2019 Mortgage-Free Wannabes

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  • Suffolk_lass
    Suffolk_lass Posts: 9,345 Forumite
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    Number #37 - I have tidied down the CA to the nearest £1k now the last of the DD has gone out. It still has some of my retirement TFLS nesting there. I have added this to the mortgage account so reduced by another £923 (quite a tidy!) so my Feb total is now £21,384.19.

    I cannot imagine I will find any more, but I shall keep looking. I do so hate the plodding stage in the month when we are still over a week from pay day and all the payments have gone and there is just nothing happening. I think it evoked a boredom response in me!
    Save £12k in 2024 - #2 target is £5000 only £798.34 so far
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    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My Debt Free Diary Get a grip Woman
  • Miss_Pinky
    Miss_Pinky Posts: 56 Forumite
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    Number 15 Checking in for the month of Feb.

    Managed to scrimp and pull the remaining balance for my end of year amount so just to recap....
    Total for Jan is £1100
    Total for Feb is £1400

    Well on target for the year and hope I can continue!

    Miss Pinky xx
    MFW #15
  • MushyPeas
    MushyPeas Posts: 3,104 Forumite
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    MFW #42

    Gosh fab overypayments people! My tax refund has just come from the tax office so I looked at that and then rounded my mortgage down which seems to be a nice approach :-)

    Oh and realised I could put it on a credit card, so I'll gain interest in my current account for a bit longer!

    Overpayment of £1771.29

    Feb total: £2771.29
    2019 target: £2771.29/£12000

    Mortgage balance should now be £37K

    I'm now trying to decide how much to put in savings vs mortgage. How do other people decide? Obviously when I pay off my mortgage that money is 'gone' as in I can't get it in an emergency!
    Previous debt: £14K :embarasse Debt free: Sept '03 :DMFW#42 Mortgage OP savings £4271.18/£12000 2019 :)Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 :A SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 :T Feb: £88.79/£280 May: £215.52/£310 June: £18.98/£300
  • lindez
    lindez Posts: 643 Forumite
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    Hi all
    #44 with an update another £20.00 over payment for February total so far for February now stands at £320.00 thank you Julicorn
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • skye_blue
    skye_blue Posts: 301 Forumite
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    Hi everyone

    No 73 with another £50 towards this months total

    Thanks Julicorn
  • Dobbibill
    Dobbibill Posts: 4,135 Ambassador
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    #45 popping in with an update for Feb.
    Additional £180 plus my regular SO for £63.11 paid.

    Jan total - £205.34
    Feb total - £260.11

    YTD - £465.45
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  • becky170
    becky170 Posts: 857 Forumite
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    No. 7 here checking in with an overpayment of £155 for Feb. Don't think we'll manage any more overpayments this month, but at least we're on target so far :)
    Mortgage-free wannabe #66 £105/4000
  • WorldCitizen
    WorldCitizen Posts: 117 Forumite
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    Number 160 here.
    Just tried to do an OP of £65.90, but I have used all my OP limit this year.
    Probably don't put in a table yet, will see how it goes. May be they will call me, who knows?
    Looking forward to April when I can overpay again.
    P.S. Can I have a smaller number too? :)
  • ilselm
    ilselm Posts: 132 Forumite
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    #106 here. £78 paid into the mortgage account today to shave the outstanding balance to a more or less round number - now ends in a xxx250.00.

    I have also worked out that at this rate for both MFW and savings that I should be able to achieve mortgage neutrality in about 29 months and in time for my 45th birthday. Appreciate a lot can happen in life between now and then but it seems a good current target to aim for. Thanks,

    February total: £1,588
    2019 total: £3,088 / £15,000
  • weenemo
    weenemo Posts: 45 Forumite
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    No. 150 checking in with February's over payments.
    £2050 this month, and unlikely to have any more this month.
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