Nst november in new york

apple_muncher · 7 November 2018 at 6:32PM

Mothernerd -you're a trolley nicker!! Maybe someone can give you a push in it when you need to return it...

Look after yourself and the squid.

Kerry_Woman · 7 November 2018 at 7:26PM

Hugs for those in need of them.
NSD achieved today - 5/20.
Went for a walk in the park. Enjoyed seeing the changing of the colour of the leaves on the trees.
Had to sort out some paperwork regarding my DBS for my agency.
Emailed my agency regarding my availability for temp work.
Done most of the things on my to do list. Just one more thing to cross off.
Used what I had in.
Self care and no computer games.

Maisie_M · 7 November 2018 at 7:40PM

NSDs - 5/15
ORGANISE your time. got some ironing done this evening when I got home as that will save me some time at the weekend
VALUES Differentiate between needs and wants – nothing today
ENJOY yourself. enjoyed getting my ironing up to date as it means a I will have free time at the weekend hopefully
MAKE an inventory of the food in your cupboards, fridge and freezer at the start of the month. Plan your meals around what you have, make your shopping list up from the ingredients you need to go with them. - Not done a full inventory yet but will do.
BUDGETS should be set before the start of the month - Food, travel, socialising, personal. direct debits that have come out today
EXERCISE 4 times a week, 20 minutes a day. 75 qctive minutes so far today.
RULES The more rules you can follow, the more you will save/ have for debt reduction. – fingers crossed

IN case of emergency Add any items you might need (torch, shovel for snow, old carpet for traction, extra coat or blanket) to your car boot. DH still to do this
Stock up with generic painkillers, cold and flu meds - just as effective as the expensive ones (MSE tested). to do
NOW is always the right time to start. still no alcohol [FONT=&quot]😊[/FONT]

NO takeaways, coffee shops, vending machines, canteens unless for a special event. none
EVERYONE should know their debt free date. Not got a debt free date apart from Mortgage so will go for my savings date instead which will be 2021/2.
WINTER proof your home, if you haven't already done so. nothing more done on this so far

YOU should cook from scratch when you can. breakfast bran flakes and ham and cheese toastie, lunch home made broccoli cauliflower cheese soup with chicken fillets, dinner Pork chops, new potatoes and mixed veg. All very yummy.
OUTSIDE It may be cold but wrap up warm and make the most of the available light. walked to and from school
REPORT regularly (daily is best) here
KINDNESS costs nothing okay doke

the_cross_rabbit · 7 November 2018 at 7:45PM

NST will aim for 15. 3/15

ORGANISE your time. Will try and find a balance between studying,household chores, family time and me time. .

VALUES. Ultimate goal is to continue to OP the mortgage but to keep in mind ethical, environmental and family values.

ENJOY yourself. Try and do something everyday that I enjoy.

MAKE an inventory of the food in your cupboards, fridge and freezer at the start of the month. Done for the week at last . Meal plan and shop from the cupboards, freezers and allotments first before visiting supermarkets. £40.58

BUDGETS should be set before the start of the month. Already done will log spends on here and look at, at the end of the month.Will aim to buy something for the food bank every week.Still not done this but will try to remember when I go shopping - forgot again today.

EXERCISE will aim to walk for an hour everyday with the dog.Done

IN case of emergency Add any items you might need (torch, shovel for snow, old carpet for traction, extra coat or blanket) to your car boot. If you don't belong to a breakdown organisation, make sure you have phone numbers for friends or relatives who might come and help you.
Make sure you and your children can be seen if walking or cycling. still need to sort the cars

NOW is always the right time to start.will aim to have more faith in myself.

NO takeaways, coffee shops, vending machines, canteens unless for a special event. Take your own food and drinks to work, hospital appointments and days out where possible. None bought today

EVERYONE should know their debt free date continuing to pay bank of mum (Nov 2019) and OP the mortgage (another 17 and half years).Another TT of 54pish

WINTER proof your home, if you haven't already done so. Need to hang new thicker curtains in dining room- still on the list

YOU should cook from scratch when you can (unless time is short or it costs more to make) and batch cook.Will aim to do this at least 5 days out of 7. 5/5. spag bog for tea.
OUTSIDE It may be cold but wrap up warm and make the most of the available light - it will help your immune system and your mental health.see exercise

REPORT i'm here

KINDNESS costs nothing. Everyone you meet is carrying some sort of burden, so try to be kind, especially to yourself.ok
CRx

Karmacat · 7 November 2018 at 8:35PM

ORGANISE your time.
Hmm. Whenever I tried to get out for a walk, there was a cloudburst

that was all quite distracting. I had a to do list, and I've done 5/7, so not too bad.

ENJOY yourself.
Not had a focus of actual enjoyment today, though nothing's been terrible. Except the rain

BUDGETS First task on a new budget is to get a new mobile contract, bundle it in with the landline maybe, not sure.

Uh oh, I didn't put this in my to-do list, so I haven't done it. Rats. Will put it in for tomorrow.

NOW is always the right time to start. ... If you start now you will still be 2 months ahead of those making resolutions in the new year.
Love that. Love it.
Still loving it

so I came back this afternoon to report

And again :j

REPORT regularly (daily is best)
Agreed!
And here I am

And again :j

greent · 7 November 2018 at 8:36PM

NSDs Now 2 NSD and 2 XSD.

ORGANISE your time.

VALUES (Want - If I get to 8K OPs I am starting my 2020 Florida fund early.) Wandered through M&S earlier and almost bought a long, hooded dark purple dressing gown in my size reduced to £20.... and then talked myself out of it. Looked at work trousers (I do actually need another pair) but cba to try any on. I did go and get a free hot drink from Ner0, courtesy of 02

- and a free pizza from Icyland

ENJOY yourself. Got some bits sorted for Xmas - that makes me happy

MAKE an inventory of the food. Yep. For ease, lunch and dinner were a repeat of yesterday.

BUDGETS Donated toiletries to homeless mission. Spends: Groceries 75.91, Medical 6.50, Xmas 127.24 (incudes £45 voucher from cashback used), Parking 1.00, DIY/ House 11.09, Car maintenance 6.50, Newspaper 3.00. Spent today on Xmas bits - will add to totals another time (receipts not to hand)

EXERCISE 10k plus steps today.

RULES

IN case of emergency I STILL need to put details of my breakdown cover in car as backup. WIll also put another blanket in.

NOW is the right time. Logged food and drink again today

NO takeaways etc - None today. (freebie hot drink from Ner0 doesn't count! - I wouldn't have got it if it hadn't been free)

EVERYONEshould know dfd. Only debt is BTL mtge which we are OP-ing. EXTRA - need to list a couple of bits on fb00k/ flebay.

WINTER proof your home,- Have got a chap later in month to re-hang kitchen radiator and also service the boiler. OH needs to rehang rear lounge curtains.

YOU should cook from scratch. Yes. Banana pancakes for breakfast, HM Falafels and coleslaw for lunch. Dinner = couscous, roasted tomatoes (have bags and bags in freezer) and chicken

OUTSIDE Wandering around shopping. Standing outside our investment property in the rain to check guttering (tenant reported it was broken - it's not, but there is a drip from join - may have been as a result of when gutters were cleaned)

REPORT regularly - here

KINDNESS costs nothing. Passed some outgrown winter things to a friend .

apple_muncher · 7 November 2018 at 8:46PM

Today I am grateful for the colours on the trees (thanks Kerry woman for the reminder of this), for cheery pupils, for it not raining at break time when I was out on duty, for lovely other staff, for a good waterproof, for twinkling fairy lights, for sewing up and turning 8 bunny bodies and 16 legs, for an awesome parents eve with dd, for getting more paperwork completed, for dd actually eating (and rather liking) some apple :j.

crazy_cat_lady · 7 November 2018 at 8:50PM

Evening

Thank you all for kind thoughts and words - and thanks f0xh0les for always making me smile.
Another nsd in the bag - did some cooking once I got home from work, sausage and lentil casserole with enough leftovers for 3 more portions.
Work is hard at the moment but keeping going and trying to keep the faith.

XSpender · 7 November 2018 at 8:57PM

NSDs - 2/10 bagged another one today and hoping not to spend until Friday

ORGANISE your time - made breakfasts and lunches again before work, keeping the house tidy, update bu-jo, planned an evening walk with DH as DS at DPIL, simplified my YNAB categories

VALUES - TT 9p to Hitachi pot

ENJOY yourself – looking at YNAB with all the debt accounts removed

MAKE an inventory on my list for this weekend as with DH on his diet plan I seem to be eating out of it for ease

BUDGETS – YNAB updated

EXERCISE - an hours walk with the dog

RULES – sticking to 'em

IN case of emergency – still to get the few items on my list

Stock up with generic painkillers, cold and flu meds – need some lemsip and a woolly hat for me!

NOW – ate 3 portions of F&V today but also had a few crisps and a fredd0

NO takeaways – None

EVERYONE DH still to pay last card before I can calculate

EXTRA income – nothing earned today

WINTER proof your home – Hive schedule still to be set

YOU should cook from scratch -all DH meals from scratch, porridge, sandwich and fruit and bean burger, wedges and frozen veg for me

OUTSIDE – walk with the dog in the dark!

REPORT – here I am!

KINDNESS - offered some tickets I bought in error to someone who doesn't have a lot[/QUOTE]

Shrewbie · 7 November 2018 at 9:10PM

Finally caught up with the thread and had a couple of LOLs, at the trolley nicking and the ninja sandals for sneaking :rotfl:

NSD 3/20 today, really can't wait for payday so I can start paying off some of this debt and updating my signature.

ORGANISE I have 2 more teaching hours organised for Fridays, I really really value my free time on Fridays as I have them off at the moment so will plan to mitigate this.

VALUES Ultimate goals - i realised I won't want to leave Spain until I can speak Spanish to at least a B2 level. I had a bit of a wobbly last week and wanted to leave, but my life here compared to London is very up and down....the lows are much lower and the highs are much higher and I need to remember that it’s just different, not worse.

ENJOY yourself. Made a pact with the BF to share a bottle of wine occasionally or have a couple of drinks each and that's it.

MAKE an inventory of the food in your cupboards, fridge and freezer at the start of the month. Done

BUDGETS should be set before the start of the month - Getting a deposit back from old landlord today €500 but need to save it in case of dental work needed (getting 2 more quotes this week) I am very impressed that I have stuck to my total budget for the month of €240 for food and fun despite visiting a club and seeing my sister. Granted I have been treated by the BF and I feel a bit guilty about this, but I'll pay him back.

EXERCISE Failed on exercise. it’s been too wet to walk home from work this week and besides it’s dark when I leave.

RULES Sticking to these on most accounts!

IN case of emergency Need some waterproof boots!

Stock up with generic painkillers, cold and flu meds - just as effective as the expensive ones (MSE tested). Will do

NOW is always the right time to start. YES YES YES I love this too. I am going to set myself some mini-challenges for Spanish and writing.

NO takeaways, . I am probably going to eat out when we visit a town near Madrid for the bank hol on Friday, but it’s budgeted for and I’ll stick to it. !

Nst november in new york

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