondering if anyone has experience of a neighbouring property’s Japanese Knotweed potentially affecting their house £value and quality of life? I live next door to a restaurant, and their rear garden is a mass of knotweed, which is encroaching on my boundary - within 2m - and is now growing against the end wall of…
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Neighbour refuses repairs on my side, both leaseholds, freeholder invovled.
i’ll add a bit of background here, i (call me X) purchased a leasehold maisonette ground floor in England in September 2024, my neighbour (call them Y) also purchased their ground floor leasehold maisonette in September 2024. We both have a single upstairs neighbour, so there are 4 properties (2 on my side, 2 on theirs -…
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Selling and renting back
An acquaintance of mine ( friend of a friend) is in dire financial straits and is planning to sell her mortgaged flat to someone she barely knows with the promise that she can remain living in it and rent it. Obviously she loses her 'security' but I gather she's running very close to risk of repossession anyway. I'm just…
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Estate Agents Confidential/Commercial Information
Is any information an estate agent gives you classed as commercially sensitive or confidential information? For example I've had 3 agents round to do an appraisal, discus marketing, commission rates, etc. All agents give me an estimated selling price, tells me what rate they charge, what upfront fees there are, what notice…
